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201201013 <br /> (C) "Lender" is EQUI IABLE BANK <br /> Lendarisa SaVings Bank <br /> organized and esisting under thz laws of TH E STATE Q F N EB RAS KA . <br /> Lendersaddressis 113-115 N LOCUST ST PO BOX 160 GRAND ISLAND NE 68802-0160 <br /> I.ender is the beneficiary tmder this 9ecurify Instrpment. <br /> (D) "Truslee" is EQUITABLE BANK <br /> (E) "Note" meansthepromissorynotesignedbyBorroweranddated February 03, 2012 . TheNote <br /> statesthatSorrowerowesLender ONE HUNDRED FIFTY FIVE THOUSANO AND 00/100 <br /> Dollars (U.S. $155,000.00 )plus interest. IIorrower has promised to pay this debt in segulat <br /> Periodic Payments and to pay the debt in Pull not later than Ma r Ch 1, 2027 <br /> (F) "Property" means the propzity that is described belo��under the headiug "Transfer of Rights in the <br /> Properfy." <br /> (G) "Loart" means flie debt evidenced by the Note, plus interest, zny prepayment chazges and late charges due <br /> under the Note, and all swns due under this Securitp Instrument, plus interest � <br /> (fi) "Riders" means all Riders to this Security instrumeni that aze executed bq Borrower. The following Riders <br /> are to be executed by Borrower [check box as applicable]: <br /> �Adjustable Rate Rider 0 Condomuuum Ridet 0 Second Home Rider <br /> 0 Balloon Rider � Planned Unit Development Rider 0 1-4 Family Ridcr <br /> 0�iA Rider 0 Biweekly Pa�nent Rider � Other(s) [specify] <br /> (I) "Applicable Law" meaus a11 cpnh-olling applieable federal, state and local statutea, regnlations, ordinances <br /> and administrative niles and orders (that have the effecf of law}as well as all applicable final, nan appealablc <br /> judicial opinions. <br /> (J} "Communi#y Association Dues, Fees, and Assessments" means all dues; fees, assessmerns and other <br /> charges that are imposed on Borrower or the Yroperry by a condoxninium associarion, homeowners <br /> association or tiimilar organization. <br /> [!� "EleCtronie Funds Transfier" means any transfer oY funds, other thaa a hansacrion originatcd Uy check, <br /> draft, or sunilaz paper instnun�rt, which is uutiated ttu-ough an electronic tetminal, telcphonic instrument, <br /> eomptrter, or magnetic tape so as to oxder, inslruct, or aukhorize a financial institufiion to debit or credit an <br /> account Such term includes, Uut is not Iimited to, point-of sale transfers, automated teller machine <br /> transactions, transfers initiated bp telephone, ��ire transfers, and automated cleariughouse transfers. <br /> (L) "Escrow Items" means those items that aze descrbed in Section 3. <br /> (M) "M iscellaneous Proceeds" me�s any compensaCion, settl�nent, aivazd of damages, or proceeds paid by <br /> any third party(other than insurance proceeds paid mider the coverages described in Section 5) for. (i) <br /> damage to, or destruction o� the Property, (ii) condeinnation or other taking of all or any pazt of[he <br /> Pxoperiy; �iii) conveyance in fieu of condemuation; or(iv) misrepzesenCations of, ox omissions as to, the <br /> value and/or condition of the Property. <br /> zaocoz<o <br /> N�RI,'SKA-Single Fzniy-Fannie fd ze rretlCi�M ac U NIFORN MSTRUM ENT Fo�m 3028�IG5 <br /> �'M?CN VNIF6(NE)(1 i05) <br /> W ol-ers Kluw er Financiol Services ?age 2 of?] <br />