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201201011 <br /> BY SIGNING BELOW,Borrower accepts and agrees to the terms and covenants contained in this Security <br /> Instrument and in any Rider executed by Borrower and recorded with it. <br /> Borrower <br /> J.' �o-�� �-1-aoi� <br /> JE�� KOE TER Date <br /> Seul <br /> Acknowledgment <br /> State of Nebraska <br /> County of Hall <br /> This instrument was acknowledged before me on_.,-'��thcta�.r� � o�Dl� by <br /> —_�_� <br /> Jeffrey L.Koester <br /> E��.,c� , <br /> � ��ti <br /> Notary Pu ic <br /> My commission expires: (�d��� �I �- <br /> (Sea]) <br /> �GENERAL NOTARY-State oi Nebraska <br /> BEVERLYJ.BREWER <br /> _ My Comm.Ezp.Aug.1�,2012 <br /> 116595051� <br /> NEBR4SKASingle Family-Fannie Mae/Freddie Mac UNIFORM INSTRl1MEM Fortn 3028 1/01 <br /> VMP� v 09/10 <br /> Wollers Kluwer Financial Services 201202014.0.0.0.4002-J20110209Y Initials�. ��^ Page i6 of 16 <br /> fi59505101123" <br /> IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII <br />