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<br /> .�-"'�c � THIS SALLOOI�t RIA�R i9 mzde lhis ST� d3y Of MAY. 1998 , aud is ,r r
<br /> "��� /��� _`_''L��q�/�(�/� -...MA_+, the%n}�p�Qp Deed of Tanst or Deed[o Set�ue �
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<br /> �`�`��f: �, �:� � �� D�bt (the `Seeu=iry tuguuu�nt'!a!the sauze date given by th�nnaIEtsigt�d(the Borrowear) w s�nne the >:<��.;
<br /> . , +�1: Borrower's Note to t'� r=-
<br /> ° ,: LIPS HANR
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<br /> ,�4�fY 1 .�` . . 1l14' ���I� `��.
<br /> "�.�� , .;�,.-:; ef the same date and covering the prnpeny descn'bad ta the S�rIry Insuuu�aa�tocatad as: �.
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<br /> - - '�J. 2104 SC�TH AQLiII3T STR88T. �ll� I9LAlr►13e N888ASHF1 688 Q� . ... •c��`�-
<br /> -_ - (pmpetty Adfisssl � • {a <<<`-
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<br /> �l8�CI�S�1"d�.�d�QII�C NCtC�S�f����t`eslls'�BfL:" T@e d21C of i$P.NOLC�-f8 C31�Ed 1hC�NOZC�3LL'.� ..,�.-..::f _ F}�4s'-
<br /> a�•v ���"'"�r�' �g.Z��?zf?r 1he N'MZ:.�itit}i YnStiI1D1ET118IId ifilS Itidd2C. �LeIIdC7 Ot a11yoII8 WhD � -
<br /> _-.�" '° °�°� ta�es.t�eNat�t&��antitY�andtbis�iiderby uam�fer aadw�is c�stedto teceive paya�eats vAder,me �,�,�`
<br /> �3' N4te is call:�d.t�s"t�t`gi2��aid�' �
<br /> �,.... �� � ` ' • ���iONAL C�VENANT3. b addidon to the coveaants ast�ageemetrts fi�f�`�,�:��. � � _�
<br /> _� `�.' . Bormwer and I.ender farther eovenant and agcee a�fa3taws(despite anyLia,,�+.' g m ttce sr�cnnl�ia the � �
<br /> SecurIry Instra�ent or the Note}: . `''^�` � �
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<br />- � . �:''"'' l. CONDPiYON�41L BIG�i'TO REI�TANCE : . .. . . :. �`. . ` ---
<br /> ,;�,4`.,�` At[he mat�uIt,�►.date of the Note aad Seaulcy�nsuums�c(r��'Maucdt�►Oate'),I wiU be able w obtaia a newr _
<br /> iman('.Neai I�oaa.'��critb a new Manuity►Date mf �� �'%�,�013 ,aad with an hltet�st rate `
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<br /> `�u .` „ ., � ,�.,.�:, . ' eqnai co the"L►d�a�'ate Rate'determined in econc�dau�oe w�'�tia��+if all the oondittoas�v€ded in -
<br /> xtri �. � e.�. t�03Y �1$aSC OOI1�1�OlIS S�C''�.�� I
<br /> �� t .,f , ' 'Ss�oits Z Su�5.��►are IDCt(ihe 'CO»d.itiOAal Refinaac.ting OP `�1>`�
<br /> },'� _;�;��. � � uadcrstaad that th��HoMer is ander no obUgatIon to r�fwaase or modi�y the Nate.br w exte,a��t�`�amrltY
<br /> �`��.''�' ,�`.::�. Data,a�d that I a^:�8�se w segay the Note fmm my owa resourccs or fmd a lender wWiag to aend m�e xhe moaey _
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<br /> �,r. � to repay ih�Note. �f;,; . ---
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<br /> 9` < 2. CONDTTiON3 TO08T[t!N� �;r:. . . • '
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<br /> .,.. ... ' �:1s lf.I want w exe�cise the Condidonat ReSnancing�Pitoa az mannity,c'ertaiu condidofis aia'st be Wei as oY the
<br /> .;,;':;,;'.�'�: . �� � :.'t Matutjry Date. T�ese condidons aFe: tl)I saust sdu 6e the owner and aa:upant ot th�ProP�rtS►sab9�x to the .. �
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<br /> --i1•>',., . .. g tnst�ument(the'Pmperty');(2)1 must be c�nent in my moathlYPayments a�1 cxnnot harre beg�tnare
<br /> h,''�'`�; ;;,:< tha�n 30 days late oa any of the 12 ssheduted idc�nthtY Dayme�ua immediat�Y P�eding�he Matdrisy��z;(3)no . .
<br /> liea.agginst the PtoPei'g+(excePt for taxes arnl-s�iol assessments not yet aue an6 payab2e).other th�r�of the .. '. . __
<br /> , . .,��`���ti��; Seai��S'.tasuument rcay e�isr,(4)the Near Nate liatecannot�more than 5 peioentage..�. ,�bave ihe i�ose Rate: L ��
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<br /> Z>,;�. aa���:��m�,make a written reQuest to the Nate Holder$a�►�r�ivided in Sesttoa 5 be2 a�.
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<br /> �,'� `��a�' tA�.;,� 3. CALCIJLA��T�NE�V NO►1'E RAT� : :�` • :
<br /> _�<;t;iitp�;�.�;.,tF � yhe New *�'te�;lE�ate will be a fixed rate of iatelest eqaai to the Federal National Miongagt��ucia�Eon's _
<br /> ,p , •; t,, ���' . nei e2�fidi 30=year fixed tate mortgages snbject W a 60-day maadatory delivery ccmmim�t,P2us ono- ,
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<br /> �, �} riF , tr� - ei�4u��..i/O������iii.Pi n����YlOI��.�'���.125%)(the New � . __
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<br /> .:, ;j . . . 1�rc�;�Re"�,.��;�quired net yield shall be�he applicable net yteld in effecc on the�e�at1 time of da9� e d� '`,� . ""
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<br /> ..�� Na'i��61¢�rr�,4snoHce ot my eteaion uo er,i�lse the Conditional Ref�.c.iwg�pdo�i:���f this req�ur� y1 _ --
<br /> � . s; is�Er:�,a�taiiable,�s�Iote Holder wiU deten�,e�re New Note Rate by u�'a?omparable�forma�ez��;..�;�; -
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<br /> , 4. ;'SC�4I�CULATING THE 1��:;�1?AYM�1�iT AMOiJNP • . � ,:;';� :
<br /> ' �. ,• i &��vided We New Note t�t���ahvlu�}ip Secdon 3 above is aot gre�te�thatt������[���e the .
<br /> �� �� ;� Note Rate�d al���t4�conditia�s requicod i��tton 2 above,ace sa�sff�t��?le Note Hotder wr�k'd, , �,,, the _"
<br /> ;; ,F 4�'::a{ antotmt of the matt�i�.��1�Yment.Wt�will b��tifif�kitr�t to repay in fidl(a}t��i{ni�aid prIw�ipai,pi�(i�X':�, bnt ,,.��
<br /> � i� ,..' .:1t � , c r a�.s a a 7 l,�3�teresc.F����,�1 a c A r,;�s t�m s 1 c W t.i s�u��m d e r t h e N o t e s u A 5 e i�u^�y t n s u a i a e n t o n t h e I t�t�D a t e .".i rnr°--
<br /> '. � ;,�_, ta�siwn�ig mY��Y�Pay�+ita.�i�a�e curmm,as requirc�{tader S�ttoD�2 above},aver the temibY the Nea� �;• , �,, _
<br /> . � , ��. � y ts '['Be, �l,t of this caIwlativa v�11�it�e t�e amuuat of ary t�+v �' �'
<br /> ;:,�,, � 1°Iat �t the I�ew[�ar,e Rate.in�monthlY P�o • �,.. ti • . ..��� '
<br /> • .� princtpal aad i�esc paymeat evety month ttatil the New Not�is fuUy;�'= '. ' . '�' �:',i� i,��
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<br /> ::. � 3. ESigdtCH9II�iG T��R1IDlTIONAL REFINANCII�IG OP'i'I�1V �:
<br /> �. . �•�' 'i'he Nate Holdet wlll aatiPy tae at least 60 ca2end2r days��rdvaace of the MBivaity Date and advL�a dne eg �
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<br /> — � �D�D�,sr,erued but unpaid inteiest�and aU otbEr swas i am expe�red co aa�on tfie INla�uri:y I3a�. 7'he;kic�..;
<br /> - � . Hold�r atsu aviil ffiv�se me that 1 may excccise tlte Conditiunat Refmancing Option if ihe conditiw�s�ir�Secttoa 2 : ,
<br /> - . . above aru mer. 'Fhe Note Hotder will pNVfde�►Y Payment recor0 informatian,togetLer wit�the�am�.ttde and . . �_,
<br />__ �_ ad�diess of tHe pers� repres�ting the Note Holder that 1 mmust aoti f y iu ordet ta ex�erclse the Condittaaal
<br /> �^ � `� . Refivan�ing Opuan. If I me�t ti�e oondidons of Secdon 2 above.I may ezetcise lIIse Candittonal Reflaancfig Op�on
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<br /> MUL74S1'A'l4:8A1,�OON RIDER-Slagte Pamity-Pa�te Mne Uaifa�ta4s� Fo�m 318�f2B9 =-=
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