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20120�1�3
<br />(C) "Lender"isHome Federal Savings and Loan Assn of Grand Island
<br />Lender is a Savi ngs and Loan
<br />organized and e�sting under the laws of T h e S t a t e o f N e b r a s k a
<br />Lender's address is 221 South Locust St Grand Isl and NE 68801-
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is Arend R Baack. Attorney
<br />(E) "Note" means the promissory note signed by Borrower and dated F e b r u a r y 0 7, 2 012 . The Note
<br />states that Borrower owes Lender SEVENTY THOUSAND AND 00/100
<br />Dollars (LT.S. $ 70 , 0 0 0. 0 0 ) plus interest. Bonower has promised to pay this debt in regular
<br />Periodic Payments and to pay the debt in full not later than M a r c h 1, 2 0 2 7
<br />(� "Property" means the pro�rty that is described below under the heading "Transfer of Rights in the
<br />P�'aPertY "
<br />(G) "Loan" means the ctebt evidenc�i by the Note, plus interest, any prepayment charges and late charges due
<br />under the Note, and all sums due under this Security Instrument, plus interest.
<br />(N) "Riders" means all Riders to this Security Instrument that a:re executed by Borrower. The following Riders
<br />are to be exe,cuted by Bflrrower [check box as applicable]:
<br />Q Adjustable Rate Rider 0 Condomiaium Rider 0 Second Home Rider
<br />� Ballooa Rider 0 Planned Unit Development Rider � 1-4 Family Rider
<br />Q VA Rider 0 Biw�kly Payment Rider � Other(s) [sgecify]
<br />(p "Applicable Law" means all controlling applicable federal, state and local statutes, regularions, ordinances
<br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable
<br />judicial opimons.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similar organizarion.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check,
<br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument,
<br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an
<br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine
<br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers.
<br />(!) "Escrow Items" means those items that are deseribed in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by
<br />any third party (other than insurance proc,eeds paid under the coverages described in Section 5) far: (i) :
<br />damage to, or destruction of, the Property; (ii) condemnarion or other taldng of a1� or�any par•t of the _ �`
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentarions of, or omissions �s to, ttie �
<br />value and/or condition of the Property. ,� ; ��` r `'
<br />.. . F ,
<br />NEBRASKA-Single Fam(ly-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT '�` Form 30`�8 1/p +-•-,
<br />VMP � , -" � VMP6INE�' 110'S)
<br />Wolters Kluwer Financial Services Page �of' t'7 ��
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