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Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit or other action by any <br /> governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law <br /> of which Borrower has actual knowledge. If Borrower learns, or is notified by any governmental or regulatory authority, that � <br /> any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take � <br /> all necessary remedial actions in accordance with Environmental Law. � <br /> As used in this paragraph 20, "Hazardous Substances" are those substances defined as toxic or hazardous substances by,. � <br /> Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic � <br /> pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials. As used in � <br /> this paragraph 20, "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that <br /> relate ro health, safety or environmental protection. <br /> NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: <br /> 21. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach <br /> of any covenant or agreement in this Security Instrument (but not prior to acceleration under paragraph 17 unless <br /> applicable law provides otherwise). The notice shall specify: (a) the default; (b) the action required to cure the default; <br /> (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; and <br /> (d) that failurh to cure the default on or before the date specified in the notice may result in acceleration of the sums <br /> secured by this Security Instrument and sale of the Property. The notice shall further inform Borrower of the right to <br /> reinstate after acceleration and the right to bring a court action to assert the non-existence of a default or any other <br /> defense of Borrower to acceleration and sale. If the default is not cured on or before the date specified in the notice, <br /> Lender, at its option, may require immediate payment in full of all sums secured by this Security Instrument without <br /> f�rther demand and may invoke the power of sale and any other remedies permitted by applicable law. Lender shall be <br /> entitled to collect all expenses incurred in pursuing the remedies provided in this paragraph 21, including, but not limited <br /> 40, reasonable attorneys' fees and costs of title evidence. <br /> If the po��er of sale is invoked, Trustee shall record a notice of default in each county in which any part of the <br /> Property is located and shall mail copies of such notice in the manner prescribed by applicable law to Borrowcr and to <br /> the other persons prescribed by applicable law. After the time reyuired by applicable law, Trustee shall give public notice <br /> of sale to the persons and in the manner prescribed by applicable law. Trustee, without demand on Borrower, shall sell <br /> the Propert�at public auction to the highest bidder at the time and place and under the terms desi�nated in the notice of <br /> sale in one or more parcels and in any order Trustee determines. Trustee may postpone sale of all or any parcel of the <br /> Property' by public announcement at the time and place of any previously scheduled sale. Lender or its designee may <br /> purchase the Property at any sale. _ <br />_ Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the _ <br /> Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made therein. <br /> Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and expenses of exercising the power of <br /> sale, and the sale, including the payment of the Trustee's fees actually incurred, not to exceedthe�of 5Q.00 or �, % <br /> of the principal amount of the note at the time of the declaration of default, and reasonable att� neys' tees as permitted <br /> by law; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to <br /> it. <br /> 22. Reconveyance. Upon paymen[ of all sums secured by this Security Instrument, Lender shall request Trustee to <br /> reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security <br /> Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons legally <br /> entitled to it. Such person or persons shall pay any recordation cost�. <br /> 23. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to <br /> any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without <br /> conveyance of the Property, the successor trustee shal� succeed to all the title, power and duties conferred upon 'Trustee herein <br /> and by applicable law. <br /> 24. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's address <br /> �vhich is the Property Address. <br /> 25. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this <br /> Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and supplement <br /> the covenants and agreements of this Security Instr�ment as if the rider(s) were a part of this Security Instrument. <br /> [Check applicable box(es)] <br /> 0 Adjustable Rate Rider �Condominium Rider 0 1-4 Family Rider <br /> 0 Graduated Payment Rider 0 Planned Unit Development Rider � Biweekly Payment Rider <br /> 0 Balloon Rider � Rate Improvement Rider � Second Home Rider <br /> 0 V.A. Rider �Other(s) [specify� <br /> (Home Equity Access Line Rider) <br /> BY SIGNING BELOW, Borrower accepts and agrees to the tenns and covenants contained in this Security Instrument and <br /> in any rider(s) executed by Borrower and recorded with it. <br /> Wimesses: �' <br /> '� (Seal) <br /> F,li abeth L. Engler -eorr�,Wer <br /> (Seal) <br /> -Borrowcr <br /> � (Seal) _(Seal) <br /> -Borrower $orrower <br /> STATE OF NEBRASKA, County ss: <br /> The foregoing instrument was acknowledged before me this 14th day of April, , 1998 > <br /> by Elizabeth L. Engler, a single person. <br /> Witness my hand and notarial seal at � in said Count , the date aforesaid. <br /> —___"�"""'_.-- <br /> � GENERAL NOTARY•Stste of Neauk� ��( <br /> My Commission Expires: �Ilq VICKI GOETI <br /> �° MY Comm.Exp.Dec.23�ZQ� Notary Public <br /> �a9e a or�a Form 3028 9/90 <br />