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201201199 <br /> 12. Borrower Not Released; Forbearance By Lender Not a Waiver. L�xkension of the time for payment�r <br /> modificaCion oP amortization of the sums seeured by this SecuriEy Histrmnent grantecl by Lender to Barrower <br /> or any Suceessor in Interest of Borrower sl�all not operaYe w release the liability oY Borrower or any <br /> Suecessors in Intarest af Borrawer. Lender shall not be required Io commence proceedings againse ai�y <br /> Successor in Interest of Borrowec or Co rePuse to extend time for paymenC or oClierwise modify amortizado�i <br /> of the sums secured by this Seeurity Insuvment 6y reason of any demand made by the original Borrowcr or <br /> any Sliccessors in Itrterest of Borrower. Any focbe2rance vy Lender irt exercising any right o�r�remedy <br /> inciudiug, wiChout limltation, Leildei'sacceptance oYpaymcnCS Prom Chird persons, entities or Successors in <br /> InCerest of Boxrower or in amounts less than thc aznount [hen due, s6all not be a waiver of or preclude Uie <br /> exercise of any right or remedy. <br /> 13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower covcnants and <br /> agrocs thal Borrower's obligations and liability shall Uejoint and sev�rnl. Howeuer, any Borrower who <br /> co-signs this Seeurity Insh'mnent buC does not execute the Note(a "co-eigner"): (a) is co-signing Chis <br /> Security Instrnment only to morCgage, grant and convcy Ctre casigner's ioterest in the Property under the <br /> tenns of this Secuciry InstrumenC; (b) is not personally obfigaCed Co pay the sums seetu�ed 6y this Security <br /> Ins6rument; and (c) agrees Chat Lender aud any other Borrower can agree W extend, ii�odiPy, forbear or make <br /> any accommodaCions with ragard to [he terms oY this Security 1nsCeumenC or Che IVote without the co-signei's <br /> consent. <br /> Subjeet to the provisions of Saction 18, any Successor in InCCrost oP Borrower who assumes Borrower's <br /> obligaCipne under tl�is Security Instniment iii wiiting, and is approved by I.ender, shall obYain all of <br /> Borrower's rights and benefits under this Security InsCrumant. Borrower shall not be released Proni <br /> Borrowee's obligations and liability under Chis Seeurity InsYrument wiless Lender agxees to such rcicasc in <br /> writing. The covcnants and agreements of this Security InsCrmnent sl�all Uind (except as pruvided 'ui Seclion <br /> 20) and benefit the successors and assigns of Lender, <br /> 14. Loan Charges. I,ender may charge Borrower fees for services perYormed in connecCion wilh Borrowei's <br /> default, for Che purpose of protecting L,ender's i�iterest in Che ProperCy and rights under this Security <br /> Instrument, including, but not liniited to, attorneys' Pees, property inspection aud valuation fees. In regard to <br /> any odier fees, the absencc of express auChority in this Securiry Instrument to charge a specific fce Co <br /> Borrower shall uoC ve constrtted as a prohibifion on the chu�ging of such'fee. I.ender may not chairge fees <br /> thaY are expressty prohiUited by this Security InstrumcnC or by Applieable Law. <br /> If Lhe I.oan is subjecC Co a law whicl� seYs maximum lotm charges, and lhat� law is finally interpreted so tliat <br /> the interest or ather loan charges collected or to bc collected in connection with the I.oan exceed the <br /> permifted limiuv, then: (a) any sach ]oan charge shaq be reduced by tlie amount necessflry to reduce the <br /> charge to the permiCCed limiC; and (b) any sums aheady collec[ed from Borrower which exc;ccded permitted <br /> ]imiCs will be reftmded to Borrower. Lendar may choose to make this rcfund by reducing the principal owed <br /> under Clte Note ar by making a direct payment to Ronower, if a reftmd recluees principal,tlie reductiou will <br /> l�e treated es a partial prepayment without any prepayment charge (whetlier oc not a prepayment chargo is <br /> providcd for ander the Note). Borrower's acceptance of�any such retlmd made by d'trcct payment to <br /> I3arrower will constituCe a waiver of nny rigl�[of action Borrower might� have arising out�f sucli overcliarge. <br /> 15. Notices. All nodces glven by Borrower or Lender in connection with this Security InsCrument musC be in <br /> wriCin�. Any ootice to Borrower in covnection with this SecuriRy lnstrumcnC shall be deemed Yp l�ave been <br /> given Co Rorrower when mailed by first clnss mai] or when acCUally delivered to Borrnwer's uotice address if <br /> sent by otfier meaus. Notice to any one Borrowor shall constihtte notiee to all Borrowers nnless Applicable <br /> Law expressly requixes otherwisa The noCice address sliall be the Property Address unless Borcower Yias <br /> . . . . . za000zat <br /> NEdHASKA-Slnqle Family�Farnin Mao�Reddie Mac UMFOFlM INSTRUMENT Form 3028 1101 <br /> VMP� llMP6W[I(11051 <br /> Walters Kluwar Finenciel SeiClces Pape 1 1 af 1� <br />