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����.�0�.�3� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />W ifiesses: <br />(Seal) <br />Joan hwan -Borrower <br />� . �� (Seal) <br />A drew M Schwan - 9orrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />[Space Below Thls Llne For Acknowledgment] <br />STATE OF NEBRASKA, Hall <br />County ss: <br />On this 10 th day of February 10, 2012 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Joan E Schwan, Andrew M Schwan <br />, <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Wifiess my hand and notarial seal at 2009 N Diers Ave, Grand Island, NE 68803 <br />in said county, the date aforesaid. <br />My Commission expires: � � ..'� . `}��� �' � � � � -• <br />:�, � <br />,�� <br />��,��I'�. � � � � <br />GENERAL.NUTARI'-Sffieof Nehraska Linda M Glause -Nwary Puniic <br />UNDA M. GLAUSE <br />My Comm. E�. Dec. 2, 201�1 <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Fortns Inc. (B00) 4463555 <br />LFI #FNMA3028 9/11 Page 13 of 13 <br />