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<br /> ""-.4� TOQGTHER WITH all�hc(mprovemems now or hercaf�cr ercc�ed on the properry,nnd all eucmems,appuncnanccs, ___
<br /> ��+r[� and txmrcs now or herwfter a pan of ihe propeny. All replacemenre and addiiions shall ntso be corercd 6y�his Scenrny ---- --- -
<br /> s Insimment Alloftheforegoingisrefcmdtofn�hisSccuritylnsirumrntas�he"Propcny."
<br /> �,;�;�, UORROWER COVGNANTS that QoROwcr is IawPolly sciscd of thc aiatc hcrcby convcycd and has ihc righi io graat —.
<br /> ���t and wmey ihe Pro(�cny and�hat the i'ropeny is unencumixrcd,except for encumbnnces of raord. Oorrower warnms nnd . .
<br /> ,�'.'�f� will defend genemlly Ihe ti�le m the Proptny egainsl nll clnfms and demands,subJect m nny en�vmbrances of rccord. �
<br /> - THIS SGCURI'fY INSTRUMBNT combines uNform covenants for nvtonal use and non•unifomi covenams wiih �C;i��y.___ _
<br /> � - �� IfmitcdvuiallonsbyJudsd(cllonrocons�imtaaunffomisccuri�yins�mmrntcovcringmalpropeny. ° � '�-- � --
<br />,..,�»�.�'�k,� UNIFORMCOVCNAN7'S. GorcowernndLenderwverantandagreeasfollorvs: �.,
<br /> --r �f� I. Aayment of Princlpal end Interesli Prepnymenl am1 Lats C�hargrs. Uorcower shall prompily pny wl:cn due vhe �y, __,
<br /> ,: " 4r� princtpa1 of and in[eres�on�he deb�evidcnceJ 6y�he Note vA any pmp�ynxnt and low charges due under�he�Nae. '-
<br /> :-- � �; 2, �lmdstor'�'nxesandlnsnrnnae. SuUjenioapplicablelawor�oa�vmienw,iverbylsnder,6wm��rrshaitpayro uz „
<br /> y _r; Lendcr on the day moaihly paymrnts arc due undcr�hc Nar,airtil�he hoie is paid in full,a sum("funds")for.(a)ycarly �`�rS1�� _:--
<br /> �ucs xnd uscssmcros wfiich may a:taln pdod�y ovcr�his S:nmty Instnimcm az a licn ca i�:Ftopeny;lb)��euly IcmcFoA - -
<br /> ; '`ti� paynxms or gronnd remx on �tx Pmperly, if any; (c) �xJly huard a properiy insvr.encr prcmiums; (d) ycaily AooJ i ± -
<br /> �'�`+f�Y�'l inmrance remiums, i(an (e1 �asl mon aee msurance remiums, if an and (q amr sums � ab.e b Dorracer w r --_ �
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<br /> _(..•�•?±'�: Lencltr,in acmrda�ce viiih�he pmvisions of p:.r�zraph 8,in lieu of ihe pa��m.nl oi nwngage insnnace pc•:miums. ihese " -` =-
<br /> . �s;�, hems am called"fit.cco��Ittms:' Lender may.a any time,mllea xnd hoN Funds in an amount not Io ccca>t the n�.nximum �% —
<br /> amoum a Iendcr fo:a ftderally related mortgage loan may require tor Rorto�rerS escrow attrount undes u:r:k:dcnl Rexl �ny�,�! �
<br /> ���'f��"�� Cs�atz S�.alemcn:iProctd�rcs Ac�of 1974 ns amended Gom t:me to iime, 12 U.S.C.§2601 ei srq.("RGSN\"),unless amn3�cr ��c.r:_
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<br /> -r•:a_ ° Iaw tlr.it nppfes aa the}unds se�s a Iesser amount. If so.Ler,�kr may,at nnq itmq collecl and hold�unds ia an amoum rn�7�o �q`�_•r.%�;="
<br /> � -- exceuf �hc lesvzr amoum. Lcnder may estimate the amor.^c �i Amd�d��r on �he basis o(cunent dxv. anJ rcasonabic F--:: -°"
<br /> {�E.'� estimatex of ex{rrAi�uresof fiiwre Cserow Itemsoroihenvise in acmrd.vim oi�h epplinble law. 2 �*='.
<br /> - <F� The ILnds shait be held in an ins�ilulion whose de�i:s are insured by a kderal agency, ins�mmemali�y, or emiiy ' "'�u-`�
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<br /> iq (InNuAFng lander,if Lender is snch an ins�i�wion)or in anp PNc�al Home Loan Uank. Lendershall npply thc Fwids�o pay z�(,+�-'."""�
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<br /> f3�.x;�L �he F�rrow l�ems. Lender may noc charge Oortower for hatc�ing and ,pplying �he I'vnds,annu�lly analyzing Ihe acrow n�J f�� � _ .
<br /> 4 attuum, or�rritying �he Rscrow Items,uniess Lender pays �IIwtower interest on ihc Fim1c and npplicnblc law pemiiis '{$l�+i�k '�
<br /> `��p'-�` I.rn:ier�o make such a char e Nowever, LenAer ma re mrt Uortower to n ona�(nm chu e for an inde ndenl real J'�(�+ ?fr+"
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<br /> �- es�ate tnx reporting service used by Lender in connec�ion wi;i ihis loan,unk?s applicnble lnw provides n.henvise. Unless an s,:�� .
<br /> . " n �emem is made nr a Ilcablc law r uircs imcresi m be aiA,Lender shall no�hc r uire�io �•Bortmvcr xn intcrcs�or �� "'� ��' -�
<br /> a F�' PP �9 P �I P•7 Y i i �,:�y ��-_,.
<br />,_�rr<C,n�tr� � ca;ain@s on the iLnds. Uortowcr and Isnder may agrcc in urr,>.❑g,ho«�evcr,�hat inmrcsl sha11 M �id on thc Funds. Lender k,r.�f�s�,���.
<br /> �'j'' shall ive�o Dononer,without char e,an annual accountin of tht Funds,showln crcdiis r,nd ebits lo Ihe Fnndt ar.it�he 't�:,� c'??.
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<br /> purgo:e for�rh?:h eath deb(t Io the I•Lnds was made. The Wnds am plcdged az addiiionnl sauriry i'or ell suais seturc�i by ti �'y�;�F --�
<br /> - °..?"� this Secufiv lnscrumeN. A -.k's .1�!<;.."�
<br /> �}�,!-+�. If the�Tunds held by Lender excted the amoun�s peimitted io be heltl 6y applicable law, Lencltr shall account to (c±,4",;' r 'r__
<br /> .�Sa� Donower tor�he excess�unds in accorJance wi�h�he rcquintnems of npplicable law. If iha amoum ot�he Nnds held by ,�tr�j}Y'r..�t�,,Y_'-
<br /> r i�'�t���� Lender Tt�ny�ima is no�su(fictrn��o pay ihe Gscron ftenu when due,Lender may so nntify IIorton�er in wri�ing,and,in �y����n� .,
<br /> t��� such case DoRawer shall pay w Lender�he amoum necexr.cy io make up�he deficitr.cy. Bonourr shall make «? fie "�fj�S+$�i .��.
<br /> _�,�i;e�1;y'�+ defieirn:y in no more than�welre momhly paymems,at I.en4r's sole discreiion. ?S}��G�i4`+� �.:.
<br /> �;:(_,-;�:;"v Upon paymem in full of all sums secured by�his Secuiiy Insumnem,Lender shall pro:nptly ref:mA to�ovower any 'ri;,�}'=�:;a;,}'��i�•��
<br /> .� i ""t; ILnds held by Lender. If,under paragraph 21.Ler.der shall acquirc ar sell ihe Propeny,Lender,prim ro�hx acquisitlon or . >"7� {i�i�i.,
<br />"'""Sil`�;.' sale of the Propeny,shail apply any �unds held by Lender a� �he�ime o(acquisitiun or sole u n crcdi� agains�ihe sums �;•�1�':^y��;�r.:--
<br /> � < �' seeured by�his Securi�y Inswment. y�" �.;; y r =._
<br /> 5�`,?,'� 3. Appllcallon of Paymenis. Unless applicable law provides othenvise, nil payments rcceived by Lender under n�' �r --
<br /> -'i- paragraphs I and 2 shall be epplled: firs�,�o any prepaymemchargts due under�he Yo�e:xecoad,ro amounts payable under ="}-'y,�e ss< '"-
<br /> "};�:':i�"= paragrzph 2;Ihird,m imercs�due;founh.�o principal due;ar.d las�,m any lale charges due undenhe No.e. ;i�'.; .;-..:5,1�.+,=�.:�
<br /> -- '� � 4. Charges; Liens. Uortowcr shall pay all taxcs,assessmems, chuges, fines and irt�posi�ions auribmn6le �u thc -j- �, t��'-���
<br /> .' ,1S Ropetly which may attain priorily over ihis Sceurily InslmmenL and IenseholJ paymenls or ground rcnls,if eny. �oROwer � t,i% f � ,.
<br /> y�'�y : shatl p:ry�hese obliga�ions fn�hc manncr provided in pamgnpfi 2,or if nn�paiA in ihai manner,Dortomcr shnll pay ihem on �,5,�Y�� �
<br /> r�� _i• �inx di�eeUy lo�he person owed payment. Uortower shall premptly furnish�o Lrnder a.if noticasof nmoums ta 6e paid under -�+f},y�4R' � -
<br /> '� '��'' this pangraph. If Oonower makes these payments dircc�ly,anrro���a shxll promp�ly fumi,h m Lender neeip�s evidmcing F!r�ti���}f' - :
<br /> ���, . � �he payments. ' ,'d,_�iF f t..-
<br /> � -.1� Oortowet shall pmmp�ly discharge any lien�ahirh bns prioriq•or.r�6is Srcnti�y Insuumem unleu 6.rrower.(a)agrces �t�q�_,t �7r i ���
<br /> � .f-0}1 in��Ti�ing to�he paymeN o(�he obligxlion securcd 6y�he licn in n manner a:cep;able to Lender,@)comrsis in good fai�h We --
<br /> �� r�^�� lie�e by,or Aefends against enforccmenl of�he lirn in,legal Fto:.rading.which in�he Lcnder�opinion opemte io prevcnt�he � `+�`y � _:-.
<br /> - - ��� enForcement of ihe Ilen:or(c)secures from the hotder u(if:r licn aa agreemem sa�isfaaory to Lender subordina�inF�he licn � ,, >,.�;�:,
<br /> .,�`�'�j,{ lo lhls Sccurily Insuumem. If Lender dctemiines tha�any p:n of iEc Propeny is subjeci�o a licn which may auain prioriry� < . ,s�'g.,--
<br /> � : ._-�y over tliis Securiq•lnstrvmem,Lender may give Qorto�rer a r.ntice idemil'yfng�he lien. Uortoxxr shall utisfy Ihe lien or Iale �-`- }"-:�. ,:
<br /> � one or more of the aclions set forth alwve within 10 days of Ihe Fiving of nmica . '"�
<br /> � 5. Hpzard or Properly Insuronte. Oarco���cr shall kerp ihe improvcmems nmv.xixiing or hereaftcr erecied un the ` �
<br /> '' ;� - % 1'roperty insured againsl loss by firc,hazzrds included wilhin the�tmt°extenJed cocerage"and zny othrr hazards,inctnding '� - ���� r �, -
<br /> ''.g};:_�.� Ooods or (looding, for which Lender rcyuires insurance. ihis irsurance�hall Ix maie;amaJ in the amoums anQ (n: the ' ,i1 ��:
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