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<br /> TO(3ETH8R WITH all tho improverc�entc now or hereaRer erectod on the propcKty, �nQ ali ex�►�� _
<br /> �ppurtenances, and t"ixturea now or dereAftcr a put of the propeny. All npl�cementa and wdditions ahill �I�o be
<br /> eaverod by thii Socurity Instcummt. All of tho foregoing ie referrod to in thie Sxurity Instnin�ent �e the 'Property."
<br /> BOAROWER COVENAI�3TS th�t Borrower ie ttwft�lly eelced of the eau►te hereby conveytxl u�d h�a the dght to
<br /> gcant and convey the Propeny �nd thAt the Property is unencumbered, exc,�pt for encumbr�nces of rocord. Homower
<br /> wamnts and willdefend generally tlie dtle to thc Proporty Ag�inst all cldrru uxl detrw�da, subJxt to Any ecieurnbr��s
<br /> of rocord.
<br /> TH1S SIICURI'fY 1NS7RUh1ENT ��ines uaifo�n covenente for netional use and c�arwu.for.m� vovar,amts wich.
<br /> limited vxriulons by judsciecticrn ta oac►sticute �e�ifonne security Instrumeat coY�,ribg reat pzogacY•
<br /> UNIFORM COVBNANTS. Bormwer and l.esider oovenoat And agae ss foUows:
<br /> 1. Papmeot of I'ri�cipl atl iala�at: PreQe� aod 1�1e(br�a. Borrower stiall pmcaptlY Pay whea due the
<br /> F�ipnt of end interest a�n che ddH evidenced by the I�fote md �a►Y prepayment uKl lxte chuges due wader the Note. �
<br /> 2, i�mde fo�Z'aua ad Iewnmce. Subjxt to applicable l�w or to �written w�iver by Laider, Borrower shQl
<br /> pay t� I.�ender on the day momnc6ly payments are doc ue�der the Nou, undl the Note is p�id ia full,a sum ("Funde")
<br /> faA:f�)Y�tY�� �d��srr��encs which may att�in �r.'c�+r.ery over this Security Insuvment as a lien on tUe Prapeny;
<br /> (b) Y�suly l��se3wld p�ymrn�s or ground reats �n ttie �Wa•apert5'� if myi (c) Yearly huud or propecty insursace
<br /> pmn[wns� (d) �es�Dy flood insurpnce premiums� if Any;(�) Yearly mortgage �saurAnc;e pmniwr,s, if any;wd(� u►Y
<br /> sums pryable 'b�:�osrower to Lender, in�ccotdance wit4� We pmvisioaa af pangr�ph 8�in lie�n ef the paymait of
<br /> mortgage insurance pnmiuma. 'll�ese ite�ns aze cali,ccl "Fscrow Items." l.enda may,u any t�a�e, oollect �nd hold
<br /> � Funda in an anwunt aot to e�c�cied the maxlmum �aionnt a lendet for i fedexxlly nlated mortgage loan m�►y roquire
<br /> for Borrower's escrow�ccount �wder the fedorAl ReA1 Esiace Setdarxnt Proceduns Act of 1974 u�meadad fmm time
<br /> to tla�e, 12 U.S.C.$2601 et seq.("RESPA,"D.unlese anothcr Ixw that �pplies to the Funda sets a leaaer�mouat• If
<br /> _ co,Lender mav,ac any time, collsct and ��,il� Funds in att amount not to exoeed the lcsser �nwunt. Les�der nuy
<br /> estitpate the auwunt of Fwds due on the �a.iis of current deta ond reaeonabk eatimatea of eapeadtturta oi fucure .
<br /> . GSCr�+w Itans or othsnvise ia �rdance with rppHcable law. ,
<br /> �, ' The F�tads sl�+ll be held€n m inatitution Whoso dep�sils are inauad by a fodernl ageacy,inadutnent�lit�r„ ot entity •
<br /> (iqcluding 1.enzT�,if Lender is�uch an instimuio�) �r in nny Foderal Homo I��n Bm1c. Lender s�hall apptv Rhti;Fubda � •
<br /> � � to pay th� F�ct�ow Itc�ns. Leflder may not chazge Aorlower for holding and applying the Fua�cls, .anuwilly analyzing
<br /> tlx escrow�ccoant, or ver.ifyingthe Escrnv� Icatrr,uai9e�s i.eader paye Bomower inurest aa the Funds �ad sipplicable
<br /> � li�w gemait� L.ender to malce such a charga Howeve�. Lender cniy ra�ui�e Borrower to psy a oue-Wae charge for An , ,
<br /> ; •un�le�adent ral � tu r�eporting servicc usod by�.�nnder in connoction with thie lan, ualaa q�plic�ble law
<br /> ; providea otherwlee. Unlesa an�treeu�ent 9a mxk or applic�ble lew cnquires intertat w be paid� L,ender ctuU not be
<br />- � Ieyuli+ed tv pay Bo[aOwET isij► �nt�est or z�ra',ngs a�thc F�ads. Eormwcr sad Laeder may�c�ec fa wridng;howeva, -
<br /> ';.� thtt intereat sh�ll be p�id on the Funds. Lender ahd! give W Bomowu. wittwut chuge,an�anual ecxountin� of ti�
<br /> , F�uada,ehowing crodiu ued debits to the F�nds aad the putpox for wWch c�ch debit to the Punds w�e m�de. Zhe
<br /> ' �ands ue pledged ae�dditiotu! saurity for�ll eums securod by this SecLdty In�tnuneat.
<br /> ' t If the Fluid�held by Lencier eaceai the amount� permitted to be beld by applic�ble taw,l,eodrr �1t aaoune co
<br /> Borrowet for the eacea�Fuods �a ac�ocdance with the requiremeaW of q�ilcable Ir�v. If the unount of the FS�oda 6eld
<br /> � � by Let►der �t�ny tinx is not sufficieat to PaY the Escrow Ite�as whea dne�LeMer may eo notify Bocmwa in writin8�
<br /> aad,in aueh eaae Borrowa sh�ll pay to Ixnder the amouat nocessuy w milce up the deficieer.y. Borrowa sh�ll m�ice
<br /> ' up the deficieacy in ao more th�n cwelve monthly paymeats. at I,cnder'e aole discmtion.
<br /> • Upon p�ymeat iu�full of all sums saured by Wis Security Instcumeat� 1.en�kr ahall pc+otnpdy cefund to Boctower
<br /> � any Funda held by J.eader. If,under puagraph 21.Lender sh�ll acqean or eell the Property, L�eader, Pria to tLe
<br /> � • acquisition or s�le uf the Propnty. shall apply any Funds held by Lender u the tlme of�cquisition or s�le �t t crodit
<br /> agitnst the suYm secured by thit Security Instrumeat.
<br /> g, Ap�li�dlion ot Pry�t�t. Unless applicablr. lAw pnrvides othetwise. all p�ymeots roceived by Laader uada
<br /> p�aragn�phs 1 and 2 s1W1 be applied: first,to u►y prepp�m�nt chuges due under the Note; socond,to an�ounte paY�ble
<br /> �mder paragnph 2;thtrd,to iuterest due; fourth. to princip�l due; end l�st. to�ay late chugea due under the Note.
<br /> - 4, (�C�;I„ie�. Borrower shall pay all taxa.assessments, c6ugq, fines and impositioas Nttributable to the
<br /> , : �opecty which may attain prlority over this Security Instcument, And leavehold paymenta or gmund canq, if tny.
<br /> ]Bocrower shall pty Wese ob1nguions in the manner provided in pu�agraph 2.or i�mot paid in that manaer. Bormwer
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