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201201012 (C) "Lender" isEQUITABLE BANK Lcndcrisa Sdvings Bank or�anized and existing under the laws of THE STATE OF N EBRASI<A Lender'saddrzssis 113- 115 N LOCUST ST PO BOX 160 GRAND ISLAND NE 68802-0160 Lender is tl�e beneficiary undcr this Secw9ty InsYrument. (p) "Trustee" is EQIIITABLE BANK (E) "Note" means Che peomissory note signed by Bortow�r and daCed Febr ua ry 03 , 2�7 2 . The Nul� statesthaCBonowerowesLender SIXTY NINE THOUSAND AND 0011D0 Doll.�rs (U.S. $69, 000 . 00 ) plits interest, Boric�wer has promised to pay Chis debt in regular Periodic Payments and to pay Che debt iu full uot Iater than M a r c h 1 , 2 042 (F) "Property" means the properCy that is descril�ed below under the heacling "Tiansfer of Right� in the Property." (G) "Loan" meuis the deUt euidenced by the Note, plus interest, any�re�ayment charges and late cha�ges due under tlie Note, and all sums due under tliie Securiry Iustrumei�t, plus intex€sC. (H) "Riders" means all Riders to this Security Instrument that are executed by Bor�ower. 1'he following Riders are to be executed by Borrower [elieck box as applicaUle]: 0 Adjust�ible Rate Rider � Condominium Rider � Second Horne Rider � Balloon Rider � Plnuned Unit Developinent Ridcr � 1-4 Family Rider U VA Rider � Biweekly Payment Rider D Other(s) [specify� (1) "Applieable Law" metms all controlling applicable federal, state and local suttutes, regulations, ordinances and administrative rules and orders (that have the effecC of law) ns wcll as all appNcable�final, non-�ppealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all clues, fees, nssessments and ollier charges that u'e imposed on Borrower ar thc Property by a c�ndominium associ2tion, l�omeowncrs associ.it3o�i or siniilar orsanizacion. (K� "Electronic Funds Transfer" means any uapsfer of fttnds, oCher Clian n transa�ction originated by eheek, diaft, or similtir��xper instrument, which is iniCiated Ylirough an elec[roilic tenninal, tclephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a flnancial insCilution to debit or credlt 2n account. Slich Cerm includes, l�nf is not limited to, point-of-sale transfcrs, automated teller machine CransacCions, CransFers iniCiaCed by telephone, wire transfers, and automated cleariugl�ouse h�ansfers. (L) "Escrow Items" means those iteins that are descriUed in Section 3. (M� "Miscellaneous Proceeds" means any compensltion, settlement, award of da�nagee, or proceeds p2id Uy tury tliird parry (other than insurance proceeds paid under Che coverages describecJ in SecCion 5) for: (i) damage Yo, or destruction of, tl�e Property; (ii) condemnation or otlier taking of all or an}=part of the Property; (iii) eqnveyauce in lieu of condemutttion; or (iv) mis�epresentations of, or omissians as to, the value and/or condition of fhe Property. ^ � 74000232 NEBRASKA-Single Femlty-Fennle Mae7Froddle Mao UNIFORM INSTRUMENT Form 3028 1/01 VMP 0 VMP6INCI(11061 bVoltors I(luwer Rnanclal Services Pago 2 of 1)