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<br /> TOO&TIIC•R WlTlf all Uie Imprmemcros no�v or hercafter erxtcd oa�ho prnpetty,and nll e�xnxnts,appmunxiwu�and
<br /> fixares now on c�rcartcr u pin nf thc pm�ny. All roplacemrnts c:A addhinns sha!1 also bc mvcrtd by this Sttudly
<br /> --- -- 1nslNqitnt.All of the(oteRuing Is refenai m in thls Sccurl�y Inslmment as Iho'Pmpo�iy.' ,..
<br /> tlORROWCR COVIiNANTS tha�Unrrower Is IawNlly sclsed of the u�nte hem6y cromcycd nnd has thc dgln to gnm and
<br />- oonvey�he Propeny ai�d thul�he Propeny is�mencumUcnd,oxctp� for cncumArnnces of rcmn1. Rorrox�er�mrcams nnd wlli
<br />,;;=.j��� defand genernlly the ti�le to�he Propeny ngr.inst nll claiins and demands,suhJeci m nny enn�mbmr,ces of rcmrJ. .
<br /> --- THIS S(?CURITY INSTRUMANT corc6tnes unifnmi mvcnants fm nnUoul nsu nnd nnmunifonn mvcnams with limitcd
<br /> -'?;:�� vadatlons hy judsdlcUon lo constllutc n uni(omi xccuriiy ins�nmicr.t mvedag rcal propeny.
<br />- ---` UNIFOR4t COVL•NANTS.porrowcr enJ lw:i�da nrocnan�anJ ngra as follorvs �����
<br /> 3. Pay:aeot ot Princlpal nnd lnterail 1'rclwymenl and Lato Chxrga. I2orron•er shall pmmp�ly pay xt�cn dca tl�a,
<br />�'�.a� princfpal of ar:d interat on t6e debt evidencnl by the Note and nny prepayment s�d Ime dwrges due under the Note.
<br />'--"` 2.31�eKk tor Taxcs und Insnranen Su�Jec� �o appllmbio law or m n wriuen wnirer by Isnder, Dorrower shall p�y to
<br /> [zider on the day momhiy payments nrc due undcr ths Notc,umil thc No:c is pztd in full,a sum l'Tunds')for.(a)yc:viy taxes
<br />�=;��-� and aueun:ents which may allain prlority orer Ihis Security[nstmnknt u a 8en on Ihe Prop:hy:lb)Yea�ly leav:hofd t�aymee2ts
<br />-�.;,;-.� or groar,t rtnts on the Propehy.If any;(c)��eatly hazard or propeny inswatce prenilum.r,(d)yeady Ecod imurar.tt prem_tns.
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<br /> _,l_^� y;O yead mon a e incuram�e rcnuunu, if an • :vd(�an sums a ahle b Ootro�rer to i.eaQer,in accoedantt wiU�
<br />`.,�r,,, thc provfsinns of pa'sgraph 8,in lieu of�Ae payment of�wngagc insur.�nn:pnmiunu.Thcse itenu sre callcd'Eurow tum.s.'
<br />-�_��5�. I.ender m,ry, at any tima colim and hold Funds in an anwunt not to aa,•ed tF.e maxin�um anwunl a Icnler tor a kdcmlly
<br /> :>;��i�� related mongage la�n may reqnirc for 6omo�ver's escrow amour.�uredtt the fidemt Rcal Gstate SeNemenl Procedures Aat of —
<br /> �%�.�: I974 as¢mcndai from�imc m�inee, 12 U.S.C.Secflon 2601 ei arq. ('AES3�A'I,unicss another law�6a�applies lo tl�c FumJs
<br /> �;j stts a lecccr,�rnum. If so, Isnder ma�, v any Ilmc,collect nnd hn1A Funds in an amoum�ot to cxce�d�6e leucr ;unount.
<br /> -i II'} Lender may eslim�te Ihe mm�mn of Pnnd�due on ihe Aaeis of cumnt d�ta nnd rcasonab!e esllmates of exper,dilurcs of huate
<br />�::'�=v;SrNS Gxrow Items or othernise in a..mtdance with appiltaDlr la•-�. ��`�
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<br /> '-`:`:u� The �unJs shall br F�c1a iu an Instim�ion whosr .r.pnsits ere inscreel by a kderel agency, inswmrncJiq•, ur rnti�y >�=-
<br /> '3'� (including 4crder,if LcnAtr ie such an in+timitoN or in auy�cdeml Honx Loan Dank.Lendcr sM1all apply�hc 1'unds to pi��efie `���`
<br /> -- F"� Gxrow Item4. Ler.Aer may no1 charge Dorro�ver(or holding anJ applping the �cnds, annually analyzing Ihe escro�r accou::l, or �•-
<br /> �``�`'�'� verif in �hc L•arow Imms, unicss Lender a s ponmrer intens�oa tFie Funds xnd n Iiwble la�v nnits Lendcr�o make such � �
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<br /> ��Ct a diarga Hmrevcr. Lender may rcquirc Bo�mwcr�o pry a onrtimc chargc for an indcpenden�rcal estate�ax rcponing urvice �:,,
<br /> u.ttd by Len�xr tm m�nectlon wiih �his loan, unlec� applicable law p:ovides a�henvix. Uniess an egarment ix made or E. .
<br /> ��t}���j epplirnble lan xquins interesi to hc pafd,Lendcr shall not be mqnira!m poy Oorrower any interest or camtngs oo the�unJs. ���_.
<br />_�a.nwi 6orrower nnd Ler.der may ngrce In wriiin@,howevcr,�6ai Imeres t�t�;iit h paid on �he �unds. Lender xhall give�o[3orrmccY. ��,,;
<br /> -�`_"'<=�� withaut charge. an annual acmunling of d�e 1'unds,showing credit>anl de6iis m the Fundx;md ehe purpose Por which ruch [;-';
<br /> -q�';;�� debfl lo the FnnJs was niade.'Ihe 1'unUS aro ple6ged as addi�ional secur:q�ior all sums secured bp mu Jecuri�y ins�mmem. -
<br /> i;{x�ti lf the Fnnds held by Lendrr exmed�he amoun�s perniltted to be h;id by ap,licnble Izw,Iw;rA:r ahall account to Borrower a ��
<br />�tu>��:l��f- tur t6e cattsx Flmds In acmrdaMC���th �he rcquirements of applicable bn. If the amoum of Iha F�mdc held 6y Lender x�uny -•-�
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<br /> ,ry�, time is not sin7iciem m p�v the L'+crm� I�en.e when due.Lender map u�miify[lormwer in wri�in�, .md,in such caze Bor�owrr + _
<br /> -�f��� shxll pay m I.rndrr ihe mnam�nrresc.�ry m make up�he defiriency. II.rtro�ver shall make up the deficiency in no morc than �"
<br /> �°"-�'�� �xelvc momhl a mems,m I.endei x snle dixre�ion. `
<br /> rt�.J'� Upon v yn,e�� in ful: of all ennu scrund by�his Saurity Inaruaxnt. IAndcr shxll promptly refund �o IIurrower xny � �<
<br /> �} �G��;- Punds hcid by Leudec IC,un,kr pangraph 21.Lender shall xquim or uIl�he Propeny. Lender,prior�o�he acqnisitlon or sale "
<br /> . �,.s� nf�he Pmperl��,shali apply nny Funds helA by Lender al Ihe limC nf acy�isilio�or ade as u credii ngainsl Ihe sUms seCUrcd 6y + -.
<br /> '�r ?� this Sccuriiy Instmmem. r� `
<br /> �'£+��� 3.Appllrnilon ot Pm�menis. Unk�,applicable taw pmvides nihernisc, ull paymcnu racivcd by Lender nnler pamgmphs ;'-
<br />--�{�ft�l;.� I and 2 shall 6e applkd: firs�.�o nny prepaymrnt charg.s Jnc vndcr�hc hote:saonJ, to amounts payable un.lcr parngr.?h 1: _-
<br /> ik�� lhird,m Interrs�due:founh.�o principal due;and lau,io any Imc�hargcsdue uMlcr thc Ame. �g;�-�
<br /> �-'��' 4.Chn es; i.lens. Dorrmcer shail � all �asr>,atiae�.<mer.t. cha�es firae nnJ hn vuor.c allribulable io Ihe Pro ertr
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<br /> i:�^i'`'+=� which may avain priariry ovcr this Sea�my Inswmrnt, and Irroehold piynur.ta ar grocnJ rcnti, if any. 6orrowc� s6a11 par �'.`
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<br />��:eo-r! �hese obli a�ions in�hc manner roviAed in rm r+ h 2,or if no� ��J in�hat ma;mer,Darro���cr.Ixdl a thcm an iimc dirrctl �;-��
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<br /> ''�.;._�a'. a�he permn owcd p�ymem. �orrowrr shall promp�l} (urnifi io I.rndrr:!I no�ires o(amountc in F.paiJ miJer this paregnph. -_
<br /> - � If Borrower maAes�hese payments Jin�c�ly,Rorcou�er sh:Jl pmmpilr fumiJi�n L.nJer rcceip�s eridencing the paymems.
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<br /> ,t4 Dorrnwcr J�nll promptlydischargc cmy li�n�ehrch h:n prmnn ovenEis Satvrily Imlrumrnl unla»6nrro���cr.fa) ng�nx in
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<br /> »�„,: wriling In Ihe p�ymenl af lhe obligalion se.umi hc Ihr lien in:� nu+nrr Tcep�able�o lAndrr.�h�.om�yl+in g�wJ failh ihe lien n .:
<br />�"-?`'-�7�� by. or defenJs against en(orcemem of thr li:n in. Icgal pmcecJings uhich in th. Ler!rr'. „pinian aperal¢ m pre��em �hr
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<br /> �:•,i'�- tnforeement of�he licn:or (c)securc.Gom ihr holder nf�hc licn an agrremenl�::Ii.f�cmp�in IAnJ.r.uhnrdin.ning Q�e lirn �n
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<br />-.:,i+�...� Ihis Sccurily Inslrumcm. If Lender dcicrminra Ihal nm p:m n(Ihr Pnqtn�• i>.uhl•'�t lo e lien��hich may au:ain priorilr nvc� —
<br />- - �'� lhis Security InVmmenL Lender may pice It�+rto��cr.i nolice iJcmifying ihr lirn.Uurrawcr.i:all aali.fy Ihc licn nr lake�e.c oi �r`:�.
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