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<br /> . � : ` 7�IS A3?IUSTABL'�RA7Ts RIDER 1S 6l3dE dt'zR eTa daY Of �►Y . �: .
<br /> ` ' ` . In�mpoQawxl mtfl sad sbaD be de�ed m amenA aad supy2ement t2te Mart�Dee�of 7tu�t.ar Sc�curity De�(t�°Sc�,�ie+Y . `
<br /> ` ' _�. ' `A tns�}of the sazne date giveu by the�tthe'Boaawer�w scaue B�mri�s's Adjn�abie Race t�a�r:(� �,k. ;
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<br /> '`` s`;!—:.-w.*'�.` HONIB PSDSRAL SAiIIh(iS � LCAN ASSOCIATZ�i OF QRAI]D I3I1�1L� ;s.``�
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<br /> .. . .� -;'� (the°Leade�of the same date and oove�ing We pm�cty d�'�ed"m the S�nriry Insuument and Io�.atect aj: _
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<br /> _ � . TIQS NOrfE CONTM�iS PROVISYUNS AL�.ONII�IG FOR C�ArIGBS tN N�3f II�1B�8S'f'It�i't'�Al�►D�i ., .'.'�Y
<br /> V. ;;, . , 1KORPrHI.Y PA�iR/��IIYC�tEAS�S IIel�IIOiT�i' R1�1'� W�.][.,�[1L�'II�i �C� PAy'� .
<br /> � • DEC�tEASFS II�I'P��NTERF.S7'QATE WII.�.AES�II.T IIei LO�P�PAY'`.dQ[�f'3. _ .
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<br /> .ti".,` . ° .,: ::- . ADDTPIOPUiL COVEIYANT�. In addirion tn tL�ooveaantt aad ag�ossneats made in the Sec�ity 1n�u�, �4.
<br />- � S ' BO7IOQlQ����t 8Ad Ag[8C 8S fOuOPJ8'. `c'
<br /> � • , .,_•`t A.IIHTF.�iE3't'RATE AND MOPPrl�.Y PAYNI�NT C9APIG�
<br /> 1� , 45i _�h.. T�e NoLa pnavides far a�initial mtaest rat�of �.500 �,.'1Se Nute pm�►Ides far c6arn�es im tt�e . -
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<br /> �'� � �,�;. . DSCEdIBER , 2000 ,2�03�II'(+3`y -�`- •.
<br /> " 't4ie i�est esie 1 cv�l DaY may cLange an the fast day of � ,.
<br /> .. �� 12TH A10Atb 1h�FSC�i d30C OII�71htCb my IIIfi�CSltEl�OE�[�C�1S C2�0d a°Qf.'�'j���.° �.�•.
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<br /> $:.;`..,�•.` T� �Y AVIIRAGB YISLD ON Ui�iITBD STATES TREASURY� 8$CORITSS AUJIISTSD TO A �
<br /> ,`•' . CONSTAI3T MplTl7l2ZTY OF 2 Yffi11t. A3 Ng�DE AVAILABLE 8Y T�6 PSDSldAL RSSBRVS SOAIiD. �=:;"
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<br /> The must receat Iadex&gareava�Table a9 of the dat�❑ 45 days �!
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<br /> ' -�J�� f� • . �OIC BSCh�$B D'dtS�4 C8I10f1 the°�LILf�' GR.° _
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<br /> ., ,���`��l,�+.• . . If the ladex is no tnag�.ava�7abte.�ie Nat�Hu1Gea wiI!chooso a n�ew%�ndex th21 is based apon a.supa�ble'w r�+^� : _
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<br /> �;�� ��'��}���`,;" 'II�eNote Holda an'�give m�ao�oe of t�is c6oice. � ���
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<br /> ` '° . Sefare��ge Dat�ti�Note Holdea will calcwatemy new int�ss r�ua by adfling �- ;
<br /> .. . .. . �ra Arm �s.s�� p�D�inc(s)( z:�so �a)co me Caer�an I+�x. �;;;
<br />_�`�1[.. � 'I���te Holds�w�l then raa�l�ln:cesnitof t�i�addific�a o3�be 0 Nearesb+ Q]�c Highe.st [�Next��est f�..-.
<br />- • � . @18 BIGATN ( .sas ' �!o). �`_':
<br /> -_- `:.. . : Sabject to the�its stat�m��fln 4{II�p 6�vi,this muade.�amount will bo t[ry.naw int�rest ra�un��Ce uext 6�ge .
<br /> - - y,:f�•�`� '•.�; Date, ,
<br /> ��''`����',•,����'::, 'ITie Note Hoiaea w�l thea dr.aamine the amount of the�onth2Y OaY�t��tivan�fl be suff�c3e�t m m�ug tM a�id
<br /> - ��+5:��'��'�` , priucl,pal t6at I am expecxed om�at the C6ange Date ia fuU on the maturity dBLD�t c�y azw interesc raze m sn.�y �.
<br /> -_"�';;,_' ; •�',.'�` `�.' : equal payments.Tha resalt of ttris caIca�tadon wiU be the new as�tonne of my moa�Lly.payra;aL •,
<br /> -- � : . (D)1.isnti�axo�terest Qa8e Cbanga '�'`: .
<br />-__ � .� . e cltedi�Ffop�e Qex�s:if no bas Is clredce�.rh.e�e wilt be no mccumumli�nc�tam changes J . .�,',.::
<br /> (1)7'�cr�wiID�e a�mm�iu�m limit on icLea�esE��anges.
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<br />- _ . . .. xx (2}'t1t8�t tate I�a e�.ticed trr�}►at the fust Chetige D�will dvrl bo gcea�r than 9.soo % , .
<br />-- . ` O7I¢SSthBD �.500 °Ja. c; .
<br /> - � .. ' . � 0(3)My mteaestzate will neverbe�sed or d�cxeasod on any singte Change Date by muie Iiman :
<br /> - . . . � �ro paxc�rr v�� v�,us)��. a.000 %> frWro �ne
<br /> - : : ... rate of fit�cest 16ave bera payiag fos the pnecediag Paiod.
<br /> � . [](4)My inteaest raie will aever be grester than 12.500 %,wAish is cslled the"Maximum Fa�." .
<br />.' ' .. � .' T� °MINIMt1M RATE^ WILL NEVER HE LESS THAN 5.5001t.
<br /> y>�� • ' . � C7ULT19TATE ADJU9?Qk116 RATE RIDER•Singte Famiiy P���o�Q 8/90 ` •
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