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. .. .. <br /> �� " - - -- — _ _,.__.�.�- ------- ------- <br /> . , rnr��tiMiYACr. <br /> +��•��h[bt,d�.t,_l�--:_,..__ ._. ...---- - - <br /> - 9�� , <br /> 1(}4�901 <br /> '1'OLiETH�?R WI'fH�II Ihc iutprovenientg�aw or herc�Rer erectal on tl��+sopsny. and al eAxmcnts,appurtc�u�nces,and <br /> flxlurr.r �xtiw or hrrtafler � ptrt af the pmperty. All rcplacementa sxvi er,iclitb►�� shall alw bc cavere+J by this Sauriry <br /> Instnm�ri�t.All uf t1w faregoing is rcftrm!to h�this SecurUy Ia9trunxn�t ag et�,"Propcny." <br /> Ht�RROWkiR(:()V�cN�1N7'S thrl l��rrc�wcr iy lawfully�rix�.l uf'tl,�c.rwte herci�y cunveyai unJ I��.ti tlw right to grwu:uut <br /> rnnvt>��he �'n�+ert� rnd t1uN the Pri�perty ia unencumberod. except fo�.encumbru�ces of re�rord. Born►wor warr�u�ts and will <br /> ckfr�xi grnCrwlly ttx+litle tu the Pmpeny aguinsl t�11�lxims enci demuxlt,�ti►b,}oct to uny encumbrenees of reeord. <br /> THIS SEiCl1R1T1'INS'fRUMBNT cumbirs�s unitorm covonwrNs for rea�ti�t�l usc a�xf nomuniform covenants witt�lirtuitad <br /> v�ri�etkmx by juris�ticlion to rnn�ti�ute a unifurm security instniment cnvc�ing real propeny. <br /> UNI�URM COVENAN'CS. Borrower wx1 L.cnder covmant wxl agrce as follows: <br /> 1. Pqmeat ot PirinripRl Mnd tnt.we�t; PrepRyment �nd Late �iwrRe�,Borrower sT►alt promptly pay whcn duc the <br /> principa!of arni intercst on Ihe dtbt evideuced by the Note und�ny prcp�yment and Iste ctwrges due w�dcr th�Noto. <br /> 2. E� far'faxes�nd Ineurance. Subjoct to wpplicablc law or to a written waiver ay(.ender, Bosrower sl�all pay to <br /> Lc►xler on tlw dny n�nthly payments ar�due undsr the Note,until the NMe is paid in full,a sum("Funds")for:ZR)yeaxly wc�s <br /> and assesxments W�hich nwy attwin priority over this Srcurity Instrurmnt as a lien on the Pmperty: (b)yearly leasehoid pqyments <br /> ar�rournt rcnts on the Property,if any;(c)yenrly huard or property insurRnce prcmiums;(d)yearly flood insurance premiurm, <br /> if Any;(e)ye�dy nx►rtgage insurance prcmii�ms, if any; arn!(�any sums pwyable by Borrower to I.e.�der, in aoccardanoe with <br /> the pm��islons�if par�grxph 8, in licu of the p�yment of mortg�ge insurar�ce prcmiums.Thae itec�s ara c�lled "E.scrow Itm�." <br /> Lendcr mAy, at ru� tiarao, collect and hold Funds in an amount rat to�accrd the mucimum�mount x leiwier for a fakrallY . <br /> relrtecl mortgayjc I.��au �.��c�y n:>qpire for&�rrawnr's tscmw account u��der the fadera{ Real Estate Settlenunt}'rocedures Act of <br /> 1474 xs amendoci fmnt,tim�to dtne. 12 U.S.C. Satio� 2601 a sey. ("RESPA"), unless mother law that y�plia ta the Fund� <br /> aets a Ictiser i►na�aint. If w, Lender may, at any time. rnllxt u�d hold Funds in an amcwnt rat t�exexd the lesser,amount. <br /> l.ender mq est[�the amount of Funds due on the�sis uf current data u�d rcasoiu�ble estimAtes of cxpenditurcs of fi+ture <br /> Fscmw ftem,s or oeherwise in eccordance with appllcuble law. <br /> Tho Fueds sl�all bc held in an instiwNon wh��sa.�lG�sits are insured by a federnl agency, �nsaument�lity. or entity <br /> (Inctoding Lender,if Lender is such an institution)or ia.wn,��edw'a1 Home Lwn BAnk.Lender sh�ll�pply the Funds,to��y the <br /> Fiscrow Items. LerKier may not charge Borrower for twldti.r(yr��4'i�p�ying the Funds, annudly u�alyzing the eacrow aa.wunt. or <br /> vedfying the F.sc.�row Items,unless Lender pays Borrower interest�n ti�R Fut�ds and applicable Isw permits Lender Ia tt1Ak0�UCh <br /> x ch�rge. However.Lencier may roquire Borrower to p�y e ane-tfine•�1u'ge for m indepenci�ent rwl esate cu�oning sorviao ° <br /> usod by Lenckr in connectan with this loxn, unless appllc.�ble IeH provides uthe�wise. Unless an agnernent.i��mrde or <br /> applicabte law rcquircs i�xerest to be paid, I..ender shall rwt be requirod to pay Borcower any intera+t�r eaminga on the Fundi. <br /> Barcower and I..emkr may rgrFC in writing, however� that intcrcst sh;d�b�e peid on the Funds.I.,�nder sluill give.to�orrower, <br /> withcwt chargo. �n anrtwt�ownriag of the Furn1s, showing credits uzd r�ebits to the Fuads ud th�putpnse for which eacd <br /> debit ro thc Funds w�s mxk.'D'bo Fundc�rc plodgal ac additional senerity;fvR all sums sec�red by this Sc�uriry Inatiumait. <br /> lf the Funds Ix1d by Le�dcr exaod the rmounts pernuttod to be iKtd by applicablc law, Lecxkr stull accou�t W Bocrowa,.� ; <br /> for the eaceqs Funds in acooniance with the roquirertr�ents of applicxble 1aw. If the amamt of the Fund.s held by I.ender et any <br /> time is not sufficient to pxy the Escrow[tems when due,Lender m�y su notify Borrowa in writing,�nd,in such c�se Borrower <br /> :h9f!Fay to Le_�!�r thc Amcxint necessar� to malce up the deficicncy. �Inrrower shall make up the deficiency in no more ttw� ; <br /> twelvc monthly payn�e�►ts,at Lendcr's solc d'n:a:�ion. <br /> Upon payment in tWl of all sums secu;ed by this Secur�tp Inst�iFt��Tit, Lender shall promFtly rofund to Borcower aey � <br /> Funds held by Lender.If,w�der pyragcaph 21,I.ender shall acquire or so�l the Property,Lender,prior to the aoquisition or s�le <br /> of tho Property, shall ipply suiN k•unds tuld by LerKkrat tf�time af.acquisition or s�le as a credit against the suroa securod by <br /> this Secudty Insuutncnt. � � . � <br /> . 3.Applkatbn a[Paymente.Un1esR app{ic�tble law provides uther�i%m�,�II payrn�nts raxivod by I.er�der under p�c�r�ht <br /> _ ' 1 and 2 shall be��ivd: first, to any prepayrr�;nt char6es due under tliK','�ote; sxond,to amounts payable under parsgnph 2; <br /> , q�R`(I,,�o interest due;fourth,to principal due;and last,to xqv date ch�rges due under the Notc. <br /> � '' •�1:-Giwr�s; Uem.Bormwer shell pay all taxes,a��cs�:+nen�s, chnrges,fines and impositions�ttributsbla ta the Pro�eety <br /> 's whi4S�:may attain;priority over this Security Instrument, aeu;ieasetx►id paymenu or ground rcnts, if any. Borrower stu�ll py <br /> � these ubligations+aa+q'he manner providod in paragr�ph 2,or If tx�t paid iaa��t maru�er,Borrower st�ll pay them un time diroctly <br /> � to the person owe�cJ.��iryment. Borrower shall promptly Cumish to Lencier•�i19 notias of�ut�oun�s to be paid under this psragraphr <br /> If Borrower mskcs thesc payments dinectly,Borrower shelf promptly furnish to L,ca�cicr reeeipts evidenCing the paymeetx. <br /> j Borrower shall promptly discharge Any licn which has priority over this SecurRt};'s(r�sUUment unitss Borrower.(s)a(Rroes in <br /> r writing to the payment of the obligation secural by the lien in a tnanner a�.�ceptable to iae.�;kr. (b)c�ntests in goad fiith the lien <br /> y by, or defends against enforcement of tM; lien in, logal procadings which in the Le��.er's o}ti;jion operate to prevent the <br /> � enforcement of th„lien;or(c)s�xures fro�t th�holder af the licn an agrament satis�.YOry tn�r.�:cllr.r:si�bordineting the lien to . <br /> � this Sccuriry Instnrment. If i.�ader deterrtei.r►rs�that any p�rt of the Property is sub�,e+ct ea�lxen•w�ra`h ru�i�,attain priority ovq� <br /> �i tAe�i 5>es,�uriry Insttument. t.eer�:r�ay give$otmwer a ax,{s:t identifying the lien.B�ax�+;�e:c.�s�siiall sa��s'��.•'�aa°:{.i¢s�ntir hike one�ie �� <br /> ��` roas+�.;c��trie actinns set fo�th abme wlthin IL►ctays oF�.��;;�.�:�ng of notice. . . <br /> t • : ' � ' <br /> '� � • F«m 302C �►ro�: <br /> ' n,�soia <br /> :� . <br /> _. <br /> r, _ - <br />