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201201199 <br /> in the Property and rights under fhis Security instrwnenY; and (d) tlkes sucl� flction as Lender may <br /> xeasonably require to assure that Lender's interest in the Property tmd rights under Chi�s Seow ity Instr�unent, <br /> and Borrower'g obligation to pay the sums secured by this Security Instrument, sltall eontinue unchanged. <br /> Lender may requlre tliat Borrower pay 5uch reinstatemenC suii�s and expenses in one or more of[he following <br /> forms, as selected by Leiider: (aj cash; (b) money order; (c) eerCified check, bank check, treasurer's check or <br /> cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a <br /> fcderal agency, inslrumentality or enCiCy; or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, <br /> this Securiry Instrument and obligations secured l�ereby shall reuuin�Cully efPective ae if no acceleratirnt had <br /> occurred. However, this right to reinstaite shall not apply in Che case of acceleration under Section 18. <br /> 20. Sale of Note; Change of Loan Servicer; Notice of Grievance. 1'he Note or a partial interest in the <br /> Note (together with this S�curiCy Instrument) can be sold one or more times withouC pr3or notice to <br /> Rorrower. A sale might result in a cliange in the entity (knowii as thc "L,oart Servir.er") that pollects Periodic <br /> Payments due uuder Yhe Note and diis Securiry Inetcumcuf and performs other mortgage loan servicing <br /> oUligntions under tl�e Note, this Security lnstrume��t, and Applieable I,aw. There 21so mlght be onc or more <br /> cl�a�iges of the Loan Serviccr imrelated to a sale of fhe Note. If thare is 2 change c�Y thc Loan Servicer, <br /> Borrower will be g3ven written noeice of the ehange whicl�will state thc nan�e a�zd address �f the new Loan <br /> Servi¢ar, the address to whicli paym�nts should �e made and any other ioformation R�SPA requices in <br /> qonnecCion witli a uotice of transfer of se�vicing. If��he NoCe is sold and thereafter tl�e Loan is serviced by a <br /> Loan Servicer othec tli�u tl�e purchaser of(hc Note, the mortgag�e loan servicing obligations to Borrowcr will <br /> remxin wi`th the Loan Serviccr or be h'ansferred tn a successor Loan Seivicer a�1d are not assumed by the <br /> Nole purchaser unless otharwise prnvided by Ilie Note pumhaser. <br /> Neithcr Bocrower nor Lender may commenee,join, or be joined to any judi¢ial accion (as either an <br /> individual Iitigant or the member of a class) tt�at arises froni the otihcr paxCy's actinns pureuanY to this <br /> Sepurity InsYrument or Chat alleges th.it the othei party has breached any prnvision of, or any duty owed by <br /> renson oP, this Security Inshument, until such Borrower or Lender l��s noti�ed the other party (with such <br /> i�otice giveii in wmpliance wiCh Che requirements oP Section 15) of sucl�alleged breach and aPPorded the <br /> other pariy hcrefo a reasonable per'rod afCer the giving of sttch notice to take coxreccive action, IP Applica�le <br /> T.aw provides a time period which umst el2pse befbre certain action can be Caken, that time period will 6e <br /> deemed Co be reasonable for�urposes of this paragraph. Thc notice of acceleration and opportu��ity to cuee <br /> given to Borrower pursuanC Co Section 22 and Clie uoCice of acceleration given to Borrower pursuaqt to <br /> Seclion 18 shall be deemed Co eatisPy the noYice and oppo�tunity to take corrective action provisions oP this <br /> Section 20. <br /> 21. Hazardous Substances. As used in Uiis Sec:tion 21: (a) "Hazardou,s Substances"are those suUst�mces <br /> defined �s toxic or htizardous substances, pollutants, or wastes by �nviromnental Law and the follnwing <br /> subetances: gasoline, kerosene, other flammable or�toxic peh�oleum producte, toxic p�esCicides and herbicides, <br /> volatile solvents, materials containiug asbestos or formaldel�ycle, and radioacCive materials; (b) <br /> "L+'nvironmental I.aw"means Pederal laws and laws of the jur3sdiction where the Property is locaTed tliat <br /> relnCe to lienith, safety oi environmental proCCCCion; (c) "Erroironn2eratal Cleanup" includes .my responsc <br /> action, xemedial tiction, or ren��oval action, as defined in�nviromne��tal Law; and (d) an "Environmerttnl <br /> Conditlon"nzcans a condition that can eause, conh�ibute to, or otherwi5�c trigget an&'nvironmantal�Cleanup. <br /> Borrower shall not cause or permit the presenee, use, disposal, stoTnge, or release of any Hazardous <br /> Subslanccs, or ChreaCen to release any Hazardous Subst�mces, oi1 or in Uie Pxoperry. Borrower shall not do, <br /> nor allow anyone elce to do, anything affecting the Propcety (a) Chat is in violation of wy Enviromnental <br /> Law, (b) which creates an Environmental Condition, or (c) whieh, due to the presence, use, or release oi'a <br /> Hazardous SuUstance, crcatcs a condition tliat adversely affects tl�e value of the PtoperCy, 'Che preceding two <br /> za000zat <br /> N[�RASI<A-Single family-Fannie Mae/freddie Mac UNIFOFM INSTRUMENT � Form 302A i101 <br /> VMP rg` . VMPBWEI(11051 <br /> Wolte�s Kluwe�Flnanalal Servloes Pa9e 19 of 1 J <br />