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<br /> C::�: Narwest Bank Amendment to Mortgage/Deed of Trust
<br /> :::�'""S p0 gox 2440 � � (HEALOC) �"
<br /> ������ / o
<br /> nmaha,�E 6g�n� � ( /� �D 9 93avo � �
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<br /> This Amendment to Mortgage/Deed of Trust("Amendment")is made as of this �t h day of M a y , 19 9 8
<br /> by and between Norwest Bank N e b r a s k a, N a t i o n a 1 A s s o c i a t i o n , having its office at
<br /> 202 West Third Street Grand Island Nebraska 68801 (the "Lender"), and
<br /> Jack . Bvdalek and Barbara J Bydalek Husband and wife
<br /> (whether one or more, the "Mortgagor").
<br /> Reclta/s
<br /> A. The Lender is the holder of the Home Equity Access Line Agreement of.•
<br /> ❑the Mortgagor(also referred to as the "Borrower'),
<br /> �] _Jack L. Bvdalek and Barbara J Bvdalek (referredtoasthe "Borrower"),
<br /> which is dafed M a y 10 , 19 9 3 , under which the Lender has extended to the Borrower a revolving line
<br /> of credit(such Home Equity Access Line Agreement together with any modifications to it made prior to the d of s,q dment,
<br /> referred to as fhe "Note'). The credit limii for ihe revolving line of credit evidenced by the Note currently is$ ��' �� '�g ,
<br /> 8. To secure payment of the amounts outstanding under the Note, the Mortgagor has given a mortgage or deed of trust to the Lender
<br /> dated M a y 10, , 19 9 3 , (such mortgage or deed of trusi, together with any modifications to it made
<br /> prior to the dafe of this Amendment, referred to as the "Mortgage'), covering and placing a lien upon the real property more
<br /> particularly described in the Mortgage. The Mortgage was originally filed for record on M a y 16 , 19 9 3
<br /> intheofficeofthe Register of Deeds of Hall County,
<br /> as Document No. 9 3-10 4 2 5 2 in BooWRoll Page/Image .
<br /> C. !n conn�cti�n with the original filing of the Mortgage, a r►�rtg�age registry tax was paid to���'reasurer of such county in the amount
<br /> of$ � on � � 19
<br /> ,and that Treasurer placed his/her
<br /> stamp on the Mortgage, such stamp bearing number N/A
<br /> D. The Mortgagor acknowledges that the Mortgage is valid and enforceable and represents the Mortgagor's legal and binding
<br /> obligations, free and clear of any claim, defense or offset.
<br /> E. The Mortgagor and ihe Bank now desire to amend the Mortgage to reflect certain changes to fhe Borrower's revolving line of credit
<br /> with the Bank that is secured by the Mortgage.
<br /> F Lot Twelve ( 12) and the Northerly One Half (N�) of Lot Fourteen ( 14) ,
<br /> in Block Six (6) , in University Place, an addition to the City of
<br /> Grand Island, Hall County, Nebraska .
<br /> Agreement
<br /> Accordingly, in consideration of the premises and other good and valuable consideration, each paid to the other, the parties to this
<br /> Agreement agree as follows:
<br /> �HEALOC Modlffcation Agreement The Borrower has executed and delivered to the Bank a HEALOC Modificafion Agreement
<br /> dated M a Y 7 , , 19 9 8 (the "Modification'), which modifies the Note as follows:
<br /> ❑ Change in Credit Llmit. The Borrower's maximum credit limit under fhe revolving line of credit is changed to a maximum
<br /> principal amount of$ 2 0, 0 0 0 . 0 0
<br /> � Extens/on of Maturity Date. The revolving line of credit will terminate and the entire unpaid principal balance outstandin on
<br /> the Note, together with any unpaid finance charges and other charges, will be due and payable in full on M�q y 7 ,24�8
<br /> Until such date, the Borrower agrees to make the monthly payments as disclosed in the Note, or if modified by the HEALOC
<br /> Modification Agreement, as disclosed in the HEALOC Modification Agreement.
<br /> X� lncreased Rate of Finance Charge. The daily periodic rate is now equal to 1/365 of 1 . 0 0 �over the "Index Rafe." The
<br /> "Index Rate"is the variable reference rate, adjusted in accordance with the Note(if previous/y modified, as so modified), which is:
<br /> [� the highest prime rate published in the Wall Street Joumal"Money Rates"tab/e.
<br /> ❑ the 91-day Treasury Bill Rate(established at/ast auction average on a discount basis, rounded to the nearest.10%).
<br /> ❑
<br /> Each reference in the Mortgage to the "Note"shall be deemed on and after the date of this Amendment to refer to the Note as it is
<br /> now amended by the Modification, together with any fufure extensions, modifications, or renewa/s thereof. The lien of the Mortgage
<br /> shall continue to secure the revolving line of credit, which is now evidenced by the modified Note.
<br /> NC 12506 MTG(12-96-180019-P)CO,MN,MT,ND,NE,NM,OH,SD,WY Di?na L.Kelloqg Wg595
<br /> LC '"Grapndq Ispla�nwd NCE
<br /> MSJ�:.... \JOV,VV�7"TZOJ
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