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<br /> � •• - TOC,EfHER WITH ail[he improvements now or heteafter erected on tke pmperty,and alj easemeuts�appurt����
<br /> . ` ''`:; ;. . • fixtures naw oi hereafter a pan of the propeny, qp replaxments and additioav sbaU also be coveced by this Sesauiry -
<br /> .. ` Instrumen[.,A11 of the faregoing is referred to in thb Security Instiument as the'Property.• -.
<br /> , � •�• � ����." •. gORROWER COVENAAiTS[hat Bomowet is lawfutly seised of the estate h -
<br /> � : '�� ` �;ar�;,, cunvey che Property and ti�at the Pto e �Y canveyed aad has the right to gr+�.m and -
<br /> � � defend g�nerally[he atle to the Pro p m ��e����•except for eacumbrances of rerord. gurrower w�raa��� _
<br /> , . P�Y 8�a11 claims ansi demauds.subje�to any encumb�rances of�card. ;
<br /> � THIS S�CURfTY INSTRUMENT combines uaifmm co�en����r�onal use and nan-�mifomi wvena�s with timited F
<br /> _ .," �` ;�: � ` variacions by j�uisdiction[o constitute a w�ifaim securiry instn�nt covering mdl pmperty. `
<br /> UNIFORM COVENANTS.g,ormH,er������� �:
<br /> _ !y'~-�; agrrze as foltaas:
<br /> ''�'�`� • l. Payment of Ninclpu�aad iut�t;
<br /> _ < .•�-. : . P►ePa3rmeat aad Iate C6asges. Borrawer shalt promPtlY PaY when dne the �
<br />_ `� �'..�.�; principal of and interest on the debt evidenced by[he Note and aay PrePaJ►ment sud late c6arges dne auder the Note. i�:
<br /> E. Fnnds for Taxes aad Iasuraace, Sublect to appticable law or[o a cvriuen wafver by I.ender, Borrower shall pay to -"
<br /> � .. , , Lender on the day aionthly Payments a�due under the Nore,un[il the Note is paid in fnll,a s�(°Funds°)for_(a)Y�Y�� � :
<br /> ,_ :_, . .: ..:1�: and assessments whicb utay auain priorhy over this Secarity Instrument as a lien oA the Pr+oPertY:(b)Y�Y teasehold payments "'.
<br /> •�' � ,`.-'c: or ground rents on the Prnperty,if any:(c>Year1Y 6aratd or property u�surance P��:(d)Yea�iy flood insurance premiums.
<br /> ''� -,'�, ef any: le1 yeazty moagage insurance premiums, if any:and(�an sums
<br /> � �.` the provisiops of paragraph 8.in lieu of the y P�te by Boaawer to Lender,in accordaz�ee with
<br /> .-�. . •:•�,� : PaYment of mortgage insuraace premiums.These items are called"Fscrow Items.'
<br /> , l.ender may. at any time. coitect and Dotd Funds in an amouat nat to exceed tl�e ma�cvmim amount a lender for a federally
<br /> ., r�Iuted mort g a ge toan ma y c e q u i r e f o r B o r ro w e r's e s c i a w a c c o u u t u u d e r t H e f e d e z a l R e a l E s t az e S e a iem�t procedu�p�of e�
<br /> ., ]9�4 as amended{rom time[o ame. 12 U.S.C.Seaion 2601 et seq. ('RF.SPA7,lmiess anotnerdaw that applies to the Fuads �
<br /> . ^ se[s a�esser amonn[. If so, Lender may. at any time, callera and hold Funds in an amomn naz�cs�aoeed the Iesser an,n,,,,r �
<br /> _ �:�s,::.
<br />_ . . � r `.;; l�cnder may estimate�6e�*.nnt of.Fimds due on tL�i�as.s of aurent data and rr�aable esti�c� -
<br />- 4 ' �• .�-��w Items or otherw:�e i�;r�vo�anee with li 3�5,.-aF. �of future ---
<br /> " _�'�_ '''� aPP �. .
<br /> . r,::; • � '1`6e Fe�s sh�'.'t.�:'�.i�j�1i� iD 2II 111S1.:2t1110A WIIOSY"�OSIIS 3I�(d{SUIE(1 by �-��detal . . -
<br /> 31 a��, ias7ru�iestality� ar e.�tis�,r
<br /> � �� 5 ,..,;. t'.�':iuding l�3i�,;f�;s suc6 aa=�itfon)or in any Fed�r�i�iaQae i.oan B�k.L�nder�aPP�Y the•Fuuds to pay t�
<br />° � '> Escrow Icektis..�;�er mag�ts.ci�uge gr,�arer for hol ' and e
<br /> ��".•„ du�g z�r�?i�g the Funds,annually anatyziag the escrow aeou�t,ar
<br /> ;�.:• .. . .. ., �verifYing the�.�:vsv Iteac..�,c�ii�s Len�r�ays Boaower inferest a�t��Funds and a�plicable iaw germfts I.�d�r to make snc2i
<br />''.:::;�.<...::.;•�::.,,;�` a diarge. Ho��er.Leudsr.,c�a�require�orrower m pay a oae��e for an nadependent�al estate taa --
<br /> ased by Leu�'in conn�on with this �aan, wt�ess Izcable faia ��S service
<br /> .,�� �P- �rovide4�e. Untess
<br /> ' �, apglicabfe laur cr�aires interesc to be paccL.II�der d�ali IIaa i�e ¢r Bo azry�o eamin ��made or
<br />- �, . .-i���% 8oirower a��der may a in =� � 8aY rrower gs the Fuads. __-_
<br /> . '•�. Y �• ..,:;,��, 8� �.�..nwever,that intereat s�aYD�e paid oa,tha�Fu�cLq.➢�der sha13 g��t�Bom�wwr,
<br /> , . , ._�,` «�ithouc cb�ge� an annual acoonndng of t�e Fmnds,sltdw�g credits and Qebit�ta x�P�tads aad.ttte p��OSe fo�.whaeiy�
<br /> �= deba to the Funds was made.'i'he Fuads are p2edged as 2dditional securiry for a1B�e secared by ihi�Secarity�t, �"�
<br /> If the Funds held by I,ee�dar exceed the amoonts permit�co be held by appW�61�Iaa,Lendex sL�ll���g���
<br />- �S'�i;` " for the excess Funds in I� �,�.�,.
<br /> �-,
<br />_ , aocoNance with the requirements of applicable law. If the amount of the Funds held by i.eader at aay �.:•
<br />_ time is not suffieieat to pay the Escmw Items when dne,I,ender may so notify Bomuwer in vuriqng,aad,in y��go�� E'
<br /> . .. s1�aU pay co Lender[he amount aecessary to make up the defccieacy. Borrower ai�all make up the deficieney in no mnre than r: .
<br /> tweWe monthly payments�at i,ender's sofe discretion.
<br /> ' UPaA Dayment in full af all suss secured by this Securiry IasaumeAt. Lxnder shaU promptiy refund to Bonower aay ��.�
<br /> . . • • Fuads hetd by l,ender.!f,under paragraph 21,L�ender st�al�acq�i�or sell We Pro p�r t y�l,ender�p r�or to t h e
<br /> _ . . of the Properry.shall apply any Funds hetd by Lender at the time of �I�ipon or sate ��:.
<br />_ � � [his 5ecuriry Inswraenc. �ition or sale as a credic against t h e sums secured by °:
<br /> . �. i.�-
<br />_--_ •� 3.Appllcation oY Paymeats.Untess applicable law provldes oWerwise.aU payments reaeived by I.ender�der paragrapLs `��_,
<br /> .,,'_ - ` 1 and 2 shall be aqpfied: first.to anY prePayment charges due under the Note:seaand�to amounta p a y a b le un Q e r patagraph Z; .�_
<br /> " . �"'•;� dtird.to in�erest due;fourth,to priacipai due•and last.[o aay Iate c6arges due uader the Note. �
<br /> . �.. �`�'�;;::r s 4.Ctiargeg;Ueav. Borrower shall pay all taxes,����, . �'
<br /> _ ������ �v h i c�m a a n a i n p ri o ri ry o v e r t h l s S e c u r i �� fines and i m positio n s a t t n'6 u t a b l e w t h e p i,n p e rt y
<br /> . ���,;_ y t Y t a s u v m e nt,and Ieasehold paymeats or grouad renis.if aay. Bomower shaU Pay► �-:.
<br /> .��' ��. ;.�:;,�� tliese obligations in'the manner provided ea paragraph 2,or if not paid in that maaaer,Borrower shaU th¢m
<br /> �;�. •. . ..� •.:•r to the person owed paymeAt.Bonower shatl m P�Y oA time d�eq}y
<br />--- �• � !f Borrower makes these a P ���to Lender al!notices of amounts W be paid uader tbis pardgraph.
<br /> ��.�
<br /> D Yments directJy.Borrower shall piompdy fumish to Lender teceipts evidencing the payr��, f�
<br />"' ,,�� .: • . .�•� $orrower shall prompUy discharge any lien wtuch has -
<br /> = . . � wriiing co�he paymem of We obli Prioriry over this Seivrity Iasu�ent untess Boirower:(a).agrees ln
<br /> b , or defends a P��on ser�rred by the lien in a mann¢r acceptable to l,end�r(b)contests tu good faith the lien
<br />- � •''�� � Y gainsc enfo�,cemeat of the lien in, legtil Pmceedings whicd� in t�e Beader's opinian operate to psevent the
<br /> - • enforcement of tt�e lien:or(c)secures from the kolder of tbe lien an agrecmeot s�ory w Iea���b���g�e lien to
<br /> _ . .' ' this Secudry Insanuneat. IP Lender deteiminss tbat any part of[he Fmgetsy is saliject to a liea wIuch
<br /> _-_ . � , ..�:,,�� s this Securiry Qm�r-u.meat.lender may give�:aarower a aoace idenS �Y�°Pri�tY over
<br />-- • •i . more of the 2��s set fotrh n6�ve within 10 �°�lien.Berto�rer shalt satisfy the lien or take oae o��
<br /> _ , days of the giving of no�ce. •
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