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<br /> ToasT�t�R vvtTH .0 the�,,,ao��na now a nerc�cta«octea or,lho prapacr��na�ll�eana�u�+gaau����a
<br /> tiuwn�naw or t�fler�p�rt af tho propetty.AU repi�cemenla�md addidan�ahall�lio bo wvexe�d by�his Securl�y InsuumctiG -
<br /> AU of ihe foro�oing 1�rcfated p in this Sacuriry Instrument a�tho"Pm(xxtY•"
<br /> BORROWBR COV�NANfS th�t Bamawcr ie lawfully seisod of 1ho csteu hcreby convayed�nd hu the dght a grant and
<br /> convey the Propaty and ttat the PropatY ie unencumbered, oscxpt tor encumbrancaa of�ecord.9onawu w�rronu and will
<br /> defatid��krally the dtle u�tho PropatY e8+�►st all cUdme and demanda,subJoGt w eny encumbru�cas of rocord. _
<br /> THIS SECURITY INSTRUNII'Nf combit�s unifam wvdw►ts ta a�io��al uso and non•uniform coven�n�s with Umited
<br /> v�rWlona�by jurl�dictbn a con�two a�w►i�[ora+xcuricy instrw�aeac ooverxng reat ProP�Y• ` ,
<br /> iJNIrORIvi CGVEI1n?�TS.�a��::u r..�.�.�,,�:c�v;,:.�.�',a^R..'�.:pCC':S Cn{SrrWy.
<br /> 1.PsYment of Friactp�{u�I�teresti A"�IP�lmeat asd Lxh CUu�es. Bocrower shall P�P�Y 1��' when due tbe
<br /> prl�dQa1 of and in�on the ddot av�denced by tho Nol�e and anY D�Yma�t and l�te cl�rgea due unda tho Nobe.
<br /> Z.F�tor Tiucea nd I�a�nn�e. SubJect W �ppuc�ble bw a to a wtiva� �vaivar by I.aulet� aarrowu sha11 p�y 10
<br /> I�a�da oa d�e d�y ma►Wy p�ts�re due unda ti�e No1e,uac�the Noia i�paid in fcslD,a sum("Funds")for:(a)ye�Zy tax4a
<br /> �nd�a►ts Mhidi a�y�ruin priority ovu Ihia Securiry Insuuma►t as a lieo on 1he Propary:(b)Yar1Y ka.�ehold Py'm���.s
<br /> cx qround rra�n on tl�e F'rope.rty�if my�(c)Yeuly twrard or propaty inw:anoe ptimiums:(d)Y�Y���P��um��if
<br /> +�Y:(o)Y��Y�Y�a��P�tums�if eny��nd(�anY swns paY�bk by Bormwer w Lenda�in�c.cotdancc with Uw
<br /> povisioos of p�raRnph 8, in lieu of dro paymes►t of mortgs4Be Insunna pc�aniwns. 'I1�we itana are calfed "Eacrow Ikme."
<br /> LeMks may.u any time.wlkct and hold Fw�ds in en emaunt not w excood the maximum amouat e knder fa a foderally nlated
<br /> mortg�go han may mquin fa Bomywer's escrow account under�he feda�l Real Esw�e Settkment Procedun�Act of 1974 a�
<br /> �rr�paled from time ro time. 12 U.S.C.Sactia�2601 et seq. ("RESPA`),unkas uwdia Lw th�t applies to the Funds sets a kssa
<br /> ntoun� If ao�L�axkt m�y. x any titne�colloct and hold Fun�ls in m acnount not to excood the ksser �rnoun� Lenda tnay
<br /> estL�ut�e the�nount of FuncLv due on the b�sis of carrent dau►and reasonabk estirtutcs of eacpaldipues of fudue E,�now Itans or
<br /> otlxtwisa in�ocord�noe wlth pplicabk law. �
<br /> �iiia�wKiv shali oc i�ciu u�w����G;i�::S',c,�d�i��t f�.:csxtd b;a f�ete!��';.in�n,�mrrnlity,or mHty(�clud�lig
<br /> L,endsr.if I.e�xkr is�uch�n institution)or in any Foderal Home Loan Bvtic.Lea�der e1Wl apply the Funda to pay the�s¢row • ,
<br /> - Iic+�w.ia��� nat c."�t Scrro.�a f�h�?�ling t�d;*�►1;lr.g�M Funds�anm��ly�n�lyzing the exrow account ot vetifying : _
<br /> the Bxarow Itane,anks�I.e�ekr paYs AQmowu intaest on tho Fund�end app3kabk Isw pamits I.enda tA m�lca such�diar8e.
<br /> - Howeva,I.aider may reciuin Aiorrowrr W peY a onr.-time ctiarge for an indqxaida�t real csqu�e tu��q�ortln8 aavico iiaed by
<br /> L�enckr in connect+on rvlth thb l�oan, ►mless y�plicabb inw providea o�hexwisa LTnkss an s�groerner►t�t mde a appUcs�ble 4w
<br /> _ roqulns int�re.st tc►�tx.paid. La�c�*�slwll not lx required to psy Barower�ny 3�Ierest a earninge or�the�Lnd�.Barower md �
<br /> L,a�da rt►AY.+igioe In wrising,howevu�that interest shall be p�id on the Fuods.L�nder shall givo w Boauwa,wldwut chuge.�n
<br /> �nnwil�caounting of tha Funds� ahowing cxedit+and debits w the Funds nnd she pucpox far which each debit to the Fwrda wa+ ,� ._
<br /> made.�1�o Funds�re pbdgod n additian�t eocurity fa Atl sums secured by tl►is Socurity Ynstriunent ,
<br /> if the Funds heW by I,endet exoad the amounts pamitted to�a held by opplicable law�I,et�da shall sccount w Horrower fa
<br /> �he eacoess Fwida in�iccaclaea with tha cequircments of applicabk 1s�w.I�the amount of the FY�nda held by�l,ender at any tinne is
<br /> not saEficknt to pgy�hc ESCroN Items what due�I.dtder may eo tiotify Bflnower In writing,end�in s�tcD case Bonowrt sh�ll p�y • .
<br /> b I.axkt the �nount Yieoea�u}+ b malce up the deficicr�cy. Barower shnll malce up the det'xiaicy ln no moc� IAan twelve •
<br /> -, monthlY P�Y�����'e.wo1c di�credon.
<br /> , Upon payt�aait in full of�fi sume eoc�uod by tbis Secur[ty Iastrumetit,X�u�der slull promptly refund to aonrowu.any Funds
<br /> hdd by L�der.If,unckr p4yBe�h 21.I,a�da slull acquire or ieell the P�paty�1.rnder,Pria to the�equiaition ar sak of the
<br /> ( Property,elull�ppfy at►y Fuoda heW by L�ender at tt�e time of acquisiteon or s�le as a andit against d�a sums exurod by ddi
<br /> . Socurlty InsWn►cnt.
<br /> ` 3.APplk�tbn of Pxymeete. Unless epplicabk�►w provides otl�erwise.all p�yma�ts received by L,enda wKler rrua�aphs
<br /> � 1 mnd 2�t�aU t�applied:C�t�51,rto auiY P�'�WY���SGt due unda lhe Not�e�second�to anwunts payabb undu'purA�(�h 2;
<br /> �1, third�cn intrrest dae;fotud�,to�r'sncipel duec and last,a any la�e charges d�e unda the Note.
<br /> `�� 4.Cbar=a:l:dtais. �oa�o,�a'�hs�ll poy�11 w�ces��►ssessma►ts.chaa,�ea fu�es nd imposiriona aaribuh�bk a the Propaty
<br /> which m�y�pRior�3y ova ifiis Security Instsurneat,aad lenehold payrt�ts a ground ren��if any.Borrowar sh�Jl poy these
<br /> � oblig�tiona in the ma�ui.x��mliled in paragraph 2.or iF oa padd in chet muma.Borrower stWl pay them a�dme diroct'+y u�tde
<br /> � pet�on owod pyment. �envwet sl�all P�P�Y fumi�h to� 'Lsnder�11 notioee oE�ts to ba paid uixla dds pnrx�gr�pl►.�f �
<br /> � �ormwKx mai�cs ti�cse�p�y�menu�dirocdy�Borrower sttsll F�F�Y funtis'�e�i�eder rc�ceipts evWaicing the pnymal�s.
<br /> Borrowa�nadfl�revnptly dL�chugo�ny lien whkh ha►s prioricy.ova this Socurity Instruroa►t unks�Borrt�wer 6t� ��
<br /> ' writing b the payment ot tho obUgWon xeurad by tha lien in�manner acx�tAbk to Lender,N)c�n�in good�dnidh d�e lien
<br /> � hy� a defa�ds �gatnst enfatce�nent of tha lkn in� 1e8� P��Bs which In tho I.cndix's opinion o(xrate trs pnevent tho
<br /> � enfaama►t of the lkn:a (c)sxnres from tho hoWa of thc Ikn an agrocmcnt sadafactory to La�da subordL�ating tho Ikn w
<br /> this 5ecurity Inawmen�If I�enc3er ddaminea t}ut my pert of tho Property is sub)oct!o a Uen which may nttein pdocity over this
<br /> � Secnrity Inswma�t,Le�may give Barowa a norice ida►tifying the 8en. Sarowa shall suisfy tha lkn a t�ke one or mae
<br /> of the octbns set forth above within 10 days oE the giving of notice.
<br /> Forn��OZ� YIM
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