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<br /> � Tpp(3'I'�{�'R WITH,II dio improrcmems naw or hercaller crccicd on�hc propcny,and all cnumcros,�ppuncnances, -
<br /> " and fixlura now on c�rc�tic�u p`n oi ttc prowny•. Ail eapfa.tmznis ar,d adJ;tlons shail si:o iro wvcrcd by tlds Sceari�y _ ,_- _
<br /> Ins�niment. AilofthoPorcgoinglsrcfemd�olnthlsSecuri�ylr.swmentnsthe"1lroperly."
<br /> nONROWBR CQVL'NANTS thal�orcowcr Is IawNliy sdscd of�hc csiato hcreby oonreycd m:d has�ha tight to grant
<br />---- nnd convcy lho Woperty and that�hc Propcny is unauum6cred,cxccp�(or encumbrunccx of rreord. 6oROx•a warcams and
<br />- � will defcnd gcncrelly tlw UAo lo�hc I'rop:ny ngainsl nll cta6ns aad d¢mands,subJat to nny cncunibranccs of rctord•
<br /> THIS 9CCURITY INSTRUM11L�Nf combfnes unifnrm rnvennnts for natlonM use and nomoniPomi rovenams wflh
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<br /> Ilmitcdvadntionsbyjurisdiciimiioconeiitmanuni(ormsccurityinstrumcnlcwcrlrgrcatptop:ny. �----�-- -
<br /> UNIfORM COVfiNANTS. Oonower nnd Lencler covenim nnJ ngrco ns fo�lows:
<br />-'-"::NI 1. Pnymcnt ot Princfpnl and In�ereslt Prepnyment nnd i.ntc Chnrgcs. Rorcower shail prompUy pay whcn duo tha
<br />�=— pflncipel of nnd imeresl on the debl ovtdenced by iho Note�nd a��y prcpayment and lam charges due under�ho Noto.
<br />_` 2, Flmds for 7kxu»na Insnrnnte. SnbJcct to applkcabic Iaw or lo n wdltcn walvcr by Lcndcr,fiorro�vcr stiall pay to
<br />�_.,.;��; Lend:r on tha Aay monttJy payments are d��e ur.d:r trr.Kcee,until thc Note is pnid in(ull,a snm('(�nds')for.(a)yeaRy
<br /> °� t�es aMl assecs'rr.nts wAich may altain pdorify over�his Secanty lns�auzmni ns n Ilen on the Propetly:(b)ycady kufAold
<br />°:�; paymxNS or gronnd re.nts on the 1'vo�eny, if:viy; tc) ycndy haiarcl or propeny insumnce pr�ttiums, (d) yeuly Oood _.
<br /> ��_>�-�� imunncc prmfums, if any;(cl)�carly mongage insursna:prcmiums, if any; and(p uny sums p�ynblc by Raiavcr�o
<br /> :"_`,�`$ Lender,In accoNanto with the psvisjons of juragreph S.i�litu of�he paymenl of motlgagc Insurence premin��s. 71�ese
<br /> ��'�;? i�cros nre called"Pscrow i�emc: LenAa nwiy,at any tlme,coliect and hold rLnds in an nmour.t not to exeeed�he m�zimum
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<br />-�- x��: amoum a lertder for a federally rclatcd mongagc loan may require for Rorrowert curow attounl under�F.e faienl Real
<br />`-��t��� Psta�c Sei�lcmecr.ilrocedurcs Act af 197a as emended Gom�ime�o qrce,e2 U.S.G§2601 e�rrq.C'RGSPA"),uNess nnoiAer
<br /> �;��:��� law that applles�o iho I�nds se�s a lexur nmount. If so,I.ender may,at nny time,coilect nnd ho:d Purds in an amoum not io __
<br /> = er:cerd the lesqer emouN. LrnCer may estim�te the nmoum nf T�r.ds duc on ��c b�sis of cuttenf data end re.�,aonabte �..��s._
<br /> x s?�� cscimata otexpcnditures of futurc G'scrow I�ems oroihe�wise inaccnrAance with npplicable law. -
<br /> ' 'Rre ILir.ds shall bc hcld in wi insti�uton whose deposin arc insured by a fedeml agency, inswmenta111y,or cntiiy
<br /> �1�, (Includins LenA.r,if Lender fs such nn im�inaion)or(n�iy Podtrnl Flos�e La�n Oank. Lender 3eaI1 appiy ihe ILnds�o pay
<br /> -=�;�° �he Escrow Imms. Lender may not charg Bortower for hotding.nl,{�plying �he �unds,an:,m�tl1 analyzing�he escrow
<br /> - -- accoum, or vcrifying �ha L'acroW Icems, unless Lcndcr pays Oonour� imercs� on the Nnds nm�appllcab'e law pertnits ��
<br /> :'ai Lender to mako such n ch;egz. Howerer,Lender may a+quur Uono���rr to pay a on:•tima charge fw an Indepeneknt re�l
<br /> estale�u reponing service usxi by LeWer in connec�ion wirti ihis loan,unless npplicabte Inw providrs otlienvisa Unless an
<br />��tf9�z agreemem Is made or applicuNe Ixw reqcices intemst�o Ik paid,l.ender shall not be rcqwrcA m pny�flonmver any interes�ot ___
<br /> - , r> eamings on�he Flm3c Snrroirtrand Lcndrr m3y ngrce in wri�ing,hou�rrcr,that(merec�shnll M p�i:�ai the Punds. Lender
<br />='-'.j,;���; shall give to Qorroxer,nithnul charge,an nnnual ncconming M�he Fun3s,ahnwing credi�s nr.tl debi�s�o�he Punds end Ihe __
<br /> `�_�ri?�� purpose for whicA earh debit�o�he FLnds was made. Th:rundc nr�pledged ns nddi�ional secnrity for nll sems sceurcd by — .
<br />.�;q;�{; IhisSauri�y Ins�mmcn:. __
<br /> 7)�: 1(IhC I�Lnds heid by Lenotr ezcced �ne amvunts permiiicei io oc hcid 'uy .rypii�nlilc law, lcnJci skall ..munt Ia _. -.
<br /> -r`� Dortower for the exccas�und+in acwrdaMC�vith�he reqnittmcnis of applicable law. If the amoum of�he T•Unds held hy �
<br /> *'�, Lender at any time is no�sufltcicm to pay�he Pscrow Itams��hen Aue,Lender may so no�ify Uormx�er in�vriling,and,in �
<br /> such case Rovo�cer shall pay Io Lender the emoum necess,vy to make up�he deficiency. Donower shall mako up �he
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<br /> .-}} deficiency in no more�han uvelve momhly p,Tymen�s,:u LenAcr4 sole discre�lon. ��i� -
<br /> � �i4! Upon payment in full of,II sunu securcd 6y�his Secari�y Insmimen6 Lender shall promp�ly rcfund to�oRmrer any �s�� r-�„
<br /> ._��t Nnds held by Lender. I(,under paragaph 21.Lender shnll acquire or sell�he I'ropeny,Lender, prior ro ihe acqulsi�ion or [ zR
<br /> ;}';2, sale of�he Propeny,shall npply any Ibnds hcid hy Lender ni�he�ime of acquisllion ur sale as n credit agalnst �he sums t,� �S��ti :;
<br />_.,,;�;)' securcd by Ihts Securi�y Instrumem. �t.;, �
<br /> -._s4� 3. Applicallon of Pnymenlx. Unla� appikablc law pmvides oihcnvfse, all paymer.;s rctt(ved by Lendcr undcr '.:ti�:,•':_�
<br /> r'9�� parngraphs I rtnd 2 shall bc npplicd: firs6�a any propayment chargcs duc undcr�hc Noce:saond, to antounts payablc undcr �� -
<br /> :;•�t:,.� pamgraph 2;thtrd,lo imeres�due;founh,to pdncipal due;nnd 1a�4 to any Ime charges duc under�he No�c. c ,�; -
<br /> _ �� 4. Clmrges{ I.Iens. Oorrower shall pay all lanes. .sscssmeNS, cl�arges, fines and impoxilions a�vibutnblc lo thc / f-,
<br /> �:�� Propeny which may attnfn prioriry ovenhis Securiiy Instrumem,and Iey.ehold paymenls or ground renls,tf any. 6ortower f n '
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<br /> -:.c?li shall pay�hcsc obliga�lons In�he mnnner provided in paragrxph 2,or if ew�paiJ in�hat manner,f3orrowcr shall pay�hem on :_�--�,.t,i.;;
<br /> -.f� �Ime direc�ly�o�he person o}ved paymer.�. Oortarer s6a11 promptly fumi.h to Lender all notices of xrt:oums�a be paid under s � .,
<br /> ,----. this pangroph. If Oortower makes these payments Jircc�fy,lienm�er shall promp�ly fumish m Lender reccip�s evidencing � , ��t
<br /> * ij ihepaymcros. i�
<br /> ;?� Qorrower shall promptly dischargcany lien which ha,primity over�his Security Inswment unL•ss florzo��er.(a)agrecs � t�v�F F ���-
<br /> ��� in writfng�o�he paymem of�he obliga�ion secured 6y the licn in a mannar accepiable to Lender.�he comests in good fai�h the
<br /> ,�"�� licn by,or deknds agatnst cnforcementof thc licn in.Icgat prttteAings whkh in�he Lendcr's opineon opera�t to puvenl�hc , �
<br /> ;�,'"`i�� enforeement of Ihe lien:or(c)sttures Gaa�he I:olJer of the lim an,grecmem saiisfaclary lo Len<kr sulwrdina�ing Ih.lian :°iF7l€#':'�
<br /> R pff� �o tlds Security Insmiment. I(Lender Arermines�hat am�pan of�he Propeny is subj.ct m a lirn wAich mar auain prioriiy 5''� '-.�
<br /> over Ihfs Securily Inswmem.Lender may give Uono�cer a notice idemifying�6e licn. 6ono�ver shall satisfy�he lien or late (�,t `<�,
<br /> �r'��• oneormoreoflheac�ionssetfonhaborewifhinlOAaysof�hegivingofnotice. ,�'�,"(� •
<br />_"�;�.�� 5. flazard or Properly Insurnncr. Oono���er shall kcep�he i:«pmvemems now exisiin�or herea(ter crceted un�hr " �'%�j:�"'
<br /> ,'�F�� Ropeny insnred agains�toss by fire, hvar.l.inciuded within iM1e�erm':vended corerage"and arsy aher haurds,inclnding i�5its i,•�
<br />...=;L�� Oaods or Oooding, for ��hich LenAer rtqaires in+urance. 'Ihis in.urarez .hall Ix mainlair.ed in �CZ amoums and for Ihe . ,�,i-,'-:s.
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