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� <br />- <br />N � <br />A �� <br />�� - <br />N � <br />0 - <br />� <br />N �� <br />e �� <br />� � <br />� <br />� <br />� <br />� <br />1 . <br />J '" <br />N; <br />�� <br />�i <br />i <br />�. <br />, <br />i <br />� <br />�� � ��4 <br />;: <br />� <br />2 <br />n <br />r <br />r ,, <br />� <br />a <br />�� <br />rn <br />� <br />� <br />� <br />rn <br />� <br />0 <br />� <br />o » <br />r+y <br />m <br />N <br />(' �J <br />4'� <br />�V <br />� <br />� <br />ti <br />C!') <br />'� <br />3 <br />N <br />� <br />N <br />� N <br />� <br />� b <br />2 -i <br />�rn <br />�o <br />o � <br />-'� z <br />= m <br />n o0 <br />r �pr <br />r ls <br />Cn <br />x <br />b <br />.1 �.,, <br />� <br />� <br />N <br />O <br />F-+ <br />PV <br />O <br />F--+ <br />N <br />O <br />� <br />[Spaee Above This Line For Recordine Data] <br />When Recorded Return To: Loan No: 101247547 �,�,�� <br />� Five Points Bank <br />� 2009 N. Diers Ave. <br />�� <br />�� Grand Island, NE 68803 Parcel ID: 400330334� <br />� DEED OF TRUST <br />�� <br />� <br />� <br />� <br />�� <br />�- <br />r� <br />� DEFINITIONS <br />� Words used in multiple sections of this document aze defined below and other words are defined in Sections 3, <br />� 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document ate also provided in <br />� Section 16. <br />�(A) "Security Instrument" means this document, which is dated February 9, 2012 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />David J Koubek and Kristel B Koubek, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 <br />State of Nebraska <br />(E) "Note"means the promissory note signed by Bonower and dated February 9, 2012 . <br />The Note states that Bonower owes Lender <br />One Hundred FortyFive Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 145,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than March 1, 2027 • <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 44Cr3555 �� <br />LFI #FNMA3028 9/11 Page 1 of 13 In' ial • <br />