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201201198 designatccl a substitute notice address by noticc [o Lender. 13oerower shall promp[ly ootify L ender of Borrower's change of address, If L,ender specifies a pmcedure for reporting Sorrower's change of address, then Borrower shall only report a ahange of address Yhrough that specifiad procedt�re, 'lhere may be only one designated Rotice address under Yhis Seeurity Instrument at airy one tinie. Any iiotico to Lender ehall be given by delivering it or by mailing it by first class m2i1 to Lendei's addeese stated hercin unless Lender l�as desigvaYed another address by notice to Borrower, Aiiy iiotice 3n connection with this Security Insttumen[shFill uot Ue deemed to have been given to Lender until acCUally raceived by Uei�der, If any notice required by this Security Instrument is also required under Applicable I.aw, the Applioable Law rcquicemenC will salisPy Che correspondi�xg requirement under this Securi[y Instrument. 16. Governing Law; Severability; Rules of Construction. This Security Instrument shall Ue guvcrncd by federal law u�d Yhe law of the jurisdlotion in which the Property�s located. All ri�hts and obligations eontain�d in this Security Instrui�ent aee subject to any xequircmenCS and limitations of Applicable Law, AppGcable Law niight explicitly �r implicitly allow fhe parties to agree by contracE�or iC migl�t ve silent, but such silencc shall noC bc consCrucd as a prohibitioa against agreeinent by eonCraet. In the event that az�y provision or clausa�of this Securiry instrumenT or tlie Note conflicts with Applieable Law, such conilict shall ❑ot afFeet other provisions of this Security Instrument or tlie NoCe which can Ue given eff'ect without che conflicting provision. As used in this Seeurity Instruinent: (a) wocds of the masculine gender sha]] m�an and include oorresponding neuter words or worde oP the feminine gendei; (b) worde in the singular shall mean and inelude t1�e plurnl and vice veesa; aud (c) the word "uiay" gives.sole discretion withoutany obligation Co take auy �tction. 17. Borrower's Copy. Borrower shtill be given one copy oP the No[e and of this Security Instrument. 18. Transfer of the Property or a Beneficial Interest in Borrower. As used ia lhis Sectio�a 18, "Interest in the Property" ineans anq legel or beneficial inferosC in the Property, ineluding, 6ut not limited to, tl�ose bcncficial interes�s Cransferred in a bond for deed,cond•act for deed, insCallment sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a future date tv a purcha�cr. Lf all or auy parC oP thc ProperCy or any Interest in the Property is sold or trans�ferred (or lf Borrower is not a natural person and a beneficial interest in Borrower is sold or Yransferred) witliout I,endei's prior writtcn consent, Leiider iiwy require iimnediate paymcnt in full nf all sums secured by this 5eeuriCy Ivshumene. However, Chis opCion shall noC be exercised by Lender iP sueh exercise is prohibited by ApplicaUle Law. If Lendex exercises this optic�n, Lender shall give 13orrower notice of aecelerafion. The notice shall provide a period ofi noC less Chan 30 days�from the date the notice is g�iven in nccord�nce witl�Secti�ii 15 within which Borrower piust pay all sums secured by this Securiry Instrument. If Borrower Yxils to pay these sums prior to tlie expirntion of Chis peiiod, Lender niay invoke any reinedies pernvtted by Ihis Security Instrument witliQUe ftirther no[ice or demand o1�Borrower. 19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower sliall linve tlie riglit Co have enfoccement of thls Security InstrumcnC discontinued at any time prioe to the earliest oY: (a) five days Uetbre sale of the PxoperCy pursuant to any power of sale conCained in tliis Security lns6rument; (b) such ottier period as Applicable Law mig�l�t Fpeeify for the termination of Borrowet'�s righC to rei�TState; or (c) enCry of a judgmenC enforcing diis Security Instru�tient. Those conditions are that Borrower: (a} pays Lender flll sums which then would be due under this SecuriCy lnstiument and the Note as if no acceleration had occurred; (b) cures any dePaulC of any other eovenants or agreements; (c) pays �ill axpenses incurrcd in enforcing Ch3s Securiry instrument, incLuding, but not limited to, reasoi�able attorncys' fces, pr�perCy inspeekion 2ud valuation fees, aud oClier fees incurred Yor the purpose oP profecting Lender's intecest 2400030] NEBHASKA�Single Family-Fannio Mee/FredAle Mac UNIFORM INSTRUMENT Form 8028 Ir01 VMP r(Ji VMPBINEI1110F) Woltars Kluwar�inancisl Servicas Pege 12�f 1]