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20120128v for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. If the insurance or condemnation proceeds are not suff'icient to repair or restore the Property, Bonower is not relieved of Bonower's obligation for the completion of such repair or restoration. Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Bonower norice at the time of or prior to such an interior inspection specifying such reasonable cause. 8. Borrower's Loan Applicafion. Bonower shall be in default if, during the Loan application process, Bonower or any persons or entities acting at the direction of Borrower or with Borrower's l�owledge or consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to provide Lender with material information) in connection with the Loan. Material representations include, but are not limited to, representations concerning Bonower's occupancy of the Property as Bonower's principal residence. 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Bonower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legai procceding that might significantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnarion or forfeiture, for enforcement of a lien which ma.y attain priority over this Security Instnunent or to enforce laws or regulations), or (c) Barrower has abandoned the Property, then Lender may do and pay for whatever is reaso�able or appropriate to protect Lender's interest in the Praperty and rights under this Security iactn,mer±r, including protecting andlor assessing the value of the Property, and s�uring and/or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any surns secured by a lien �hicl� has priority over this Security Instrument; (b) aPPeaz'ing in court; and (cj paying reasonable attorneys' fe,es to protect itg �teresi in the Property and/or rights under tlus Security Instrument, including its secured position in a bat�uptcy proceeding. Securing the Property includes, but is not limited to, entering the Progerty to make repairs, cbange locks, replace or board up doors and windows, drain water from pip�s, eliminate building or other code violations or dangerous condirions, and have utilities turned on or off. Although L,ender may take acrion under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liabiliry for not taking any or all actions authoriz�t under this Section 9. Any amaunts disbursed by Lender under this Section 9 shall become actditionat debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. If this Security Instrument is on a leasehold, Bonower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee ritle shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condirion of making the Loan, Bonower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Bonower was required to make sepazately designated payments toward the premiums for Mortgage Insurance, Bonower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an altemate mortgage insurer sel�ted by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall NEBRASKA-Single Family-Fannfe Mae/Freddfe Mac UNIFORM INSTRUMENT VMP p Wokers Kluwer Financiel Sarvices Form 3028 1/Ot VMP6�NE) (1105) Page 8 of 17