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<br /> TO(3BTFi8R WI'TH dl Q�e improvaneats mw or bere�ftor erected oa the PropectY.+wd�11 , �
<br /> fixturra n�w or hereaRer • �►rt of the pcopeny. All replwcanent� �nd �d�iidanc suxll �Iso be covered hy thia Sa'urity '
<br /> I�.All of tbe fore�oiy in refen�al W in tbls Secudty Insuument�s the"ptoperty.•
<br /> BORROW'bR COVBNANTS tlu►t Hocrower�lawfully ael.qod of the atquc lureby convoyr.d ind h�a the right to gcant aad
<br /> canvey the PropatY�und thwt the Pmpaty L uu�ocwnbered� ea�cept for eacumbr�ace.c of record. a�rrower wwrranu and wltl _
<br /> defend Qenernlly tLe dtle oo tho Propertp+►gdost�11 claiaoa aod danu�ds�subject W xny encumbrxnces af reconl.
<br /> THIS SBCURITY INS'I'RUM6NT cambinea udfami cavea�nts fiir n�danail usa nnd mn-unlfoim covamuus with licaited
<br /> v�rE�tio�u�by jurisdiction to consdtute a unifomi secudty innrument covodng re�l property
<br /> LJNIFORM CAVBNAIVTS. Borrower�nd Lend�r wveaant nnd�greo�a fcillows:
<br /> 1. Payrn�nt of Prladppl and Iderert3 �7� �nd I.ste Cha.r�. Bacrower s�14 pro�mpdy Pay wt�ea due tbe
<br /> j;�,;.;.i�al of:,nd inlerat on rt��bt evide�ocxa by tLe Note lu�d AnY P�Y��apo lale chscges tauC utYkr the NotC.
<br /> Z.d��wb toe T�acea+�n��. �j�t to a�rglic:xble l�w or to a wtltten waiver b�l.enda� Hoemwer smu Fsr a
<br /> IIxnder oa t6e day nanthlT I►�►lrme�s aro dae wWer tt��k'ote.iwtil�he Note is paid ia fuU.a aum('Fw�ds')for:(a)7aulY tua
<br /> �nd u�etks wWch au►y atwdn pciorit�►ovu 1�►is S�curity Imtnuaa�t�a s lien on tbe Ptopaty;@)YeulY k�ehOb P�7m'��
<br /> �n flood lnauau�ce pcKmia�oas.
<br /> uc YrowW reats on dse Frapestp.it�a�r:4s�3'����Y��?+��►�+t or property ia�ur��ace premi�mnat(d)Y�Y =
<br /> i�f aay;(a)YadY mor�e�a��P��uacas�i£mn.y;aad (�anY avros Wln�le by Borrower W I.enckt� in�ccocd�nx with
<br /> rd�s gmvigioa+of p�ngr�qih R,In lien of d�e pRyme#a�i uwrtgye imurwx premi�m�s.Theae itaas ue c.�Ued"Baciuw Ytea�.'
<br /> Leada may� at�ny time. cc�llect wd bold Aw�ds in�a wount not to eaceod the muimum swaount�le�aida for i fakr�lly
<br /> nlaoed mo�t8a�law nx�t re9nire fo��°�'s escrow�ccount w�der tbe fed�ernl Rat Ast�te SettkaaeaR Ptuc�res Act of
<br /> 1974�s ameaded fran time�dme, 121J�,S.C. Secdon 2601 et seq. ('RSSPA')�unleaa twotb�a lavr tt�t apQll�s to the Puods ,..
<br /> sets a lesser awount. If so, Lender msy. �t�ny time. coUect�ad lald Punds in�n unovnt not to ezaed the les�ar�mwat.
<br /> I.ender msy estimaDe the�una�nt of Punds doe on tlu bssis of cutrent dets wd[asot�ble eatim�tts of e�cpendituns of fudue i
<br /> B.xrow Itaas or ot6awise in ac�ocd��e with sP'Piicable law. —
<br /> '!be l�u� sh�ll be Leld in sn iastitution wLoae deposita ue insund by a fed�eral�ency� �ity, or eadh .
<br /> (includia,�Lad���if L�ender is sucL an ia4dtution)or ia�ny Feder�l Home Loan Baok.Lend�x a1uU tpply tt�e Pu�w pay the .
<br /> �.,,.^..-��:�s,:.I.s�•�,•Y,!�'!ct�.ree Borrower for holdln8�ad�PP1YjnY tLe Fuuda��uou�liy awlyr�u�tbe eaanw�o�rot,a
<br /> � verityios tbe H�crow Ita�.uales�Lander p�ys Borrower interat on the Aunds�nd�pplicabla l�w pawtte i.eaaer eo m.ee sucn
<br /> a chac�e. However�I�eader maY zo4vin Borrower t�;F+�ly a o�e-time cb�r�e for u1 iudependwt cal e�tate tax reperdn��avioe
<br /> ` �ped bp L�xkr ia 000mectioa•wltb tlds low, auies, ��Qplicable law prrnldes odrecwlse. UNcaa� wn �eema�c u m�s ar
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<br /> ; �pplic�ble 4w nquires intaresi to be pwi�d,I.endet a4,u►1�l�ot be cequirod w p�Y �wer�ny i�Merest or arninga�oa tbe Fund�i..
<br /> Borrower�od I.enda mty t�gree In wrai:i�1�,:�e�t�n�tbat fnter�st�."�:�Il be pRid oa the Fun�s:1Lt�adar sh�ll�ive to Bo�tcriv�r;, • 1
<br /> � wIthout clur�e� ��OtA�I�ClY1U1YI11�tl�fl�IC;F.LplI.S, s3��anng credits aud debits ta thc Fual.c a�nlf ihe pucnox for whic8 a�nct� �
<br /> � debit to tbe Punds w�a m�de.'Ibe Auac4q ai�e A1ec'1�.d�.s�addibonRl eecunty foc�Il su�.s sec��ap�Secudty I�•
<br /> If tht f�r 1_+eld by I.ender excad rtl�e yuaouuitc 14*em�tmd w be Leld by applia�bla Iww;:�.�ades st�ll arx;ottit�t to Bocrowa' ,-
<br /> - for tLe eseas Puncle in axArd�aa wlf�nDe tequira�enca of�pplicable law.If the�amount of.nhe��uade held lry L�eada at�ny
<br /> � tlme ia uot wf6cieat to p�y tbc Bxrow Ii�ns wLen ohte.Lender may so nodfy Bocrowa in wira�i�.8,'wd�in�nch c�au Horro�rer
<br /> e eLall P�Y to L,eader tbe�mouut aece�uY w m�te t��the deficiency. Borrower sbsll m�lce u�r�¢�c,deficiency in no a�ore t�n
<br /> tixlve modbly PnYments,at t.eader'a mola diaccdiaa, .
<br /> ``' UP�I�Y�in full of all swns aecured Dy ihis SecucitY Instnmoent.� Lendec d�sU peomPtlY tefi�na�to Aottpvret my
<br /> �� �,mae t►eew by�.«�aa�.If,�wr+s�►2i,��,ai,�or�eu�r�,eny.i..�,r�;or w s�poy�uimaa�or�
<br /> { of tHe Propaty�alu�U�pplY�nY Funds�cld by Leada u tLe time vf�cquidtion or s�le as�ceedit.�mt tbe awae racure.d 1ny
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<br /> � ��A•pplk�of��ondtis.Unkab sP1p' P �eceived by I�aKier undec par�r�phs ,
<br /> 1�c�tAG lnw t�m�ideA otM.cvvise,all P�Y�
<br /> ' 1 aad 2 slall be qypliod:R7�r:sG��to mY P�Y��S���wdar the Note:aecoad�to entotuxs pyable uacler Pu+�ap�2% .
<br /> � third�to iuterest duo�fourtb.to prinCipa►!due:�nd l�t�to any late chuges due uncler tbe Note. —
<br /> � 4. C6uthi Liar.Borrower sbnlll�aY all ta:e9.�sse�ents,c]ursea� fine:and itapos�ore�m auribnt�ble to d�e ProQaty
<br /> ' which a�y u�in priaity over this 9eu1uity Instcumcnt, and le�schold paymct�.+or gccxmd centa. if at►y. Horc�u�ret tt�ll P�Y
<br /> � t�e obliQatioo�in the mawxc provided in pwrgraph 2,or if not p�id ia th�t m�ouer.Borrowa t�ll p�y tl�an on dme diroctly
<br /> - ro tbe peeon owed p�ymeat.Borrowa st�ll Proo�x1Y fumish to I.eader ail noticet of�mounta W be paid unkr thi�pan�'�ph.
<br /> If Boriower aa�kes d�e p�Ymeaa diratlY,Boreower shill pranptlY furcusb to l,eadec rxdPts evidencin5 tLe P�Y�•
<br /> Borrowec s1W1 PromptlY d�ub'��Y licn wLich h�s p�ioriry over tLls Security Insuaaae�u udeas Ran►wet:(t)a�red in
<br /> � writip�w tbe paymcAt af die obligadon sxur�x!by tLe liea ia a m�auoer awepp�bie to Lender:N)oonoes�i�►Nod bith�he lien
<br /> by� or defwds a�er�io�of tt�e lien in. 1e8�1 Proaediu�t w'Wc� is tbe L,ender's opinion opa�De w pr�veat t�e
<br /> eu6aomeat of d�e 3ia�s:a�(c) sxura from tl�e baider of the ltaa aa qc+e�eae s�s4cwry to Lwder svbordiuunj tbe liea to
<br /> ` d�is 5oca�citp i�t�me�. If LeM�r determiues that any pu�t of tbt Pm�peity is subjax w n uen whi�rosy�in pciorit�/aver
<br /> dus Saaec��rstc�,L�eade.r uu►Y B�vc Horrovrer a notia idaKifYi4B tbe liea.Borrow�er stiall suisfy tbe liea or Woe uac or
<br /> mvre o�f d�e sctions�et 6orth�bove witlun 10 cb►ys oE tLe pvia�at notia.
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