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201201127 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this 1-4 Family Ride <br />"44 (Seal) (Seal) <br />Adolfo Flores -Borrower -Borrower <br />(Seal) (Seal) <br />-Borrower -Borrower <br />(Seal) (Seal) <br />-Borrower -Borrower <br />(Seal) (Seal) <br />-Borrower -Borrower <br />MULTISTATE 1- 4 FAMILY RIDER - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP o -57R (0811) Page 3 of 3 Form 3170 1/01 <br />