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�o��o�o�o <br />for the repairs and restoration in a single payment or in a series of progress payments as the work is <br />completed. If the insurance or condemnarion proceeds aze not sufficient to repair or restore the Property, <br />Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration. <br />Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable <br />cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Borrower <br />notice at the time of or prior to such an interior inspection specifying such reasonable cause. <br />8. Borrower's Loan Applicafion. Borrower shall be in default if, during the Loan application process, <br />Barrower or any persons or entiries acting at the direcrion of Bonower or with Borrower's knowledge or <br />consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to <br />provide Lender with ma.terial informa.rion) in connection with the Loan. Material representations include, but <br />are not limited to, representarions concerning Borrower's occupancy of the Property as Borrower's principal <br />residence. <br />9. Protection of Lender's tnterest in the Property and Rights Under this Security Instrument. If (a) <br />Borrower fails to perform the covenants aud agre,ements contained in this 5ecurity Instrument, (b) there is a <br />Iegal pr�ing that might significandy affect Lencter's interest in the Property and/or rights under this <br />Security Inskru�ent (such as a proceeding in bankruptcy, probate, for condemuation or forfeiture, for <br />enforcement of a lien wtuch may attain griority over this Security Instr�ment or to enforce la�vs or <br />regulatioffi}, or (c) Borrower has abandoned the Property, then �.ender may do aud pay for whatever is <br />rea�nahle or apprapriate to prote�t Lender's interest in the Property and rights under this Security <br />In�, including protecting and/or assessing the value of the Froperty, and securing and/or repairing <br />the Froperty. I.ender's acrions caa include, but are not limited W: (a) paying any su� secured by a lien <br />which has p�iority over this Security Tnstnxment; (T�) appeariag in court; and (c) paying reasonable attorneys' <br />fe.es to protect its interest in the Property and/or rights under this Security Instrument, including its se,cured <br />position iac a bant�ruptcy proceeding. Seeuring the Property includes, but is not limited to, entering the <br />Property to make rep�irs, change locks, replace or hflard up doors and windows, drain water from pipes, <br />eliminate building or other code violations or dangerous condirions, and have utilities turned on or off. <br />Although Lender may take action under this Section 9, Lender does not have to do so and is not under any <br />duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all acrions <br />authorized uncter this Section 9. <br />Any amounts disbursed by I.ender under this Sectiott 9 shall become addirional debt of Borrower secured by <br />this Security Insmiment. These amounts shall bear interest at the Note rate from the date of disbursement <br />ana shall be payable, with such interest, upon norice from Lender to Borrower requesting payment. <br />If this 5ecurity Instnunent is on a leasehold, Borrower shall comply with alI the provisions of the lease. If <br />Borrower acquires fe,e ritle to the Properiy, the leasehold and the fee title shall not merge unless Lender <br />agr�s to the merger in writing. <br />10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of malting the Loan, Bonower <br />shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the <br />Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that <br />previously provided such insurance and Borrower was required to make sepazately designated payments <br />towazd the premiums for Mortgage Insurance, Bonower shall pay the premiums required to obtain coverage <br />substanrially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to <br />the cost to Borrower of the Mortgage Insurance previously in eff�t, from an alternate mortgage insurer <br />selected by Lender. If substanrially equivalent Mortgage Insurance coverage is not available, Bonower shall <br />NEBRASKA-Stngle Family-Fannfe Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP Q VMPB(NE) (1105) <br />Wolters Kluwer Financial Services Page 8 of 17 <br />