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<br />�� TOGETHER Wi'1'H dl the improvement:now or hereafcer erocted un the property,ux1�Il e�semenu, sppurtenances, u►d
<br /> --� fiztur�.+ now or hercaRar � put of the property. All rcplicements �t►d addltions ah�11 �leo be covered by thl� Secudty �
<br /> lpstcumast.AU af the foro{oin�!c rcfemd to in thit Se�cudry lnstrument�s the"Properry."
<br /> �� BORROWP.R COVSNANTS th�t Borro unencumbereds e cept f r encumbrances of record. Barm er wut�nt gu►dl wtl
<br /> " a►nvey the PropertY +nd tht�t the ProP� Y
<br /> defend genet�lly the tltle to the Ptope�ty�g�inst dl c1um��nd dem�nds,subject to any encumbr�nces of record.
<br />-��� THiS SECURITY INSTR[7MENT comb9nes uniform coven�nts for nt�tion�l uu and non-uniform covenwnts with limited —
<br />'�'y� vuiations by jurisdictlon to constitute n unlform security inatrument covering re�l propertY• �
<br />�?�;:2� UNIFORt�!C4VBNANTS.Borrowaor�a�1�nder coven�nt und agree as follows:
<br />-..'� 1. �y� �����I��; p�ppYma�t and Late Char�es. 13or.�owar s6ati. pxompdy pay when due ths
<br /> :;__� m�ezet�uad lazc c.har$es due erader the Note.
<br />• � princtp�l of uYt imceres��M►t�e�c�:evzd�by the Note und�ny pc'e�Y _
<br /> S1eAject to licable law or ro a writt�n waiver by I.et�cltr. Borrower sIu11 p�y to
<br /> 2.�lurds R'a'Taxes�I�rat�ce• aPA n
<br />'��� L,ender on the day monthiY PdY�nts are Q�o vad�r the l�iac,uncit th�e Not�is paid in full,s sum f"�vnds')for:6s?Yearly taxes --
<br />'=�.t; ', ac�d assessments wl�ich may uuin prioriry over this SccuritY Iascnememt u�lirn on the Propert3►:(b1 Yeuly lasshold payments
<br /> insurance [e►niums�(d)Yeu�y flood iasuru�oe prcmiums,
<br />:-�,� or gsouna tanes azt uht Property�if any: (a)Yearly huud or Fmpert!'� P ,
<br /> ;� . e insuru�a pnmiums, if�u�;u►d(fl any sums pay�ble by Sorcower[o Lender, in accordaoce w:t� ,.
<br /> if�ay;(e)Y�Y�°rtgsg
<br /> � the provisions of pxragraph 8. in lieu of the payment of rnortgige�►suru►ce prcmiums. Thae items ue called"Fss�aw Icems." ��:
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<br /> .� I.aider may, u�m,y time, collxt and hold funds in an�maunt not to exc.ad the muimum amount x leuder a4�r a fcder,►7).Y -
<br />:::e�.� nlued ax�ngaga loui mYy nquire for 8orrow�r's acmw acc°u°t uncler the feder�l Real Estue Settlement Procedures Aet�1 '-"`-°'
<br />-�� 197A at amended from time to t1me. 12 U.S.C. Settion 2601 rt seq. (�RESPI!"),ut►less ,nanot��r m eza�d�d�e�leuer�motuus �
<br /> �_ � eets a laser uaoaat. lf sa, l�a�der may� u anY cime. collec[uw Avlu rtt��d; t;.«s�. __. .. ---•.
<br /> � Le�der mry eatimate the�moturt of F�nda due on the buis of current dua u�d nuonable estimatea of expendituns of future 'ev;':
<br /> Eserow Items o:otbenvise iu aecord�ncx with�ppHc�ble l�w. �ycN��iry, or entity
<br /> — • 'R�e Funs� st��11 be held in �n iunstntiYtion whose deposiu u�e insurod by i feder�l �grncy.
<br /> ==_ �including Len�cc,if L�nder is such w instiadon)or in u�y Fodend Ho�I.oan���y�°�������s��� or
<br /> _ �scivw Iuwa. '.��.'t�'��i�h,�roe Anm�wer for holdinB�ad�PP1Y�8
<br /> � varlfyiag tbe P.scrow Itcros,unlas La�der pays Borrower interest on the Funds�ad+ipplicabie law ponmit�La��tb ma:c such
<br /> ; ent real estue cu ucvioe
<br />_�.._ a charae. Hov�t�vrs. I.ender m�y r�e9uire Borrower�to�p��PPlicible��pmv d othe�� Unless an �granxat madti br
<br /> u�ed by Lender, in oonnection with t�iis loan,
<br /> -`"'`�� �pplic�ble law u�^qvires incec�st to be puei�,Lander�hall not be requx�na41 to pay Aoirower�ny inter.est or earnings on the��.
<br /> � Borrower u�d 1.ender tnay�grx����8• however. [hat intenst stin1l be p�id on thc Funds. Lender shall BiVfor which e�ch
<br /> without chuBe� +a�n°wl�A�B of thG Funds. showing crodics aad dcbits to the Funds and the P�rpose
<br /> debit to the Fuuds w�s m�de.'ibe Funds u'�pl°dg°d as dditioaal sxuriry for�I ilc�,able ls auw�, Leader sh�ll accouat�wu
<br /> If tht Funds held by Lender excad the amounts permittod co lx,held by�pp
<br /> �? for the axoas�uads in accord�Wi��e requinmena of�pplicat+le law. lf the amount oi the Funda held by Lender u anY
<br /> •t time ia not su99'idantto�W�u�ent�necssuY to mske up th�ciency Borrowe�shall ecuek pt the defictency in po more th�o
<br /> sha11 pay to l.eflder
<br /> � twelve mMethly piymeats.u Lender's sole discretion.
<br /> .:N. Upoa,pn!�na�t in full of sll suau secured M' this Security lnsuumeac. l�der shsll pmmptly refund to Borrower my
<br /> _".-`'� ��,,. Funds?aeld by�::�der. If.under Pu+�gr�21,I.ender shdl icquin�a�3 sell the Prop�ttY�L.aickr.g�x�or to the acquisition or�le
<br /> , of the Propetti'�aha11�P�Y�Y F��ld b,y Leader u the time of acquisitioa ot sale as�craclil�Sainse the sums tecu='°d bY
<br /> thts Securlty Insaurnent.
<br /> - 3. ����{py���.Un1as applic�ble law pmvides otherwiae,�11 pi��mw�s�ivod by l�ender uc►der
<br /> � 1 and 2 stu�1.1'!�e applied:first,to�nY P�Y�t�uga due w�der the Note; socond.to urwunts pay�ble nnder par�gtaph 2;
<br /> thir�,to ini�e�res�due;fourth,to principal due;nnd l�st,[o any lue chuga due under tha Note.
<br /> — . 4. Cbs►rs�esi Uens.Bc�crower shaU pry all wces,aasessments. chuBes, finesoand imposit�tou, if�nbj Borrower ahal�Y
<br /> . which au�y att�i�p�ority over this Security Instrumeot, uxl leasehold paymtn B�
<br /> men
<br /> — �e obllgasioat in thc mmner Provided in para$r+Ph 2�or if not pud in that m�aner.Borrower sh�ll p�y tlxm on cimc dic�tlY
<br /> ���,��;�'�.,�,, . ' to the pasan owed piycnmt.Borrower shall promptly furniah to Le�rder all notias of unonnu to be p�id under this pu�,grsph• _
<br />_:.,�i?;;�;,',; ' If Botrawra�n�.�ces Wese paymeuts directly. Borrower shall pmmpt�Y� .furaish to L�eader reeeipes e��dencing the paytnents.
<br /> ry''"' Barrawzr shall promptly disctwge any lien which has p�iorin��oe,a this Securlry Instrument unitss Borrower:(a?��K i�z
<br /> L�"`� writing to t..�t p�Yment of the obliguion securod by tlx liea in=mas�aer�ccePable to�.ender,(b)contests in good faith tbe?Ir:s
<br />.__A;,�;;� ip�+, or defends aBainst enforameat of the lica in. SegaE prooeed�ssgs which i� tt�e l,ender's opinion operate to prevaat tbe .
<br />°';,"�� . rn�seemr�mr.c+f the lien:or(c)sec�c�s from the hol�eer of che Eiea.•sm agreement suisfrxory tA I.ender subordinuing tLe liea m
<br /> ,`;�.°• th�s Secux���1lc��ument. lf��ndkr det�,sms chu�ny�Sacc esf r7:� S�apertY is subjac rm a Eiati which may atuin pr,dcarY�svrr
<br />;;►�;tLh � ttus Securi.y!lrs�trumeax.L.e�r m�Y Sive Borrower�no�.ir.e idarc�l�p'iag tho liea.$ormw+er sb.��s�tisfy the liea or taice cnae cr
<br />:`�`""" r,�r�te of the actions ser focth�bove within 10 days af rlue givmg of notice.
<br />:1',.. Fam 302� 11�0
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