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<br /> ';'`�r�,,,�,;:..:;-f:,. 'I�fETHER WiTH alI the improvemen3s now or here,afker erected on the property.and a!1 easemenu.aPPurtenances.und z:,y.,;�:
<br /> �E���xa �ir ` hxtunes now or hereafter a pan of the property+. Atl replacements and addiuions shall also be rnvered �y this 3ecuriry �k �,,:
<br /> . ``�'•;'. - lnsuur�s_All of the foregoing is refer�ad to in this Security Insuwnent as the"PcoP�Y•" ----
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<br />''L'.;`�`.'<;:�"� :- BORRO�VER COVENAAi7'S that 6orrower is la�vfWty seised of the estate hemby vonveyed and has the right to g�ant acul
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<br /> t ',;. rnnvey�hr Piuperty and that the Prope�ty is uaeacumbe�ed.except for eacumbrances af cerord. Borrowes�vacrants s�nd an'll ?
<br /> `,� 'r,�r,.,F.;{ defa�geaeraliy th�citte to the Pr+ope►ty against:ill clair�u and demunds.subject to any enambranoes of record. � :
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<br />_;:-.::�' •. ,:�'�:;.,� THIS SF.CIJRITY INSTRUNiENT oombiues unifomt covennnts for natianal nse and nan-unifoun covenants with limited c..,�,,
<br /> f,`� -�� s��s; variatiQns by jurisdiction to oonsritute a umfomt s�urity instnuaent covering real propprty. f :'
<br /> _;:'�'�.;;,�.r�s�"" U.�IIFORM COV ENANTS.Borrower and Lender covet��cn und agree as follows: ,..-,.,.;
<br /> ` �'� � l. i'�}�mtat of Prindpal and Intenesl; FQep�yffi�t 8nd I.a1e Cttatges. Borrotver shall prompilY PaY wdeo d¢e tile •�.
<br /> , -s�'"�<. principal af aad interest on the debt evidenced by the Noie and any prepaymen�and late eharges due under the Note.
<br /> 3 �
<br /> �. ''� . �' ,,�� 2.F�pnalc for Tages and Iasuranoe.Subfect to applicable iaw or to a�vritten waiver by ixader.8orrower sda11 pay ta � ` =-
<br /> :,,.,:,�;. ,,;:
<br />'�"`�t� :.;s_;:-:,•.:: Lendc�on the day monthlY PaYm�nts are due under the Note,urtil the Ptote is pai d in f u l l.a sam t'F u n d s')for.(n 3 3�{y�s
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<br /> �`f��:�d-�-:, aad ass�nenu ahicb may auain priority aver this 5ecuriry Instru�nt as a lien on the Pioperty:(b)year{y t�asehold paytne�ts . ,;;,:'-
<br />,`-� ,�,<;'�:=r.f:� or graua4�nts on the Propeay.if anY:l�)Y�Y�d or propertyr ins�rance preminms:(d)yearly Qood irowance prerniums. -;`_-::
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<br /> ``;``,' . ..`,; mort e insurance if an .and(fl ai'iY s�ns PaYable by Bflrrowec to Ixader.in acaordaace arith
<br /> ;;. . ,, ,<, if any: (e))�arlY P�8 P�• Y' _ -
<br /> � ' �;` � �: t�e provisianc of paragraph 8.in lieu of the paymert of inertgage insurance premiums.These items aze called'Fscrow Items.° .
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<br />_"_?:;;T,;�.�,,;,:�fis.� i.eAder may:at any tune.ooltecx and hold Funds in an amaunt not to exceed the ma:;m�+� amoant a lender for a fedetally � -
<br /> -���� J•�`�'� ielated mortg�ge toan may require far Borrower's escro�v azoount under the federal Rea1 Estate Seltlement Procedures Act of �'..:%s;�
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<br /> �,4 �`•f� ��s�� 1974 as ais3�aded from time to dine. 12 U.S.C.Section 2601 a seq.("RESPA°).naiess another law that appties w the Fuads ��� -
<br /> " R' ` ;, � setc a lesser�noun� If so. Lender may.at any time. oo!lect and l�old Funds in an amoaat not to exoeed the le�er amou�. .
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<br /> „��,.�••,,��;",,-:_..t,i Lec�der may sstimate the azna�tnt af Funds dae on the basis of current data and c�a.wnabte euimates of expenditares of funue �-•"�.•.�
<br /> � ;f,� :• Fscrow Item�or otherwise in aaoordanoe wit6 applicabte Iaw. .
<br /> �' , � The Funds shall be held in an institution whose deposits are insured by a fe+deaal agency, iasuumemality. or eatitY � '-
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<br />:�;'+',�,,�,'<;, �:,,,: (indading I�der,if Leader is sach an institution)or in any Federal Home Loan Bank.Leader shall appfy the Funds w pay� s
<br />;.u,•.�i",:t?:;;:.,:s;;...�. maY �rS S aPP Y� $ am3t theesc�ow accoultE:ms �.-`_.:
<br />•`•;,,''t;fs f;S�i.`r::;;_,1,; Esctow Itern�.Lender isot e Borrower for hatdin and ! n the Fauds.a�maitY Y� r,-,
<br />_.-_:!s;s.-.;'f•`;,;::•1�,<,::. verifying ttae�ssrow Item�.unless Ixnder pays Sorrower interest on the Fands aa�applicable!aw pemuts Leuder to maice such ���i"u
<br /> ,6 �h?;; ;r`; a charge.Hatvever.l.eII�may require Borrower to pay a one-time charge for an fndependent mal estate tax reportiag service lit ��
<br /> �::�r;;:�r�1h;d•'�:�'F, used b I.e�der in conueciion with this loan. anless spplicable law provides oth�awise. Unless aa ag�neai is wade os ; f��
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<br /> �',�f��;x���y` � appGcable la�v requires interest to be paid.Lender shaU not be required to pay Bnrrower any iaterest or eamings on the Fnmds. F� v a`
<br /> :��.�t�,,,�;°ri,.�;5 4° Botrnarer and Lender tnay agree in�vrising:hawever.that interest shall be paid on the Fuads. I.emder shalt give to Borrower, �}��,
<br /> ,:<:,�:;:j.;;r�';t?�'�4 without ciearge. aa annnat.armnnting of the Funds.showing credits and debits to the Funds and the purpose for which each '[�"��-
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<br /> �ti� <.; � ,r�fi i debit w th:Fauds was ma�CC:.7'he Funds are pledged as additiona!securiry for all sams secvred by this Secarity Iuchimaeat. r} '.
<br /> . i'_„���Yf`T�,�„� if the Fwttls held by Lender exc�rl the amaar�ts permiaed co be fietd by applicable taw.Lender shall acoonnt to Borma�r �"..��
<br /> ' yrs ;'rff`y��'�r i for the ea�eu��Funds in aa:ordance with the requuements of a�pliqi�taw. If the amoum of the Frsnds heid by l.eadc�x�.�ay � -
<br /> �.,'.� �,;.5. . ` time is naa sufficient ta pay the Fscrow Items wl�en due,lRader m�•xs�notify Borrower in writing.and.in s�cch case Bont►i�+zr Fi ~:
<br /> � ;';` � '� shall pay to,Lender the amount necessary to makc up the deficiency. Borrower shall make up the de�ciesis�r#n uo r¢ore than �� `
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<br />-:.' ,..:`;i.�:-:.1r':;, twetve monllilY Payments.at L.ender's sole discreuon. .._
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<br /> �"�.� ,Y Upon payment in full of all sums secured by thi�Security Inswment. Leuder sl�all promptiy refund to Borrov�er arry =
<br /> .;r.�, 4.{; �.,',� FuQds het�6y Lender.Tf,ander paragraph 21.Lertder shall acquire or sefl the Prvperty,Lead�r.p�ior to tt�e acquisition or sale -
<br /> y �� of the Pra�pdty.shall apply any Fwids held by Lznder at the time of acquisirion or sale as a c�esfic against the snms secared by _
<br /> ` '"`t' ',�'�`r t�his S�wri�g Tnsttarrtent. -
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<br /> .. ;:':+;,,.4:, 3.Appl3cation ot Paymeats.Unless applicable law provides otherwise.all payments received by Lender�mder paragmphs .
<br /> , ,.. � .p� r nt c es due ander the Note;second. to amounts payable under paragraph 2: . `'`'""
<br /> � ��t ..,;� 1 and 2 s�LJ! applied:fitst.tv anY P QPaY� �8
<br /> ���;.;�i����`.� thiid.to.in3r�t due:fourth.to principal due:and last.to any late charges due underthe Note. _..-_
<br /> f� �, thi d
<br /> �:';,. �y�, �, •,- 0.'tIP1��&:I.�rns.Borrower shall pay sil taxes,assessmen�.c�uScs• fines and impositions atuibu2able W the Propesty .-
<br /> ,..��<:.��,
<br /> -°,'� •« which r�attain prioricg.�rer this Security Instnuttent.and lease�td paymerts or gr+aund c+ents. if any. Borrower sha8�y . _-_
<br /> :, �..
<br /> ,� �� these o3ligations in the a�er provided in paragrajih 2.or if not pairl•4n that maaacr.Borrow�er shall pay tba�x on tim�Giie�Iy .
<br /> , ;/� '...�:� to the p�an awed payment.Bomower sts�ll pmmpt�y fvmish w(.euiier all noflces of sunounu to be paid um�tbis paragrap�. _
<br /> • �'%';;�,;�yF .,+:�� ItBasmu�makes these paymetits diroaip�.Rom�wer shall pruat�tiy Pomish w Lender receipts evidencing ttie payinents. „"-:`,.
<br /> .�� ,,,•`,,.,-'�`1F� Bor�ower shall pmmptly discharge�y fien which has priority over ihis Security Inswment untess Borrower:(a)agrees in F�::;;?
<br /> ; ::.'�'�:.,�` , artitIng to the payment of the obligation secured by the lien in a manner aoceptahl�to Lender:(b)oontests in�ood faith t�e lien -;..,.
<br /> , ' "!"�� �y, oa d�fends against enforcement of the lien in. [L�gal procee�lings which itr��te Lender's opinion operate to pzevent the ;�_.
<br /> �.t..�`.. - _4;�Ii . cf �,.-
<br /> �, : : •,1,� enfarcemeat of the lien:or(c)secvres from the holder of the lie�an agreement s�t.*sfactory to Lender suDordinating the lien to o�s,
<br /> � . ; this Ser�irlry Instrumeni.lf l.endet detennines that any part of the Property is subject t�a lien which may attain prlority avet d�,�,°,,�:-
<br />- •`'<< " ; t6is�ri.ey�l�sttument.Leader may give Borrower a notice identifying the lien.Borrower shall satisfy the lien ot tatse or,e os
<br /> . � � { more o!tt��tis7ns set fnrtlf�atsove witftin 10 days of the giving of nodce.
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<br /> :. ' ' _ .;, : , form 3028 �/30 (j��:..
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