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<br /> TOo6THBR WITt[all�hv impro�nmcros naw or fierca�er t�xic+i on tho propcny,anA all caxmcois,app;mcnanccs. _
<br />� an3lix�art�s no•r. a hercaRer a p?n oh�propr.n9. All rcpixcmenis nnd ndAl�ions shall,iso l�c rnvcr.d by�hls Sttudty ���'.. ..
<br /> - instrument Allohhefwcgoinglsrckmdtolnlhis5ecnd�ylustmnxmnsiho'Tropeny." ---� _
<br /> BORROWGR COVL'NAN75�ha�Ifottow�cr is lawfuliy sclscd of�hc eslatc hcrcby convoycd.nJ haa�hc dght to SroN (?"�f,n�:.
<br /> and mnvcy iht Propeny and�hat the Ropeny Is unencumhrcd,exnpt for cncambr,inces of nroni. U�xrm��cr w,mms anA W '�_.�--
<br /> �....-::�:.
<br /> wlll defend genaralty tlw tiile tu the Ptoprty against alt cl9ms vid d�mai�ds,snbJecl�n any encumbr,nces ot rcrnrJ. �?c t f;,'-_
<br /> Tf11S SL•CURITY INS7RUMCNf mm6lnes unlfonn coven�ms fnr naAon�l uu and non•uniform w��enams whh ��.---
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<br /> UM('-0RhiCOV[iNANTS. Bortox•crandl.cndcrtorenantandagrcaasfollows: �
<br /> 1, Pay�meat otFrincipal nnd Tnleresh Prspxyment�nd I.�Ie Chuga. Fforcowe�shall pmmpily pay whcn due ihc �,,,
<br /> princiPal of and intercst on the debt evldrnced by the Note and any pmpaymem and Iate charges duo under the Nma &.--�—
<br /> 2. ELndsforTMxesandlnsnranrs. Su6jano.pplicablclawortonwducnwaircr6yl.cndcr.Dorco�vcrshallp�yw _
<br /> t.er.dcr on the day momldy paymcNS nrc Anc andcr Ihe No:q until tho Note is paid in PoII,a aum CFunds")tor.(a)��pity --
<br /> wxes and assessmems which may attain pdodty over Il�is Secudty Instmmenl.s a Iien on the Properly:@)ycariy leav:hold ____
<br /> paymc�n�s or groimd rcnts a� Se fl[op:ny, If any: (c) yexdy 6arard or propeny insurance prcmiums, (d) yea+ty Raad _____
<br /> tnwrs�ce premiams,if any;(e)yearly mongage inau:uiec premiums, if any: and(Q any sums payablo Dy Hortower ro
<br /> Lra�;.K,In accofdance with the provisionc af paragraph 8.in Iteu of the paymeN of ma�gage insurame premwnu. 'Et:ese
<br /> ivenu are cailat"Exmw Items' l.ead�r may.at anY time•aolleN and hold Mnds in an amonnt r.oE to exceed ehe muimum
<br /> a:nnnzt a lender for a fedzraliy rclated mongage lairt may rcqutrc for Qattower4 escrow aceount under[he fedemE Real
<br /> IC•stue 5cltlemcnl Procedures Aq of I914 as amended fmm time w Gme,12 0.5.C.§2601 et sey.('RFSPA"),untess anolhcr
<br /> Gss rinv applles to the P�mds se�s�ksxr amount. If so.Lender may,at.ny time,eallect and hold FLndz ia an amount r.ot to
<br /> e�eiws-Ihe Iesser amonm. l.ct�d::r nuy estima�c the ur.a:nt of I�nds due on the bacis of cumnt data and [tasonable
<br /> esii�aa:es of expendiwres of fu�a:c�'cmw[xms or ahemise in attrontance witS applicaSte law• -- --
<br /> 'fhc f�nds shall be hcld in an ins�iuiuoa .��F.ose ckposits arc insurcd by a fedenl agency,inswmentality,ot entity
<br /> (in:luAing L.cnder,ii Lendcr is sa.h an institutioa)or in any('rderal Home l.wn Oank. Lendcr shall app[y the Funds to pay
<br /> tlx&sttow Items. Lender mxy nut charge Bonower for Mlding anA .w,Qlyin��he Fundc,annually analyzing the escrow .
<br /> aaoan6 or vcdfying Ihc GsaoH f;cnu, unlcu Lcndcr{u�s Bortowcr iatzrest on �he FunJs a�id applicablc law prmii�s .
<br />�- I.ender to make such a charge. E7owc��cr, Lendcr mny m�aire IIoaow.r�o pay a or.c-ria�r ehargc for an indepcnd�z ttal
<br />-= esta[e tax reponing urvice uxAby l.ender in caa�ection��iih lhis loan,e�nte:c nppli.nbie(a�provlAes oih;rwlse. U.%kss ao
<br /> agrcemeN is made or applicable law requires in�rrcsi to Ix paid,Lender sFaEt noi bz ru�uired io pay Isncnn�er any iir.:risf or
<br /> eamings on the Iimds. I7orcowcr and Lcnd.�rtkiy agrw in aTiting,hmaxe.r,�hai in�cres�shall bc{acd oa.ahe Fund:+. t.enler
<br /> ,tixll give to Dorrower,wlihom chuge,on.�m�al nccountine�uf Ihc Fiinds,shnwing credits and debits m tito Fuuds mzA Ihe
<br />- puc?ose for wUieh each d:bit to a''�fiu:ds wns made. The�;�ndg arz phdged as edAiimnal securi�y for ail sums zecuced by
<br />-- ihis Sccurity Instrument.
<br />��- • ir�n� r�n.���w�� hv l.en1er rueed etk :vnoun�s pennitted �o be 5e11 by appticable la�v, Lender shall nccount lo
<br />- Oottower for Rie ecttxs funds in acco:dance v.i�h Ihe requimmenls of np��cabie law. 11 tiie amoum oi ihe Fun�hcld by - ��
<br />-=. Lcndu ul any�ime is nm uiffi:iem��pay 1he Pscrow Items when Lue,l.cndcr may so notify 6onower in wming,and,in
<br />= such ca<e Borra���er sha((pay m�.erder �he amount nmessary �o make up �he deflcienry. Dortower shall make up �he _Y____
<br /> JrCe::enq•in no mote thnacwe4z aiomhly paymeNS,n�Lender's wle discre�lon. •�
<br /> Upon paymen�In fnll of�dl sums securcd by�his Saurity Insvumen6 Lender sha?[prompily rcfund to 6ortower nny ��'�,_�
<br />- � Ponds held by Lender. If,undtr parograph 21.Lender shall acquire or sell the Ropeny.Lender,prior�o�he acquisl�lon or �.� _
<br /> sale of the Propetty,sl�all appl/ nny limds hcld by Lender nt the�ime of acquisi�ion or sale as a crcdlt against�he sums �� �„ -
<br /> secuted by�his Securiiy Inswment. �
<br /> 3. Appllcatlon ot 1'ayments. Unless applicable law prmides othenvise, all paymen�s rcceived by Lender under ��<,a,
<br />. pa:eeraphs I and 2 shall be applied:first.to any�rcp:rymem charges duc undcr the Nae;second,ta nmoums payabic under �, Ly��
<br />- µ�regraph 2;Ihird,to intemsi due:founh.�o princ pal duc;and las6�o any la�e chuges dut under thc Ivoic. .e
<br />- 4. Charges: Llens. DoROwer shall pay all taxes,assessmems,charges, fines and impositions mlribnlaFS: m �hc "��;sqj+ �-
<br /> Prope�ty a•hich may aualn priori�y over�his Securiiy Inswment,and Icasehold paymems or ground tents.If any, ilottower ;r;.'k.f `• :
<br />- shall pay thesc obligations tn ihc manner provided in par�gmph 2.or if not paid in tl�at manner,�orra•xyr shaU(ny them on ,�;.}
<br /> - qmc directiy�o thc pcaon owed p�ymem. Dorrower shall pmmptly fumish to Lender all no�ims of an:onmz�o Lc�3n�uMer ai1 f��.__�
<br /> thfs paragr�ph. If Uortuu�er mzkes�hcsc paymems Jircaiy,6orto���cr shall promp�ly fumish to LenJer rcceip�s evid,ndng ;_-.; '
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<br />_ �orto�ver shatl promptly discharge nny lien which haz priorityover this Security Insvumem unless Uovo�cer.�a�agrces i�Q;y�-„_.
<br />�• in wriiing�o�he paynMnt uf�he obliga�ion saumd by the lien in a manner acceptabie�o Lender,ib)comesie in goai inith ihe ffjf. „-,
<br /> lien by,or defends againsi entorcemem of�he lien in,legal procecdings which in ihe LenJerk opininn opera:r to piecem the - .±jC����
<br />- enforeement of�he licn:or(U ctcurcs from�he ho'Aer of�h:licn zn agrcemen�satisfactory to Lender suburAina�ing ihe lien �t'.h f.:_:
<br />- lo fiis Stturily Inswment. li 1-ender de�emiines�ha�ar.y p.�n of the Property is�ubject�o a lien which may ae�ain prionly {S«r-
<br />� ovc��his Sauri�y InsimmenL Lender may gire 6ortower a�rotiec idcmifying�hc licn. Oortower shall satisfy thc licn or Iakc ,<rx�,;L�__-,�
<br />- one or more of ihe aaions set(unh abore wi�hin 10 days ofthe giring of nmice. i���s,U;: -.
<br /> 5. Iiamrd or Properly insurance. 6onua�cr xhall kccp�he impiovemems nmv exis�ing or herca�cr crccted on the :^;n?)..;---:
<br />-- Propeny insured againsl loss M1y fire,hamrds included�riihin the�emi"extended cureragc'and any o�her hai�rds,i�xloding �';'+.,i^.-"_
<br /> � Ooods or Ma:ing, fur��kid� L.tndcr rcyuims inwmna. Thix inmrancc xhall bc mainlained in Ihc amounls ar.d fnr thc py.�t,,...:
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