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<br /> TOOI3THIiR 141TH nll the impmvomcm�nnw or hercailcr crecteA on�he prnpcny,nnd,II casemrms,appunrnanccs,
<br /> nnd Oxmres nmv or hercnfler n pnn of iho p;openy. All replacements nnd ndditlons ah�ll also be covcnd by�hls Sauri�y
<br /> - Instmmant. All at�he forcgoln6ls rckrceA toln thls SCrudly Inc�mmem ns thc"Properly." _
<br /> 60RRONfiR COVQNANTS�hal Oorrowcr is lawfully sclud of i6c es�o�o hcrcby comcycd nnd has�hc righ�to Sram
<br /> _ nnd convoy iLe Ropcny and Iha��he 1'ropeny Is unencumtwrcd,excepl for encnmbmnces of record. Rorrower wnrrants nnd
<br /> -`_= wfll deknd gcnemlly�he�i�le to�he Propeny againsi all claims nnA demands,snl�Jai to nny cncumbrances ot neord.
<br /> TNIS SCCURITY WSTRUMENT combincs unifomi covcnnms for na�lonal usc and non•unlform covenams wi�h
<br />--`—- Iimited vndmions byJudsdiclion to cons�itule a unitomi secudly InslmmeN covering ecal propeny. _ , ,
<br /> — UNIfORM WVt3NAN'fS. Rorco�vcr ar,d I.endcr corcnam unJ ngrr as(ollows �
<br /> �;� 1. Pnyment of Prfncfpnl nnd Inferesii Prepayment nnd i.ato Chnrga. fiortower sl�ail prompily pay when duo the �
<br /> �g� yrincipal of ancl inicrest on�ho debt eviJenccd by the Noro and nny prepaymem and Inte charges due under�he Note.
<br /> °'�3 2, 3ln:lstor'Nxesand insurnnte. SubJerllo nppIicable law or�o n wdlten wafver by l.ender,Rorto�vcr shall pay w
<br /> _��� �.nder on the day monthly paym.ems are duc under tho Notc,aNil U�e Note is pald in fall,a sum C'�unAs'7 for. (n)ycnrly �.,-
<br />�__-�$ tanes uA assessmen�s ahich may aualn prloriiy orer lhis Securiq Inslrumem as a lien on the Propeny;(b)yevly Ieasehold ___.
<br /> paymxms or ground rents on ih�c Roperty,if any; (c) ycazly hazud or q�opcny imura�r.e peemiunu; (d) yevly IlooJ ■ �_.__
<br /> insut�:ce prcntiums, if any; (e)yexrly mwtgage insnrnnce prcmiums,if any; anc! (q,ny sunu payabte by Bo[roner to
<br /> ��� Lenhr,in accotdance wi�h�he pmvisions of paragraph 8,in liea of the p�ymem of mohgage inmrance pmmiumc. 71:ese
<br /> �,`+�� Items nrc ca14tR'Escrow Items:' 4ender may,.�xny�i�m,coilec�and ho!d T�r.cis in an anAUnl not to exceeel ihz nvuimnm -
<br />-. f� , nnr,mim�+lin9er for a fcderally rclated mongagc Iwn may r.quin for Rorto���erY escrow accouni ander thc(ederal Rcal * ` -
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<br /> ° Psmtc Sculemeot Araedures Act of 1974 ns zmended from�imc to�ime.12 U.S.C.§ 2Cr�l e�seq.("RGSPA'7,unless anolher 4�-;�-.:��,:-�
<br /> �k-�� iaw�hn�npplr s io�h:Punds sc�s a Icsscr an:onnt. If so,Lcnckr may,at any um.,ce°kci anA l�oY.l AuxLc in an nmounl mt lo � f`->,_�-
<br /> - -= excccd Ihe Iqc<cr amoun�. Ler.der may es,i!*ate �he amoum of I•Lnds det ou the Msis of ci�Rem da�a and rcasonable z?�Qi,„�
<br /> es�imales of expendilures of fuwre I?scmw ham:c orahenvise in attwJ:c�r nith n,pli.ab7t laic. -
<br /> ,���� 'fTia lLnds shall be held i�nn insifnrtR�e� �.hosc Aeposits nre insnrcd Dy a icdcral ,gen.y, irotmmeNality, or entiry f>)c�?_;
<br /> -. G�ch�ding Lender,if Lendzr i,snch an inslitmion)ot in any Irdeml Home Lnan ItnnA. Lrnd.r shali apply ihe f•Lnds to pay -
<br /> �• Ite L•cerow Ilems. Lender ma� no�charge Dorto�ver for holding nnJ applying d�e Fundc,nnnnaliy analyzing �he escrow } ;,_.
<br /> � accoim�, or verirying ihe Batrow f�ems, unless Lender pays Rortower im.rcs� on ih Fur,ds nnA upplicab!e law pertniis � t!„ .
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<br /> y�: i 4ender lo mafre sach a chzrga Ho�vmtr, Lender may requtrc�ortourr m pay a or..-dme charge for an independem rcal Lp _
<br /> ;:;.: es�aie tex repottine servlce used by Lender in connec�ion wi�h tliis loan,unless epplica6le law pro�ie:s mhenvise. Untess an }���y�__
<br /> _t'�j�' ngrcemtnl is mndc or applfu�6lc Inw req�Iresiniercs��o be paid.Lendcr shall nm be rcquircd to pny Borrower any imcrest or } }
<br /> enmings on Ih6 i1nAs. Doaowxr and Lendcrmay agrec In wriiing,howevcr,ihal imerc+t shall bc paid on the Fcadc 4ender ��,z:_,::�
<br /> `������; shili @iv��o Bmra�vcr,wllhow chargc,mi xr,nual xccouming of�he�unds,showing crcJi�s end daM�s w Uit F:ncts and�hc :zy;;f_�-.
<br /> ��" ' purpase for which each dtbi� to�he Fur.ds��as made. The�unds aro pledged as addiilonal secutiq Tor nll sums secmed hy j�;�>-
<br />.�.,iw�i,� IhIsSCCUri�yln.trumenL �+��i `� :.
<br /> �({i,n �ymtc M1eld hy L.mder excetd �.e amounis pemiiued to be heid by opplicnblc law. 4endtr shall ncronnt �n �¢,,
<br /> (�-.3 �llortower for Ihe excess Ilro:1.,in attordantt wi�h�he rcqutrcmems of opplfcable low. lf�he nmoum N Uie itmcca hrid by �� ,
<br /> S ��:- LenAer en any time Is not sidlaem to pay�he Csarow Items when due,Lcndcr mny so nmity Oatrowcr in wriu2,�nd.in t.-�
<br /> ;.��s`� sn:h case Dorta��er shall pa� ro l.ender �he ¢moum necessnry�o make up�he deficiency. UoROwer shall rt�T:r up �he �+�'.���;�;
<br /> -�� �t dzficiency in nn mote tlian�welve moNhly prymems,m I.endert sole discre�lon. •
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<br /> ,,,lk� U{wn paymem in full of all sums secured by�his Security Instrumem,Lender shall promptlp r�fnnd to�ortmver¢ny �z��t;;
<br /> f Ponds held by Lender. If,under paragraph ll.Lender shall¢cquire or sell the Propeny,Lender,prinr�o�he acquisiilon or � � ,_
<br /> ,Q?S�� sak of�he Propchy,shall apply nny Mnds held hy Lender ai the tlme of ecquisition or sale es a crcdit agalnst �he sums
<br /> _.,:x;;,_, secmed by�hfs Security Insimment. i4�i?;t-�
<br /> ,- +.h. 3. Appllcelion of Pnymentx Unieu applicable law provides oihernise, all paymems reteived by Lender under �y , _
<br /> ^'t�° parngraphs 1 enA 2 shall be upplled:firs6 to any prep:�yment charges due under the No�e:second,to amoums payable under ���� �;�:,
<br /> 'i4'�� puagroph 2:�hirA.lo Imercst due:founh,to principal due:and laa,m miy latech:uges due under�Fr-tio�e. <5 2 ;
<br /> -i¢" 4. Chnrges; I.IC09. I30ffO��Cf SItfl1:pay all mzcs, assessment<. charges,fines and tmyosi�ions nuribumb!e to thc �r�' K;
<br /> y� �� Ropzny which may mialn{nioii�y ov¢r�hix Sewriry Inxm�mem,nnd Icaschnld paym.ms or ground rems,if anp. Oorrowar �>' �__
<br /> ,t„`?:� R�alt pay�hese o6ligations in ih°manncr provided in paracnph 4,or if noi piiA in 7hat manner,13onower shall pay �hem on `'l�y�i,:-:
<br />. ,>9!�:.�5� tim:diretlly to ihe persai o�.ct poymcm. �ovo�rer shxll pwmptly furnith lo Ler.der all nollces of amoums to be paid andcr �rfd), _,
<br /> � ihis parignph. It IIortuwer mekes these paymems direcdy.Aortoxer zh.ill promp�iy fumish io Lender rcceip�s evie!encing i :
<br /> >i l q`. the paymems. '� '
<br /> `_ �: Roimuer shall promp�ly disc6arge any lien x�hich has priority o��cr�his Secu�ity Ins�mment uNzu Qortower:(n)ogrecs ''r
<br /> .�,�. in ariting�o�hr p�yment of the obligation snureJ by the licn in a mannr accep�able ia Lender.(b)comes�s in good(aith the � '"�
<br /> ,�y lien by,or d.fends against enforeemeN of the Ilen in,Icgal pra.eAingc which in the Lender4 opinion operete t.prc��em�i:a >�" -
<br /> =;•�;;�:# enforcemrm ot�he lim:or(c)securcs from the ho!der uf ihe lien nn xgreemem sz�icfac�ory�o Lender sulwrdina�ing�F.e lien �_,'�_-
<br />-��r£�:,i to this Security Insuument. If I.ender de�ennines�ha�any pan of�he Rupeny is subjcct�o n lien whith may anain prioriry .�i�'-;'-;���
<br />�--:;=:'('�• over�his Secu�i*.��Ins�mmenL Lender may gire Oorto�ver a no�ice idencii.�ing�he lien. 6orcower>#r.:tl satisfy ihe lien or�ake -','•":;�=�
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<br /> ;1;:;�i; oncormorcoi�h:r.clionxutfm�haborcwi�hinl0daysaf�hegivingofnmicc. -�'��'�"
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<br /> -.-.��_ 5. flmard or Properly Insurnnce. 6orm��er shall keep�hc improvcmems nmv cxicting or hereafter crected on�he ,��
<br /> y�, Y�oqEny insurcd agalnst Iacs by firc.ha��rds incleded wiihin�he�emi"eztendrA mrenge"and any mher haranls.ircluding s
<br /> _-;%?;i�� (toods or Oonding, for ��hich Lcndcr rcquims insurancc. 7Lis insurancc shall hc mainlaincd in Ihc amouNS and(or lhe
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