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201201003 <br />(n "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />� Adjustable Rate Rider <br />� Balloon Rider <br />� 1-4 Family Rider <br />� Condominium Rider <br />� Planned Unit Development Rider <br />� Biweekly Payment Rider <br />� Second Home Rider <br />� Other(s) [specify] <br />(.n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as a11 applicable final, non-appealable judicial <br />opinions. <br />(I� "Community AssociaHon Due�, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that aze imposed on Bonower or the Prop+erty by a condominium association, homeowners association or similaz <br />organization. <br />(L) "Electronic Funds Transfer" me�ns any transfer of funds, other than a transaction originated by check, draft, <br />or similar paper instrument, which is initiated through an electronic ternunal, telephonic instrument, computer, or <br />magnetic tape so as to order, instruct, or authorize a fmancial institution to debit or credit an account. 5uch term <br />includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by <br />telephone, wire transfers, and automated clearinghouse transfers. <br />(Nn "Escrow Items" means those items that are described in Section 3. <br />(1� "Miscellaneous Proceeds" means any compensation, settlement, awazd of damages, or proceeds paid by any <br />third party (other than insurance procceds paid under the coverages described in Section 5) for: (i) damage to, or <br />destruction of, the Property; (ii) condemnation or other taking of a11 or any part of the Property; (iii) conveyance in <br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(P) "Periodic Payment" means the regularly scheduled amount due fox (i) principal and interest under the Note, <br />plus (ii) any amounts under Section 3 of this Security Instrument. <br />(� "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing <br />regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended ftom tnne to time, or any additional or <br />successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, <br />"RFSPA" refers to all requirements and restrictions that aze imposed in regazd to a"federally related mortgage loan" <br />even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. <br />(R) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that <br />parly has assumed Bonower's obligations under the Note and/or this 5ecurity Instrument. <br />TRANSFER OF RIGHTS IN THE PROPERTY <br />The beneficiary of this Security Instnunent is MERS (solely as nominee for Lender and Lender's successors and <br />assigns) and the successors and assigns of MERS. This Security Instrument secures to Lender: (i) the repayment of <br />the Loan, and a11 renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's <br />covenants and agreements under this Security Instnunent and the Note. For this purpose, Borrower irrevocably grants <br />and conveys to Trustee, in trust, with power of sale, the following described property located in the <br />COUNTY of HALL . <br />[Type of Recording Jurisdicrion] [Name of Recotding Jurisdiction] <br />r�r � (6) , �u.u� �s �r�, �.v n.� �o � v.�r.P.c� c� c�, � a.zruY, r�� <br />A.PN. : 400C3Z3440 <br />which currently has the address of 412 HILLSIDE DR <br />[Street] <br />CAIRO , Nebraska 68824 <br />[City] IZip Code] <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mec UNIFORM INSTRUMENT - MERS <br />Form 3028 7/01 Page 2 of 71 <br />("Property Address"): <br />DodNeg/c $,� <br />www. docmagk, com <br />`� <br />'�� <br />Ne3028.mzd.mil <br />