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<br /> 9'OpR'fH[tR WITII nll thc hnprorenxms now on c�rtnfter erutal on tho propcny,a�1G�caumems,app�mennncu,end
<br /> tix�uru nuw or hercaftcr n pan of thc propeny. All replottmcros nnd addiiions shatl nim bc covcrcd by thts Sccurity
<br /> Instrument.All o(ilw foropoing is refcrrcd to In Ihls Sccudty Instmmcm as�hc•Prop:ny.'
<br /> BORROWGR COYIiYANTS thm fbrmwcr Is I�wfully uixd of tho esto�o hcrcby mnveycd md lias�he�ight m grenl and
<br /> convey the Propeily nnd thm d�o Pmp:ny Is unencumbered,excep� for cncum6mnces of rxord. Borroxxr wanams ¢nd wlll
<br /> defend genemlly iho tl�le lo tho Property ngnlnst alt cialnss and demands,su6Jec�ro eny encumbrances of rttard.
<br /> THIS SCCURITY INSTRUMCNT wmbincs unifonn mvcnams(or natfonn�uso and non•uniform�vvcnams wl�h Ilmlicd
<br /> vadnQons by JuNsdlction to ansii�uto n uniform sccurl�y instmmcm covcring n:al propeny.
<br />- UNIrOR'd COVENANTS.Dorro�rer and I.ender mvenam nnd ngre.e as follmvs:
<br /> 1. Payment of Pdncipai and fntrresq Prcpnyment nnJ l.ntc Chnrges. Dorcowcr shali prompily pny w6en duc �ho, '
<br /> pdncipal of and intcrut on t6e debt evidenad hy�ho Noto nnd any prepaymem nnd laie chargcs duc under�hc Nnm.
<br /> 2. FLnds for Tnza nnd Insurnnee. Subject �o opplicable la�v or io n wriuen wairer 6y I.ender, ISortower shall pay to _
<br /> Lenkr on the day moNhly payments nre duo undet�I�e Not0.umtl Ne Nac is pa?d tn full,a sum('I�and.c'1 for.(a)yaidy taxes -
<br /> azd auessnxnis xhtch may aUaln pdority over�his Smidty lns�mment u a lien on th�P�aperty;(b)yeady leav:t:dd paym.crtts
<br /> or g�ourd rcr.ts on the Pto�eny,If uny;(c1 ya�dy twtud or pmperty insuram pmmiums:(6))'carly Iloud insurar.ce prenuums. -_
<br /> [f any;(e)yeaNy mongage irtsunnce prcmiunu, iF any;and(Q any wnu payable by Bottmrtr to Lencter,in.ccontar.ce with
<br /> tbe provisions of p�ngnph 8.in lieu of tFe yaymer,t of nwngage ir�mr..nce premiuou.These items nre c;Jlecl 'L't¢row items.' -
<br /> I.e�er n�.�y,eu any time, mlhe� and iald funds in an amonnt �r.e oi�ucmd tt:c nk�ximum amonnt a IeMer Por a federnliy _
<br /> rtla[ed tnongage la�n may r.•.;ufrc for 6orro�rer's curo�r p:mnm in;f:r the frdrnl Real Estate Seulenxr.t Procedures Acl of _'
<br /> 1974 ns amendnl fmm ci2�co�ime, 12 U.S.C.Secticn _'btll ti seq. ('RGSPA'),tnilcss anulhe�law Ihal applie5 lo IhC Punds °
<br /> scls a Icsscr anwuni. if sa, Ltnder may.a�any Citn:, rullm end hold �unds in nn amonm iNi to exccvd ihe lesser amoun6 .
<br />- Lender mar e�temi;e tAe nmeum of Fun�1s due on ih;MSSs of curnrtnt data and reazonable e.tin�ata of ezpenditura oi fuNre -�
<br /> Cscrow Iteno or o:hen�icc in accordancc rvl�h nppll¢a�:inw. ?'
<br /> The Funds simH ce he!d tn an Instiwtion whuse dcposi�s arc insured hy s fcderal-ngenry, instmmcmality, or en�i�y -
<br /> (inciuding Lender,if LreSer u such an ins�imtion)orin,any Pedeml ilome I.oan il:nk.Lender shall npply the Funds�o pay the -
<br /> Escrow f�envs.l.ender may nol cbuge Iiorrower for holding and npplying�he FunS.,annually anxlyzing�he escrow accounl,or __
<br /> vedfying�he Gccrow Items, un!ess Lender pays Borto�ver imeres�oii eht Nnds and applicable law pemii�s Lender�o make such ;-
<br /> a el�arge.Hmcever, Lender nuy requirc 6orro«�er to pay n one•time tharge for an independem real es�ete�ax rcponing service =
<br /> used by I.c�er in connecUon with �his loan, unleas nppliceblc law provides o�hernise. Unless un agn�emenl Is nude or -
<br /> appllcable law rcqulrcs imcrest�o be paid, Lcndcr aleS1 nM be rcquired lo pa,�'Bo:nwer any imeres�or eamings on the�unds. °
<br /> Ilorrowcr nnd Lendtr may xgnr in wri�ing, Im�cev.r,�ha� imeresl shall be�,id nn ihe�unds. Lender shill give to Rorrow•er, =_
<br /> without charge, an nnaual attnunting of�he�unds,shnwing credi�s xnd drbi4t m�he�unds and �he puryose for whfch each -
<br /> Aeht��n�he Punds was nuda The Funds em oledeed u xddillonal stcuri�y for nll sums secured by thls Securily Inslivmenl. .-
<br />• If the Nnds held by Lender exceed�he amomx>genniuM�o be heid by nnp?ita6le law,Lender shall eccount lo Oorrower °
<br />° For the exmss�unds in zccordance wlth the nquirer.unc> of npplicable Inw.1(fir amoum of�6e Funds 6ric2 Fy I.ender a�any
<br />" r.nx is not suffltient m p�y the Cscrow Items���hen�na.lender may so nmify Rorrowsr in wriling,and, in suzh case 6orro�ver =
<br /> shall pay�o Lender the amount necessary �o nuke up the defictency. Rnrrouer ahail make up�he deficier.cy In no more�han
<br />� uvelve momhly paymer.is,nt Lender'c so!c dixrc�ion. �-
<br />` Upon payment fn full of all sums securad by�hix Sewriiy Ins�mmem. Lender shail promp�ly rePond ro 13orrower any -
<br /> �unds held by Lender.If, under p�regreph 21.I.enAer�hall arquire or sell�he Propeny,Lcnder,priur�o ihe acqulsi�lon or sale ._
<br /> of the Propehy,shall xpply nny�unds hcld 6y Lenikc ni ihe tfine of acyufsi�Ion nr snle ns u credi�ogafnst ihe swns secured by -
<br /> this Securily Ins�mmcoi. -
<br />- 3.App�irnllmt ot Pnytnenls.Unlcss npplicnhle lau�provida oiBcneixe.all paymcnts rc.cic.�l by Lender undcr p�ragrephs �_;
<br /> I and 2 shall he applicd: firsL m any prepaynrem .huges Juc unJcr ihe M1otr. second,m amoums paynblc undcr pangnph 2; ..
<br />,_ �hird,ro fnlcrest Jur,fouctF�,�o principal due:�m� Ive,m nny latc charges Juc un!ar Ihc Nolc.
<br /> 4. Charges, Llen<. �3nr�o�ver shall pay uil tnic..a�ccumems,charses, fincs eml imposiiions nuribmablr m�he Property -
<br /> �vhtch may a��nin pdority m�er ihis Securiiy Insuamer.t, and IeaxhnlJ paymems ur ground rents, if any. Dorrox�er shall�y _
<br />- �hcse ob�igauioa.in Ihe m�nncr pmvidcJ in pamgri�ph 2,or if no�paiJ in�hat manncr. Dorrmvcr shall pay�F.em on�ime dia�0y =�
<br /> to the person o�v.d paym.m.Oorrower shall pmmptly(umish�n Ixnd.r ull noiicca uf amounts w be paiJ under�his parngrapU. '
<br />� If Uorrou�cr makes thar payments directly. 6urro•.�rr sfi�ll prompdy(urnish�o LcnJer reccipts evidencing the paymems. _
<br /> 6orrower shall pmnlpliy Jischarge nny lien a�hi;S i,ic priuriry•urer lhis Stcurily imlrun:enl unless Dorro�ver.(a)agrces in --
<br /> writing m thc Nymem uf the obliEa�ion sanired by ihr li.n in a manner acsp�ablc�o Lender,lb)mntes�s in gooJ faidi�he licn _
<br /> 6y. or drf.cA. againsi enforcrmcnt of ihr licn in. legal proCttvlings nhi[L in thc IAnJer's opinion apera�c m prevcm �he _
<br /> enforeemtn�nf�hc licre or lcl scavrex Gnm IF.c hnld.r nf�hc licn:m agrccmtnt,:ni.factoq� io lAnder,uMrJinating the licn�o _
<br /> this Stcurily In�hwn.rt E:Lrr I.r Jet.rminr.�h.,i .:a. p,m of�hc Pn,�kn} is sulycrt to a licn nhi:h uu} :r.tain priorit)�nrcr "
<br /> Ihis Securily Insuumcr.l. Lc;:J.r may @l��c Ikvro��cr a m,licc id.mifying Ih.litn.I3nrrmccr.hall<aliafv t.`r li,n or IaAc onc or ...
<br /> :r.ore of Ihe acliniu set forlh,buve wil6in 10 d:n.ol�ht givin�of mniir.
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