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:� N:K.•.�s' •...�.� � ..,.. .._ ...._ ... . ..... . ... . . <br /> 92�. �,a.a�z� <br /> pedads that l.ender rcqulres. Ti�o insurnnco carder providing ilw insurance shall be chosen 6y Rorto�ve,r su6�c�to I.cnder�s <br /> approval wbich sh�ll no�Iw anrcasonably whhheid. If Ilorcower fails tn maimafn corerogo drscri6cA�twve,l.ender mny,a� <br />. Lender?c op�lort.obWn coverage to protect l.ender�dgh�s in�he Propeny In accordance with pamgraph 7. . <br /> Ail insurana pollcles and renewais xhall bo acce�iable to I.ender and s6a111nNnde a standard mortgage clause. I.ender <br /> shall h�ve�he right to hold iho poticles and renew�ls. f Lender r.q�drcs,Rnnm��or shall pmmptly Sive to t.cnder nll ttxeipts <br /> of pz.3u�R�tums and rcne�val no4kes. In Ute evem of loss,Onrcnwer shall give prompt natice m tl�e insuranca cmrier and <br /> I,cnt;:r. �.:n.dcr may make proof of[oss if r.atmaEe pro:nptly 6y Ilnrcower. <br /> Y Un�e.�lGndcr and Barovmr oU:erxise agme in�rri�ing,insurnnw procecAs shall iq npplled tn rostoration or rtpair of <br /> . � -i�� Rapeny��:Mhged if tt,e cestoroIIort or ceq�i.r is economically fa�sl6le and I.enderS securiry Is nm lasened. If tho <br /> -- restomlion or.r�:ir.ns��t esouomically ft�cibh or I.enderi seairtly would tw lesseaed, �ho Insuranco praeecis siiall le: - <br />- axpliM!+�a+he .5c:nc srctinA by�bLs Seeurily lnsm�men6 �vl�edier or nn� q�c�due,wl�h any excus p21d fo Rottox'e�. (f <br /> Uonutvec ab.sndons tho Properly,or does no� answer wl�hin 3D Aayx n nmice from I.ender dwi the insuranoa cardet iias <br />� offercd to xulo a dnim,�hrn 4ender may collect�ho insuranee procecds. Lender may aso iho proceeds to rcpxlr or r�slnrc <br /> the Ro�retty or to pay sums sccnred 6y�hls Saurlry Ins�mmcnt,whc�her or nm then dnc. 'Oic 3(Fday pcdod�+�III hegin whrn <br /> �h¢notico is givcn. <br /> Unless l.ender nnd Dorcower o�henvlsa ngrce in wri�ing,any oppIic:nion of ptcem�s�n principal shall not ealend or <br /> pastponv�hc duo dato ot tho momLiy pay�u�ms nfemd m In paragraphs 1 aitJ 2 or rh:mgc�Iw amonnt af iho paymcnls. lf <br /> under p=ungraph 41 1ho Mo�xny is att�nlrcd by I.vnAer, Ifnrcox�crS dgIn tn m�y Insurance policics and pmcecds rcsidiing <br /> (rom damnge to ihe Propeny prlor m�ho nequixltlan shall pa�x to LenJer tn tlw eztem ut�he xums aecurcd hy�his Securlty <br /> Insirumcntimmcdla�cly prlortoihcacyuisitlon. <br /> 6. Qccup�ncy, Preserrxllon, M1taintenanrc And Prolecllon ot Ihe Pro�xrl i Rorro�cer's I.nan Applkallonl <br /> I.eastholds. Borcn�rer qLa{�ocenPY.eunlilish,nnd use�he Propeny as Uorm�rer4 pdnc pal rosidenco�vithin sixtq days nller <br /> tlw exccn�lon af thls Secumy Insuument nnJ shall cominue lo an:upy ihe Pmpeny as Oorto�ecrS pdncipal msldcntt fnr n1 <br /> Ieast onc ytor aRcr �he datc ot occnpancy, unloss Lender oihcraise .grees In ���riting. ���hich consem sLall not 6c <br /> unrcasannbly wlthhelJ,or unless extenuaiing circumsianees ezisi which am ixyond 6nrmx•erS contml. (ionm��er shall noi <br /> dcstroy, damage or Impalr�he Propeny,allow�hc Pro�Cny m dc�cdom�c,or commh w:u�c on�he(Mopeny. [sorrowcr sl�all <br /> be in defnul�If nny forfcitun:r.c�lan or procecAing.�vhciher civil or criminal.Is l�.gun�hai in Lendera good fai�h judgmem <br /> conld rosult In forfeiluro of�he Pmpetty or o�henvise mnterially impa(r the Ifen crcated by �his Sceurity Instmment or � <br /> Lender§secud�y interes�. Dortower may cum such n defnuh nnd rcins�ate,as provlAed In pangr,ph IR,by cxusing ihe a^.Ilon <br /> or proceeding to be dismisseJ will�a mling�haz,in I.e�erk good(nl�h Ac�emunnifon,prccludes forfelmm of the Qofrower4 <br /> imcrts� in tF.e Peopeny or o�lier nutrrial impaimieN of ihe Ilen cn�a�ed 6y�his Securiry Ins�mmem or Lendert secumy <br /> interest. Horconer shall alw b: in dtfault if bortoneL dudng Ihe loan npplicn�fon procesc, gave maerially false or <br /> tnaccuntz inCormation or s�aromrnts to I.ertdcrtu�tailed Io proviAc I.cndcr u�itL ro�y matedal infortnailon)in rnnna�fon wi�h <br /> �he Iw1a evidcnced b}•��te �Ime, inchxRng, bw not limfied io, rcpresenm�ions conreming [torro�eerk acupancy of tha <br /> Property as e princlpal residrnce. fe this Secnrit}�Incuumem(s on a Icnsehold,Oortower shall comply wi�h all the provisions <br /> of Ihe texu. ff Uorrower ncquirrs t_:�ide c��h.Propeny.�he Ieasehold nnd�he fco�hle xhnll nm merge unires LenAer ogrca <br /> �q�he mctScr in wri�ing. <br /> '/. Protecllon of l,endcr's R1Kie'ts in O�e Yroperly. If Onrtmrcr fnils m �rfurm �he cnvennnis and agrcemems <br /> aonmineJ tn thls Security Insmmi.n„or ihere ic a Iegal prceecJing ihat m�y significantly nffecl Lendert rtgMs In ihe <br /> Prp}sn,V(such iu n praceeding in MnAropicy,pmSa�e,for cundemna�inn or for(eimm or�o enforce la�rs ur�egulaiions),ihen � <br /> Ltr.ckr rray do znd pay for wha�aver ic nrres+ary�o piotect ihe v.lue nf We Propeny nnd 4ender5 righ�s in �he Propetly. - <br /> Lend.rk actlons may include paying aiq•sums xeoarcd 6y o lien whlch hax priodiy ovu ihis Security Insuumen6 ap�xuing _ <br /> in toun.paying rracwiable auorm:yi(e.,nnd er,mring on�he Prope�q�la make rcpalrs.Ahhough Lender mny IaAe nc�ion _, <br /> under�his paragrph�.l.endcr dix>noi ha�e eo do co. � <br /> Any amoums di,bnrseJ by Ltmf.r isndrr �hic pangnph 7 xhall becume addiiional de6�of Oorro���.r secumd by�hlz <br /> Sccud�y Instrumcm. Unless 6orrawer r.nc!Ler.der.�gnti�o aiher tenns of paynicm,ihcu.nmoums shnll besrintcrext from�hc <br /> date of disbursemcm m�hc hotc raic and shali Uc payabla wiih imcrcs6 upnn nn�lce hom LcnAer io Umrnwcr rcyues�ing - <br /> , <br /> payment. <br /> 8. htortgage Posurnnce. It ler.dc� rcquimJ mongag. in+urance ns a cnnJl�im�o(making�he Inaa securtd M1y�his , <br /> Securi�y Insuumem, 6ortmver shaU pap �hc premimns rcquircJ lo maininin�hc motigagc insumncc in effecL IL (or miy -� <br /> reuon, U�e motlgage iiuuran.e canriage nqnircd hy Lender lap+es or ce;«es io Iw in efRc6 Llorm�etr shnll pay Ihe _ <br /> premiums rcqulrcd tu ub�ain coccr.�F. subc�amially cquivalcm w �hc mntlgagc imumncc prcviously in cffcc�, m n cos� _ <br /> subsiamially equivalem m thr c�x� tn Onrm��er uf�he mongage in.urance previmnly in effeci.Gmn nu nLema�e mongage _ <br /> insumr approved by LenJer. IF auh�t:m�i:dly equivnlenl mongage in.urance cm•ernge f.nol nvnila6le.I�o�rnwer shsil pay to .. <br /> Lcndu each mor.ih a+um eqnal io nr.c-Iwcihh of ihc ycady mungagc imumnce pmmium bcing p�dd hy Uorm�rcr whcn�he = <br />. imurance covemgr lagsed or.ca<ed�ol+e in effea. Lendenvill aacpi,�ne nnd remin�he�c paynnmx��z:�tos.reun�e in lien -" <br /> of mon�age insurancc. la»Y m�enr p�ymem�may nn lung.r Ix rcquircd.a�thc opiim�n(Lendcr.if mongagc inwmncc _. <br /> covenge fin Ihe amount:u�d fcc�hr perind Ih:n Lrnder rcquirul proriJ.d by nn insurcr.ippro��ed M1y Lender again becomes _ <br /> an�iiable and ix o5�ained.Borrouer shail p�y�he pmmiunu myuircJ m maimain mongage in,urance in efkc�.or�o pmvide a • <br /> loss reserve.unlil thc rcyuirement fm mongage imur:mtt enJ.in:icttorJance ailh nny�crillen aFrcemm�l beureen Uorro�rer . <br /> and Lcnderor npplieablr Isw. <br /> 9. Inspccllon. L.n.!rr ar il..gcnl may m:�ke na.onahl.anritt upnn;mJ im�ciinm u(ILc Prap.ny. 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