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20�20111� <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Bonower and recorded with it. <br />Witnesses: <br />� � (Seal) <br />Mar E McGowan -sorrower <br />/��� (Seal) <br />Ki erly A Mc w n - 6orrower <br />(Seal) <br />- Borrower <br />(Seal) <br />-Borrower <br />[Spaee Below This Line For Aeknowiedgment] <br />STATE OF NEBRASKA, Hall County ss: <br />On this 6 th day of February 6, 2012 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Mark E McGowan, Kimberly A McGowan <br />, <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notazial seal at 2009 N. Diers Ave., Grand Island, NE 68803 <br />in said county, the date aforesaid. <br />My Commission expires:'r�r(��/� <br />. <br />dward J. Jarosi -tvotary Pubnc <br />�F�lY. I�TARY • �ate of Nebraska <br />I� EDWARD J. JARC?SIK <br />Ay Camm. Ea�, Non.14, Z01g <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Fortns Inc. (800) 446-3555 <br />LFI #FNMA3028 9/11 Page 13 of 13 <br />