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��12�i12� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this 1-4 Fa ily Rider <br />(Seal) (Seap <br />Adolfo Flores -8orrovver -Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seai) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />MULTISTATE 1- 4 FAMILY RIDER - Fannie Mae/Freddie Mac UNIFORM INSTRUMEMT <br />VMP �-57R (0817 ) Page 3 of 3 Form 3170 1J07 <br />