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2 01201173 <br />Acknowledgment <br />Stateof Nebraska <br />County of H a 11 <br />This instrument was aclrnowledged before me on F e b r u a r y 0 7, 2 012 by <br />Charles J Zaruba, Gwendolyn R Zaruba <br />Notary Public <br />Kevin Ottman <br />My comsnission expires: 0 5/ 19 / 2 013 <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP 0 <br />Wolters Kluwer Financial Servicas <br />GENERAt. NOTARY - State af Nebr�ka <br />I�VIN OTTMAN <br />?*s Mv Comm. Fxp. May 19, 2D13 <br />Fo� soas �roi <br />VMPB(NE) (1105) <br />Page 17 of 17 <br />