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<br /> Y�}���Llf� ,lf I w�nt to axercieo tlie Convvrclaa Option,I muct Otat med cott�ln condiiloro.71wee co�diilon�re tt��t(q I mnet � ._ .
<br /> �l�m givo t6o no�e hoidu nallce tlut I wuu to do so;(ii)on ihe Conv�cslon D�ro,I mus�mt Ue io dehull unikr tLe Nao ar the 3�%rd' P�„
<br />����.w Sautlty Inpm.�wat;(Iiq by a cku s�clRal bp tlsa Nae Hotder,t mnst My�he Note liotder a ronvonion fee of i1.9. : '� -
<br /> l � S 100.OD ;ud pv)i mu�t sign�nd g(ve the Noro I{oldu+ny dwumeni�tAe NMe lioider �,,,r F
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<br /> ��v t„����� (�)�.�GYIAIIDIIO�RIXtdRlllft rY tt(Lrv -'.
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<br />,,�;E4+j+�n �, ;' My mw,flxcd intorest nro will l�e equ+l a tlia�adenl Notloacl 65org�g9 Asso:ieiton's rcq�(rcd na ylold�of e dete _ _
<br /> � ��Y..���%�� u�d tlme of d�y rpxifled 6y the Nofe Holder for(q if�he odglnd tum of this Noro le gre�ter thus IS yars,30ryar Oxal
<br />�;y`�;�r�;,t;;,§i nte moHg�ges coverod hy�pplkable 60-0�y m�nd�lory deAvery commltnbnts,ptus fiva eigh�hs of one percuat�ge poiat �_�_-_-
<br /> � � �; �� (0.625%),roupded to tho a�:a,erolZhW of cvs grm:n:t3m polnt(0.125%).o:(U)ff L��e odgbarl�erm of tNs Note Ie
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<br /> , °tn�st: 15 yeus or l�,IS��r Sexed zs�n raa�+,3�aovu�d by apy�t:ca239�9�da7 z:,u.r3wtc��y dd6verly aaa;mttoaoeu�F�1as
<br /> ; � r�ts' y�' fivxl=hts of mu pem�t+ge polat(0.615f6),rc+:ndad to i3�e ix+rest cwer.t�l:ths of ur,�Fvtoan`.rga qoL:f,(0.125%) If thls
<br /> f� ra;vie+nd aet y�oa'A twat bo determlaed iwcanso i.�w s{�pllcah,e camtltnxnu xro mt avai?sa12,tbe NUe}{o]i3:t wL'�l --
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<br /> -��;�,.�y..i�,,y d�2.�'soe ray 8dercst nte by using compuablo InfotmlYm:.MY�w nte cxlc¢lxted�ruler ehli&t�;i on 5(B)w9';]rt.^C --
<br /> 07�:ih�n ilea lfucimua�R�lo al�led In SeUioa A(D)�iova ��•`�
<br /> }' -=' i�iy �x. �1111C82 1t)l�ttc XILi. aa ana�atn ru� ii.375 4E1lCE1FT.
<br /> ' �' iC)New Prqm.nt Amount u�d�atire Dnte
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<br /> y -r•�;� �(�C�IOOfO W ExUCI50Ih0 C�IIYEf5I0p O}NIOn,tha No:z No1du will dUermine 1F.a emoont of tku monthlY P�Y+�� -_ _
<br /> '`,a�!`3�n7S� ai re.g,xw fixed nte In rarbsl�otl Ily�oqd 1 y.xh�ar.en�sm73w re.nilttof tttis cal:ul�tian ail]M lL0 oew �emount of m�y�mi�N61y �.,.-
<br /> -'��`•''�`'Y'f�; mnt afler the Conversion D►k.I will p�p ahe new amovnt u my nron�hlY p�Ymrr.t un41 tl�e Ma:urity dala . �'°u.�..�-
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<br /> , 3��i i'p� C.SfAANSkF.R OFTHB AtOPSRTY OR A nENGFICIAL IM'BRI?ST 1N SOltRD1VEIt �_ -
<br />�����,��7�4�' i.Uqtll Borrowu exortlses the Converstoa t)p�ion urder t5e wedillodt alatal ln Stction H of tlils AdJuSUbte R:A9 +s�2r '-_
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<br />�:n�:�,';k����t�' I�Y.�'.Jf�Unifoma Covwnt l7 of the Secud�y lnstnmkm 3s nmarxkd to rc�d as followo.
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<br /> - �:J�,g,J', 7Y�fa pf ihe prppatJ pt�a Beneflctai Jsz1emst 7n Tiorrower.if al2 or put of the Propody or any ieterect in it Is
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<br />�;;i��:;�r�;i�::�•:: so1J or tnaskrred(or if�bexfldd Inlercst in Bonuwtt 1s sold or Ir�nfierred u�d Borrowtr is nut a uatur�l petaan) _
<br /> ..��- ':;i-�`�+:,' wl@:oul I.eader's ptior wrltteo consenb l.endor avy.at iu option,roquiro iromedia�e paymeat ie full of�Il sums anccrid
<br /> '� "� ��'��+•`_ hy t3Js Sr.cufty Inwument.Howaver,�hls oplloa stull aot be oxerdsui liy Le�uler if acereise Is prot�ibital by fedem?l�w =_...
<br />�3;_:-%`.t,�';:!��?`:r u of tht d�le of iLis Sxurily Iatltumenl.I.ender xlm shnll rnl a�erelso¢t:is option 1F.(a)Borrower auaes w be .__..
<br />:":;s;+�,':?s��:, submilted lo I.om�r Intorm�tlon requirad by Lerder to avalwta tLe tntenc2d tmnferta u!f a nnv tan wero beina nude ±"�K�x.:
<br /> -ti'.��a?�` to the tnasferoo:aad @)T.ondu nuowbly determioes ttn�Letder's seemi�y wilt nol ba Smp�lrod by Ita Iwn '�;t -=
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<br />;;�:;,�1� :..;:.;:��= o�zmptlon�1 tNt t4e r3sk of n brnch nf�ny cove�unt w+�rxment in thls Security I�:rumieol is xcept�blo to .._:;;
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<br /> � r ���:� �'� �To tda exient pemilttal 6y�ppllabie I�w.Leodu ro�y�h+rge a rrasoo�ble foo u a coadition ro I.eader's coasent ro _i'i;� + �
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<br /> � Y -`�t�i� the lan auumptlon.I.eoder auy alw rcquire the tnnsfecra to sigo an assumptlon agrament tlut is xuepubb lo I.eodeer ,. `� �` `-�
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<br /> '} u -K,.�?,';•;r; �nd Uut o6llgues�ho tnnvRree to kap all�ho promises aod�grtxmeats mde in tGo Nuto and(n lLis Securily ;�++i� s .;
<br /> �;niT i�iT�j{C• [nsWmeof.Borlower wlll continue l0 6a oblig�tted uuder�he Note ud l6(s Socudty Insf�umeal udess I.eader reletus ,K t i � _
<br /> J�Sz `- ',F2• DcvcowuiowrlHng. ,:'; ��(a t{ '
<br /> f�,.� a',s��°,>; lf Ixmler oxetcises Wo option io roqulre immedi�to poy�reat in full,Leoder stull givo 13orzowe notico of .•�} '
<br />�n,�+*r T ��• eccr]uation.Tho ndtce ahall provlde��xrfud o!not less dun 30 d►ys from t6a da�o tho notice is delivercd or auihd ' t _
<br /> { }x `+'` within wGich D�cmwu musl all svats secured b thle Securit Inzin:c�r�.if 13orrowar fvls�o p►y Waso sums p:ior �%." '�++ �
<br /> s. .,,a�.,,',}t� totheez Intionott6is dod I.endumn mvokem remcdicsY rml�tedb �hisSauri� Iastrvmeo�wfU�outPortLer -'i'31��4j���-��-
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<br /> �.., .ti;-:�✓p nalicsordenwdonBorrowtr. �' . ,._,_
<br /> `y,,,;.y`;�.�)}r 2,It Borrower exorclsas tho Convorsion Option uafer the wnditloas sta�al in Soctlon B of�his Adjusdbio R�m Ri&r,tGo '� �, �_;_
<br /> ��t3.a2,, yf! ameodment of Udform Covanant 17 of the S:curiry Iastrvment cooW ned in Soctlon C i abovo slull�Len ce�se to be In j.-:
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<br /> '� ^ '�'.�' etf�ct,and the provisions of UdPomi Covennnt 17 of�he Sccurity Inchumcnt shall instead ba in etfa6 u[ollows:
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<br /> rv y�r�r��;��� ���(a of Ihe Pro�erty or x Qenelldai Intaest fn Horrox'er.If ill or pvt of tho Propchy or�ny lote�est 2n it is soid -
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<br />_x•=�17f.i�?f.;'�,�.�. uT trensfercod(or if a beneficial intercst in Borrowcr is sold or tnnsferred aod Uortower is oot�tutunl person)�ti�cFeout
<br /> "��^��i3�'t��H� Lcader's dor�vtitten consent,Lender nu al its o tion,it<IIIID II�1'aJ:IIdID a ment in Poll of ill svms secund bq this '�
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<br /> _=_l'(,��--)`,�¢4��t y� Secutty Insuument.Ilowover,Uus option s?:atl nol bu oxcrcised by Ixr.br if ezcrcfu Is prohlbi;ed by fodcnl l�w as oiiLe
<br />::J `y,Y�.�J � r daisofNlsSocvriiylnslivment. �� .�
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<br />-����"_..:.>�f.:��� 1f Lender ozacises Uus optioa.Ler.�cr sh�1 giva QmrowYr notiw of accelemtion.7Lo aotiw sUill provida a gx�ied of ��� . .
<br /> -;{•. r,: r.5:�� not Iess 16an 30 Mys Gom the dn:z the m:i:e is c4livercd m nutiled witLin which fiortowcr must pny all svoss suvr�d by
<br /> �"1is���'�"l,; ; ILis Socudt fastmmcnl. If 6ortouer fm,s w;�i �hese mnu nor to tY.e ex iratioo of�his nad. l.en.'.er rrs invoko w - .
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<br />�jt�S�t,_�i4'' .^7� rcmedies permiued by�Uls Sxuri�y InvWrcrn:wit�.m�t fu�il:er oo�ice or 8;nund on Itortowor. .
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<br /> i,rr,�:�-,�•:� �':` DY SIGNINO DELOW,Dorrox�er accepts ars ag�:rs:r cke�erms and covenants cantnined in thls Adjustab�Rite
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