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201201158
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Last modified
3/19/2012 3:41:53 PM
Creation date
2/15/2012 8:33:55 AM
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DEEDS
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201201158
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20120115� <br />Bonower shall promptly discharge any lien which has priority over this 5ecurity Instniment unless <br />Borrower: (a) agrces in writing to the payment of the obligation se�weri by the lien in a manner ac�eptable <br />to Lender, but only so long as Borrower is performing such agr�ment; (b) contests the lien in good faith <br />by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to <br />prevent the enforcement of the lien while those procee�ings are pending, but only until such proccedings <br />are concluded; or (c) secures from the holder of the lien an agr�ment satisfactory to Lender subordinating <br />the lien to this Se�urity Instrument. If Lender detemiines that any part of the Properiy is subje�t to a lien <br />which can attain priority over this Security Instrument, Lender may give Bonower a notice identifying the <br />lien. Wittrin 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or <br />more of the actions set forth above in this Section 4. <br />Lender may r�uire Bonower to pay a one-time charge for a re,a1 estate tax verification and/or <br />reporting service used by Lender in connection with this Loan. <br />5. Property Iasarance. Bonower shall kcep the improvements now existing or hereafter erected on <br />the Properiy insured against loss by fire, hazards included within the term "extende� cflverage," and any <br />other hazards including, but not limit� to, earthquakes and floods, for which Lender re�uires insurance. <br />This insurance shall be maintainerl in the amounts (including deriuctible levels) and for the periods that <br />Lender requires. Wha.t Lender r�uires pursuant to the preceding sentences c�n change during the term of <br />the Loan. The insurance c�rrier providing the insurance shall be chosen by Borrower subject to Lender's <br />right to disapprove Borrower's choice, which right sha11 not be exercised unreasonably. Lender may <br />require Bonower to pay, in conn�tion with this Loan, either: (a) a on�time charge for flood zone <br />determination, certification and tracking services; or (b) a one-time charge for flaod zone detemvnation <br />and certificalion services and subsequent chazges each time remappings or similar changes occur which <br />reasonably might affect such determination or certification. Borrower sha11 also be responsible for the <br />payment of any fees imposed by the Federal Emergency Maaa.gement Agency in cflnne�tion with the <br />review of any flood zone determination resulting from an objection by Borrower. <br />If Borrower fails to mainta.in any of the coverages describe� almve, I.ender may obtain insurance <br />coverage, at Lender's option and Borrower's expense. Lender is under no obligation to purchase any <br />particular type or amount of coverage. Therefore, such coverage shall c�ver Lender, but might or might <br />not protect Borrower, Borrower' s e�uity in the Property, or the c�ntents of the Property, against any rislc, <br />hazard or liability and might provide greater or lesser coverage than was previously in eff�t. Borrower <br />acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of <br />insurance that Horrower could have obtained Any amounts disbursed by Lender under this Section 5 sha11 <br />become additional debt of Borrower secured by this Security Instrument. These amouats shall be�' interest <br />at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from <br />Lender to Horrower requesting payment. <br />All insurance policies required by Lender and renewals of such policies sha11 be subje�t to Lender's <br />right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as <br />mortgagce and/or as an additional loss payee. Lender sha11 have the right to hold the �licies and renewal <br />certificates. If Lender requires, Borrower shall promptly give to Lender a11 r�eipts of paid premiums and <br />renewal notices. If Borrower obtains any form of insurance coverage, not otherwise required by Lender, <br />for damage to, or destruction of, the Properly, such policy shall include a standard mortgage clause �d <br />shall name L,ender as mortgagee and/or as an additional loss pay�. <br />In the event of loss, Bonower shall give prompt norice to the insurance carrier and Lender. Lender <br />may make proof of loss if not made promptly by Bonower. Unless Lender and Borrower otherwise agr� <br />in writing, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall <br />be applied to restoration or repair of the Property, if the restoration or repair is er�nomically feasible and <br />Lender' s se,curity is not lessened During such repair and restoration period, Lender shall have the right to <br />hold such inswance proceeris until Lender has had an opportunity to inspect such Property to ensure the <br />2300070575 � v� <br />NEBRASKA - Single Family - Fannle Allse/Fro�ddle IUlac UNIFORM INSTRUMENT WITH\� — <br />(�-6A(NE� (oet o) Pepe 8 of 7 6 i,ut;ais: @ °x� Form 3028 7/01 <br />n <br />
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