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C11 (n <br />0 <br />M <br />p <br />N <br />p <br />C:> <br />V <br />-n <br />I-A <br />01 <br />C n <br />..p <br />rr1 <br />oo <br />v <br />O <br />~ M <br />C _ <br /> <br />rn <br />N <br />1> <br />N <br />v <br />CA <br />Cn <br />R~ <br />g~ go <br />, <br />[Space Above This Line For Recordi <br />ng Data] <br />When Recorded Return To: <br />Loan No: <br />101247685 <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Parcel ID: <br />400385279 <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated February 10, 2012 > <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Scott A Lemek and Lisa K Lemek, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 <br />(E) "Note" means the promissory note signed by Borrower and dated February 10, 2012 <br />The Note states that Borrower owes Lender <br />Two Hundred Sixteen Thousand Five Hundred DOLLARS and Zero CENTS <br />Dollars (U.S. $ 216,500.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than March 1, 2022 <br />NEBRASKA- Single Family - Fannie Mae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1101 <br />Laser Forms Inc. (800) 446-3555 <br />LFI#FNMA30289111 Page I of 13 Initia <br />t/ <br />