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201201285 <br />in the Property and rights under ttus S�urity Instrument; and (d) takes such action as Lender may <br />reasonably require to assure that Lender's interest in the Property and rights under this Se�urity Instrument, <br />and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchangefl. <br />Lender may require that Bonower pay such reinstatement sums and expenses in one or more of the following <br />forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank che,ck, treasurer's ch�k or <br />cashier's check, provided any such check is drawn upon an institution whose deposits aze insured by a <br />federal agency, instrumentality or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Bonower, <br />this Security Insm�ment and obligations s�ured hereby shall remain fully effective as if no accelerarion had <br />occurred. However, this right to reinstate shall not apply in the case of acceleration under Section 18. <br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the <br />Note (together with this Security Instrument) can be sold one or more tunes without prior norice to <br />Bonower. A sale might result in a change in the entity (l�own as the "Loan Servicer'� that collects Periodic <br />Payments due under the Note and this Security Instrument and performs other mortgage loan servicing <br />obligations under the Note, this Security Instrument, and Applicable Law. There also might be one or more <br />changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, <br />Bonower will be given written notice of the change which will state the name and address of the new Loan <br />Servicer, the address to which payments should be made and any other informarion RESPA requires in <br />conn�tion with a norice of transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a <br />Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations to Borrower will <br />remain with the Loan Servicer or be transfened to a successor Loan Servicer and are not assumed by the <br />Note purchaser unless otherwise provided by the Note purchaser. <br />Neither Borrower nor Lender may commence, join, or be joined to any judicial acrion (as either an <br />individual litigant or the member of a class) that arises from the other party's actions pursuant to this <br />Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by <br />reason of, this S�urity Instrument, until such Borrower or Lender has notified the other pariy (with such <br />notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the <br />other party hereto a reasonable period after the giving of such notice to take conective action. If Applicable <br />Law provides a time period which must elapse before certain acrion can be taken, that time period will be <br />deemed to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to cure <br />given to Bonower pursuant to Se�tion 22 and the norice of acceleration given to Bonower pursuant to <br />Section 18 shall be deemed to sarisfy the notice and opportunity to take correcdve acrion provisions of this <br />S�tion 20. <br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" aze those substances <br />defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following <br />substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, <br />volatile soivents, materials containing asbestos or formaldehyde, and radioactive materials; (b) <br />"F.m�ironmea�tal Law" means federal laws and laws of the jurisdiction where the Properly is �ocated ihat <br />relate to �healrh, safety or environmental protection; (c) "Environmental Cleanup" includes any response <br />action, remedial acrion, or removal action, as defined in Environmental Law; and (d) an "Environmental <br />Condition" means a condirion that can cause, contribute to, or otherwise trigger an Environmental Cleanup. <br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous <br />Substances, or threaten to release any Hazardous Substances, on or in the Property. Bonower shall not do, <br />nor allow anyone else to do, anything affecting the Properly (a) that is in violation of any Environmental <br />Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a <br />Hazardous Substance, creates a condirion that adversely affects the value of the Properly. The preceding two <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP � VMPB�NE) (1105) <br />Wolters Kluwer Financial Services Page 13 of 17 <br />