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201201198 <br /> required by RESPA, and Borrowar shall pay to Lender the amount necessary to make up tlie deficiency in <br /> nccordaTtce with RNSl'A, but in no more tha� 12 monChly payments. <br /> Upoii payment in full of ell sums sccurcd by this Security InsCrument, Leuder shall promptly cet'und Co <br /> Boceower any Funds held by Lender. <br /> A. Charges; Liens. Borrowcr shall pay all taxes, assessments, charges, Pines, and impositions xttribulable ta <br /> the Proper[y which ean attain priorlty over Yl�is Secuxity Instrument, leasehold paymcnts m� ground rents on <br /> tlie Property, if any, and Commm�ity Association Duee, Fees, aod Assessmants, if any. To the extent tliaC <br /> tliese items are Escrow Items, Borrower shall pay Chem in the manner prpvided in Section 3. <br /> Borrower sl�all promptly disch2rge.my ]3en which has priorily over thie Securiry Instrumevt uuless <br /> Borrower: (a) agcees in wriling to the payment of Clie obligation secured Uy the I3en in a mannec acceptable <br /> to I,ender, but only,so long as Bqri�ower is perPocming sncll agreemenh, (b) contests Che lien in good faith 6y, <br /> or defends against enforcemevt of tlie lien in, legal prooeedinge which in Lznder's opinion operafe to prevent <br /> Che enforcement of the liev wliile those proceedings are pcnding,but only until sueh proceedings are <br /> conehtded; or(c) secures froin the holder oP the lien an agreemeitt saCiePactory to Lender subordinating ttie <br /> lien to this Security lnsliuu�enC. IP Lender determines ChaC any part of the Property ie subject to a]ien whieh <br /> cao attain priority over this Security InsTrument, Lender may give Borrower e notice identifying the lien, <br /> V�itliin 10 days of the date on which thaf notic;e is given, Eorrower shall sacisfy the lien or Cake one oe more <br /> of tl�e letians seC fordi nbove in this Seelion 4. <br /> Lender may requixe Borrowec to pay a one-time charge for a real csta[e tax verifieaCion aud/or reporti¢g <br /> service used U,y Lender in connection with this Loan. <br /> 5. Property Insurance. Borrower shall keep the improvements now existing or hereaPter erected ou the <br /> Property insured agains[loss by fire, hazards included wichin the term "excended eovex2ge," and any oChor <br /> l�azards i�ioluding, but not IimiCCd fo, earthquakea and floods, for which Lender requires insura�ice. 'fhis <br /> insurance shal]be maintained in the amounCS (iucluding deductilale levels) aiid Yor fhc periods that Leoder <br /> requires, What Lender requires pursunnt to tha precediiig sentences can cha�ige during the Cerm of the Loan. <br /> The insurance c2rrier providing the insurance shall be chosen by Borrower subject to Lender's right to <br /> disapprov�Boxrower's ehoicc, which right shall not be exercised unTeasonably. Lender may require <br /> Borrower to pny, in conneotion with this Lo2n, either: (a) a onGtime charge for flood zone determination, <br /> certificfition.md trackiiig eervices; or (b) a ono-lime charge for Ylood zoue deYermination 2nd certitication <br /> services and subscqacnt charges aach lime rema��pings or simillr chnnges occur wh3ch reasonably might <br /> affccC such de[ermination ar certification, Borrowec shall nlso be respoiisible for tl�c payinenC of any fees <br /> imposed by the Federal Emergency Managenient Agency in connection wiCh Ihe review nf any Plood zone <br /> detecmination resulting from an objection by Borrowee. <br /> If Borrower fails to maivt2in ai�y of the coveiages described above, Lcnder may obCain insurance cover2ge, <br /> at Lender's option and Borrower's expense. Lender is uncler no obligation to pureliase 2ny particulaz tqpe or <br /> unonn[of coverage. Therefore, such coverage shall cover Lender, but migliE or might not 13ratect Borrower, <br /> Borrower's equity in Che ProperCy, or the contenCS of the Property, ngainst auy rislc, hazard ox liability and <br /> mighC provide greater or lesser coverage than was �reviouely i�i effect. Boirower acknowledgee Uiat llie cost <br /> of Che insurv�ee coverage sa obtained might significantly excecd Ihe cos[of 3nsuranee Cl�at Borrower could <br /> have obtaived. Any nmouuts disUursed by Lendcr under Chis Section 5 shall become additionai] debt of <br /> Borrower secured by this Security InsCrumenC. 'Ch�.se amounCs shall bear interest at the Note ratc from the <br /> data of disburscmenC and shall be paqable, wikh such interest, u�on notiee from Lender Co Borrower <br /> requesting payment, <br /> za000ao� <br /> NEBHASKA-Single Famlly-Fannlo Mao/FrodAio Mac UNIFORM INSTRUM[NT Funn 3028 1lUt <br /> VMP� VMP6WE�U'106) <br /> Woltera I(luwa�finzncial Eanlcas Pwga 6 of�1] <br />