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2�1201 <br />(C) "Lender"isHome Federal Savings and Loan Assn of Grand Island <br />Lender is a Savi ngs and Loan <br />organized and existing under the laws of T h e S t a t e o f N e b r a s k a <br />Lender's address is 221 South Locust St Grand I sl and NE 68801- <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Arend R Baack. Attorney <br />( E) " Note" means the promissory note signed by Bonower and dated F e b r u a r y 10 . 2 012 . The Note <br />states that Bonower owes Lender FORTY ONE THOUSAND FOUR HUNDRED AND 00/100 <br />Dollars (U.S. $ 41. 40 0. 0 0 ) plus interest. Borrower has promised to pay this debt in regular <br />Periadic Payments and to pay the debt in full not later than M a r c h 1, 2 0 2 2 . <br />`F) "Property" mPanc the property that is described below under the heading "Transfer of Rights in the <br />Property » <br />(Ci "Loan" means the de6t evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means at� Ricters to this Security Instruinent that are ex�uted by Berrowea. The following Riders <br />�re tc� be executed isy Borrower [check box as agglieablej: <br />0 Ac��sEabte Ra� Rider Q�ondo�i� Ric�er 0 S� Ho�►e Rider <br />� s�� � � ��a u�� �i� �� �7 i-� �� �.a� <br />Q �a �a� Q �a��► �.� �u� Q �S> ���� <br />EIi "Ap�cable L�w" �s aIi a�atrol�ing applieable fede�at, state aud Iocal statutes, regulations, ordivaaces <br />and �ve �rles �d or�ers (that F►a.ve t�e effect of Iaw) as �vveip as a�.i agglic�ble final, aon-appea�alate <br />�udiciaF ag��,uc�s. <br />(J� "Cv�rmunity Ass�c6ation Dues. Fees, and Assessm�ts" m� a� �es, fees, �ents and other <br />charges tbat are impased on Bortower or the Property by a condnminium association, homeowners <br />association or similar orgazuzation. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial insritution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that aze described in Secrion 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by <br />any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnarion or other taking of a11 or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />NEBRASKA-Single Family-Fannfe Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP � <br />Wolters Kluwer Financial Services <br />Form 3028 1%O7 <br />VMP6(NE) (1705) <br />Page 2 of 17 <br />J <br />