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201201147 <br /> (C) "Lender" is EQUITABLE BANK <br /> Lenderisa Savings Bank <br /> orbpnized�id exi�tiing wider t1�a laws of TH E STAT E 0 F N E B RAS KA <br /> Lcncicr'sacidressis 113-115 N LOCUST ST PO BOX 160 GRAND TSLAND NE 68802-0160 <br /> Lenclex is the benefioiary tmder thi� Security Instnul�ent. <br /> (D) "Trustee" is EQUITABLE BANK <br /> (E) "Note" means the promissorq note sigied 6y Bon�owor�nd dafed F e b r u a ry 09, 2012 . The Notr. <br /> statcsthatBorrowcrowcsl',ender ONE HUNDRED THSRTY EIGHT THOUSAND AN� 00/100 <br /> Dollars (U.S. �138,00 0.0 0 )plue intorest. Borrciwer has promised to pay tkiia debf u1 regular <br /> Periodic Paytnents ancl to pay the del�t in full noC later than Ma Y'ch 1 , 2042 <br /> (F) "PYOperty" means the property Cl�at is desc�ibcd beloW under the lieading "Tranefer of Rights i�i Che <br /> Property." <br /> (G) "Loan" means hhe debt evidenced by[he Notc, ph�s intorust, any prepaymenC charges and lflte chu�ges due <br /> mider the Note, and all swns due under thie Security Instrmnenf, pins inCerest. <br /> (H) "Riders" means a1112iders to this Security Instriunent thak nre exeouCed by Borrower. Tlie following Riders <br /> are to be executed by Roirower [check box as applicable]: <br /> ��djustabla Rate Rider � Condominimn Itider 0 Secoiid Homo Rider <br /> �13a11oon Rider � Pla�uiexi Uuit Deyelopinent Rider 0 1-4 Panvly Rider <br /> � VA Kider 0 Biwcckly Paymeitt fiider U Other(s) [specify] <br /> (I) "AppliCable LaW" means all eontrolling applionble federal, ae�t�and local statute,�, regulations, ordinances <br /> and adminish�ative rtiiles and orders (11iat ha�ve the efCect of la�w) ns well as all nppllcable fiaal, noiz-appealablc <br /> judicial opinions. <br /> (J) "COmmunity ASBOCiation Dues, Fees, and Assessments" ineaus all clues, fees, assessinents and oilxer <br /> charges Uiat ara iinposed on Rorrower or the Property l�y a condonunium association, l�omeowners <br /> associa6cin or siznilar organi�<ltion. <br /> (K} "Fleetronie Funds TranSfer" mea�is eny YrnnsPer of funds, other than a lraneac6ion originated Uy check, <br /> draft, or sin�il�r papor i�istrument, which is initiated tln�ough an eleotronic#erminal, telephonic instnrmenC, <br /> compufer, or inagnetic l�pe so as Lo orcier, instruct, or authoitize n financial institution to debit or credit an <br /> accomit. Such Yerm includes, but is not linvted fo, point-of-sale transPors, automated te11e� machine <br /> transactions, t�ansfers initiated Uy telepl�one, wira tirzusters, and flutomated olearinghousa trannfcrs. <br /> (L) "Eserow Items" means those iteins Uiat ara described in Section 3. <br /> (M) "M iscellaneous Proceeds" means airy compensztion, settlement, award of clamages, or prc�ceeds paid by <br /> nny third pt�rty(other�linn insm•nnce prooeeds paid under the aovoragcs daycr�ibed in Section 5) for: (i) <br /> damage to, or dest�tiction o£, the Property; (ii) conde�nnaCion or otl�ex talcing of a11 or any paz•t of the <br /> Property; (iii) coiiveyauce in licu of condemnation�or(iv)misrepresentations of, or oniissione ae to, Che <br /> va1ne�tndlor condition of tho Properry. � <br /> xn000zia <br /> NG6RASKA-Singlc Famlly-Fannie M�aelFraddie Mac ONIFORtd INSTRUTA ENT Form 3020 1/01 <br /> VM P<�7 VM P6(N E)(1105) <br /> Wollere KWVi er financlal Services Pege 2 oF 1'/ <br />