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201201178
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Last modified
3/19/2012 3:48:16 PM
Creation date
2/15/2012 8:39:27 AM
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DEEDS
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201201178
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�01�011�� <br />(C) "Lender"isHome Federal Savings and Loan Assn of Grand Island <br />Lender is a Savi ngs and Loan <br />organized and existing under the laws of T h e S t a t e o f N e b r a s k a <br />Lender's address is 221 South Locust St Grand Isl and NE 68801 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Arend R Baack. Attorney <br />( E) " Note" means the promissory note signed by Borrower and dated F e b r u a r y 10 , 2 012 . The Note <br />statesthatBorrowerowesLender ONE HUNDRED FIFTY SIX THOUSAND AND 00/100 <br />Dollars (U.S. $15 6, 0 0 0. 0 0 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than M a r c h 1, 2 0 2 7 . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Pro�rty." <br />(G) "loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executal by Borrower. The following Riders <br />are to be e� by Borrower [check l�x as applicable]: <br />Q Ad3usEa�Ye Rate �tider Q Condominium Rider Q Second Home Rider <br />Q B�Io� Rid� 0 Planned TJnit Dtevelogment Ric�es 0 I-4 Family Rider <br />� V'A �ti�s Q�i�veekly �"a�t Ricier 0 Other(s) [sp�ifYl <br />(t) "AppCcabPe I.aw" me�s aIl controiiiIIg appiicable federai, state and local statutes, regulations, ordinances <br />ar� �ve �rles aa� or�Fers (that have tTse eff�t of Iavv) as well as all applicable final, non-apgeatable <br />,judieia� op�zi�. <br />�.�) "�ommwrity Assvciation Dues, Fees, and Assessments" means all dues, fe,es, assessments and other <br />charges that are imposed. on Borrower or the Property by a condominium association, homeowners <br />association or similaz organization. <br />(K1 "Etectronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated tluough an el�tronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a fiaanciat institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />transactions, transfers iniriated by telephone, wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Secrion 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by <br />any third party (other than insurance proceeds paid under the coverages described in Se,ction 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/O1 <br />VMP � VMP6fNE) �1105) <br />Walters Kluwer Financ(al Services Page 2 of 17 <br />
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