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<br /> r oa the pmperty.and all easemeats.apPurcenances.and �
<br /> `.��'„�.'�, � TOGETEIER WI'fH�ll the improvements now or herea8er ece�ed
<br /> � " . of the propertY. All replacemenis and additions st�all atso be wve►�ed by this S�ty :f
<br />-'t.:����� � fiatures cecrw or kec�rl'ter a parc ent as the'�p�Y•" ` , . •
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<br /> "`.� ` � Instcum�►t;;A!1 af tlte foregoing is mferred to en tius Secutity inst�um ;
<br /> ' '.�� ' gp��pWER COYF.MANTS tbat Sorrower is lawfully seise�of the estate hereby conveyed and Gas the ri8ht to grant and ':t' •.. �.'_ .
<br /> � � • • far encumbrances of teoord. Borrower warrants aad witl i ;�
<br /> �;: convey d:c�Fropercy an�1 ttmt the F�e�'=Y �c l a r'ms and demands,subjecs to any encvmbrances af rerord. ° � �
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<br /> �:•���.��:�:� ` defead geete�stly t}ic tttle co the Property gai �:. �... : •
<br />' ' �`�'�`' TH1S SECURTT1f INSTRUNiENT combines uniform covenants for national use and non-uniform covenan t s w i t h l i m i t e d • ,.4`K r
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<br /> a�: .�-�+''"'�'� mstrument oovering real proPertY• °c
<br /> 'Y`�i'�r•:�.<`� variatin�s tsy juris�ction to rnnstrtutc a uwforia s4cunty' �as follows:
<br /> Y'j�°f�� �"' ° UI�iI�DRM COVENANTS.Borrower and I.Ender covenant aeid a Q a when due the _
<br />-, r��. . l, pa�a�t of Priacipal and Interrst; PreP�Yment and Late Charges. Borrower stiatl mmpttY P Y •
<br /> � "j' priacipal af and interest on the debt evidenoed by the lYate and any prepa 3�m e n��late charges dae under the Note.
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<br /> .•<,,r, :. Z.IS�s for Taxes aml Iasuran�.SubSed to aPote�iu►t ril the Note s pafd fisll.a sum(�"F�nds�for:�y�Y taaes _ -''°:=r
<br /> � � �: Leatder on ihe day mondilY PaYments are due uader t6e N . leasehold paymenu
<br /> � .: � t as a lien on the P�opertY:lb)Ye�Y
<br /> uttain priority rner this Security Instrumen �ums:fd)Year1Y Qaod ins7utance pma�iwns,
<br /> _.-{�. . � " i,; to���oa th�e Pcoperty.if any;(c)Yeaz1Y ha�d or pmperty insuiance ble b Borrower to Lendcr. in accordance with -;
<br /> r . " if an .(e)� early mortgage uuuranre Premiums.if airy:and lfl any sums p Y Y �
<br /> ums.'tl�ese items are called"Fscmw Items•" ::
<br /> �f '�.� ' ' the provis�ons of paragraph 8.in lieu of tl�e payment of mortgage insuiance pre� amount a lender fur a fedecallY ;:
<br /> ;,'3�<..�:`F:-..:" ;�.< t.ender mag. ;, .
<br />;.,.;�;,. ;. ' at any time.coUest and hold Funds in an amnunt nat to exce�the anaximum '•`.,.::.-i�_
<br /> ;' ���;�"•• ', related martgage toan may require for Borrower s escrow acceuut under the fedecal Reai Estate Seuteasent Pmcx�uies F►ct of
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<br /> � ` 1974 a4 ameaded frnm time to�°e. 12 U.S.C. Se�xion 2601 et seq.("RFSFA").unie��O�er law thaot applies tn che�amds •
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<br />-'.,�i::;:::.. ,. .. sets a lesser amount.If so. Lender may. at any rime, collect aa�fiold Funds in aa amamt uot to exc�d ehe �o�� :'
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<br /> , ���;,.. . '.�:-�� . Le�tder ma�f estimate t�e amount of Funds dae on the basis of current data aud reasonab[e estimat+�of expend' -
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<br /> lccable law. im�mentaliry. or emity
<br />_--���•;�i;' ,;',:L Fscrow Ite�r�s or othecwise in acc:ordana with app� a fede�a! agency. ..
<br /> -:.:; �. � . ��,��; '�h�Funds shall be held in an i�stitution w6ose deposits are insu� BY ���1 1 the Funds to pay the
<br /> ,r „ (inctuding Lender.if L.cmder is sud�an iastitution)ar in any Federal Home Wan Bank. r �I �the escrow accoun�.uf
<br />-�,�' �1�: : ."�`� Escrow Items.Lendet may noi char�e Boaower fos holding and apPlyipS the Funds.annuaY-Y Ya S =__
<br /> l�� � -�'�f s Borrower int�on the Funds and applicable laa permits iRn�ier to ma1�suds
<br /> ,,�':• � >,.° verifyin�the Escrow Items.untess Lender paY
<br /> �i 3=: �;: a charg,;:.However.�des may require Borcower to pay a one-time charge for an independent real estate tax repomn8 servioe
<br />,., ?�}? • !� �d by Lender in aonnection with this loan.unless applic'abte !aw pmvides otherwise. Unless an agreement is made or
<br /> f . `rJr res interest to be paid.I.endet shall not be required to PaY Bornnwer any intaest or eamings on the Funds. , �'
<br /> Y, '�4� t applicable law reqw �n writing.however.that int�t shaU be paid on the Funds.Lender shall give to Bomower. _
<br /> ^���?f `'; {l�� Borro�ti�and Leniter may agree' ose foc wi�7�r�eacb --
<br /> ��k�f,�.. iu and debiu to the Fu�ds arid the purp �-
<br />_ •-.,.,A���k:!'•,.,��.1' without charBe•an s�U��OUatmg of the Funds. showir�g a��
<br /> � � debit to the Fuads wa..�e•'Che Funds are Pled�ed as ad�l�°��rity for all sums secured by this Securiry�-
<br /> -- .. •,,.;;: .,- , : hcable law.Lender�IZ aceo�.^_1c►3s��rtower ";'x.:
<br /> . t• ;..}r�};��� if the Fw�ds h�c€iry I.eRder exc�ed the am�u�ts pemutted tlicableelaw.ylf the amount of the Fu�i.�itr��l by L'ender at ar►Y � ._
<br /> '1�1 ;!',�y.� for the exeess Funds in accordaac�with the rec�*i.remen�aaPP�y so notify Borrower in writiag.��:����Bornower =
<br /> �', : �-�'. qme is aot sufficiem to pay th��Items when due. ` --
<br /> ,;�S�y:;:' ,`!�/; shall pay to I.ender the amouns.:;te�rssaYY to mnke up the'deficiency. Borrower st�11 maise up the deficieacy in nQ�Ore d�an "
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<br /> ;'x4 . �c.• tarelve mnnthly payments.at Let,.�:r's sole discret�on. _
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<br /> .. • • ;: U�n p�pme�ia full of:all sums secured by this Security instrament, Lender shali promptly�d to Bairx��t s�.� '.
<br /> .,. , ',<j;; Lender shal!acquire or seU the Property.l.ender.Prior ta�the acquis`". __
<br /> � ', ``�' Fands held by Lender.If ua��=z�g�Ph 21.
<br /> ' .g � ',t r,`_ � -
<br /> r� _ , ., � of tHe Frope�ty.shay!apply a�-�;:.rrt�s held by Lender at the.ttxne of acquisition or sale as a credit agdinst the su�s.�� � � _-
<br /> . ,°,�'��;�r�,' `;'� this Se�vrity inst�ument. . ^_-
<br /> , 1 : ents received b Ixnder unc':��8�p� a
<br /> :.r`tY�. • 3 Appltt�atton oY Fay��i��'.es3 aPPiicabte 1aw Gc+s Nir4.�s atheswise.all paym Y
<br /> �;S� ,r,� +, � r rara�i;charges d-�sinder the L�!t'.�:second,to amounts payable under parab*saPh 2: �
<br /> �.,, : .s�i�i . 1 amd 2 shall be ap�.�ed: first.to�':Y P� ra� _
<br /> '� ';�,{,r; . ' third.`to i,nterest due;fourth.to pz*:^,c�pat d�:::arrr,�.ast,to aaY late char�,�'i�rrnder ti►e Note. _
<br /> ���,�s. ..� �+„�,;:, 4.Cha�e st L i e t�.B o r r e�s r shall p a y a(1 ta�ces.a�sxsw�ents.chazges:fnea��•��osidons•u�r?'��vtable w the PropertY
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<br />_-- :';;r�!'y:•'�° .'�;;;^�� which may attain priority over tfi,is Secusity Instr�men� a��t�asehold payments or��rzz:d rents. i f anyr.B o r r o w e r s h a l l p a y :
<br /> ;i��. these obligations in the inanner pmvided in paragiaPfi 2.or ie rcot paid in that manner.Bor.rower shall pay them on time directiy :l;i,�^
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<br /> 4 � �' ''•,�,7: tv the peison owed payment.Borrower shall promptty fumish to Lender a1k notices of amounts w be paid ander this�paregraph• _, _
<br /> ' � , },.� If Borrower makes these payments directly.Borrower shaU promptly fumish to Lender receipts evidenring the payments. ��
<br /> _'.�;,*:`. : • :..S"� Boirower shall promptiy discharge any lien which has priority overthis Se�urity Instrument unless Borrower:(a)agrees in «--�
<br /> ,,� , ,,,.. (b)cancesu in goad faitri the iien � �_
<br /> � �''�,� wridng to the payment of the obligation secured by the Iten in a mannerWaccecptable�we Lender's opinion operate to prevent the
<br /> -�'�''��: " by.or defends ag,sinst enfurcement of the lien in. legal proceedin�s t� _
<br />- ��•����1.. � '"''` � enforcement of the lien:or(c)secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to
<br /> - . �,;#>� .:
<br />-__ .•:�;!��,:�:� � ;,`'� this Security Inswment. If Lender determin�s ti�at a�►y part of the Property is subject to a lien whicE�may attain priority over , a
<br />--_�a:;_;;;,.:t�,.;.• �y'� 10is S�,curity Instntment.Lender maY give Borrower a notiue id��tifying the lien. Barrower shall r�li::�fy thc liea or take one or .:...`
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<br />_._;,,yi�'y��,�r, ;r,,�, more of the actions set forth above within ZO days of the giviu.�of notice. ���p� g�90 t �
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