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201201i5�
<br />(G'� 'Z.eader" is U. S. Bank N. A.
<br />Lender is a Natioaal Association
<br />organiz�i and existing under the laws of The United States Of America
<br />Lender's address is 4801 Fr�derica Street, Owensboro, RY 42301
<br />(D) 'Trustee" is Mr . Thomas Loches
<br />2002 Dougla� Stree� 200 The Omaha Ciub, Omaha, NE 68102
<br />(E} "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate cor�ration that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary
<br />under this Security Instrament. MERS is organize�l and existing under the laws of Delaware, and has an
<br />address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(l� "Note" means the promissory note signed by Bonower and d�ted 02/05/2012 .
<br />The Note states that Borrower owes Lender �'ifty-TvPO Thousaad and 60/100thg
<br />Dollars
<br />{LJ. S. $ 52 , 000 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than March O1, 2022 .
<br />(G) "Property" means the properiy that is described below under the heading °Transfer of Rights in the
<br />Property."
<br />{I� "i.oan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this S�urity Instrument, plus interest.
<br />(� "Riders" means a11 Riders to this Security Instrument that are ex�ute� by Borrower. The following
<br />Riders are to be execut� by Borrower [check box as applic�ble]:
<br />� Adjustable Rate Rider � Condominium Rider 0 Second Home Rider
<br />� Balloon Rider 0 Planned Unit Development Rider � l� Family Rider
<br />� VA Rider 0 Biw�kly Payment Rider � Other(s) [specify]
<br />(� "Applicable Law" means a11 controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and arders (that have the eff�t of law) as well as all applicable final,
<br />non-appealable judicial opinions.
<br />(I� "Commanity Association Dues, Fe.�, and Ass�sments" me�ans a11 dues, f�s, assessments and other
<br />charges that are imposed on Borrower or the Propezty by a condominium association, hom�wners
<br />association or similar organization.
<br />(L) "Electronic Fnnds Transfer" means any transfer of funds, other than a transaction originated by
<br />che.ck, draft, or similar paper instrument, which is initiaterl through an electronic terminal, telephonic
<br />instrument, computer, or magnetic ta.pe so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term include,s, but is not limited to, point-of-sale transfers, automated teller
<br />maclune tr�sactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(Nn "Escrow Items" means those items that are described in Section 3.
<br />(1� '7Vliscellaneous Proceeds" means any compensation, settlement, award of damages, or procee�s paid
<br />by any third party (other than insurance proceeds paid under the coverages describ� in Section 5) for: (i)
<br />dama.ge to, or destruction of, the Property; (ii) condemnation or other taking of all or �y part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />(0) '7Ylortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />2300070575 D V6ANE
<br />NEBRASKA - Single Family - Fannle Mae/Freddle Mac UNIFaRM INSTRUMENT WRH MERS
<br />� loe�ol Pege 2 of 76 i„� �v�� �' Form 3028 7/01
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