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<br /> TOOBTHGR W178 il!thc Improvcnxms now on c�rca��r em:tcd on�he prop�ny,and alt caumcmx nppunwiances.
<br /> and ftxlures now on c�rt�ftar a part of Ihe pro{kny. All rcpincemcnts anct addi�lau sM1all alsa Iw wvend by�his Security
<br /> ins�mment. AllohhotaagoinEisrcfcm:dloiniMsS:curiryinstrumcr.tutk'PtapeuY�' -------- � ----�-�- �
<br /> AORROWC:R COVENANTS Ih��IIortower is lawfully seisnl ot�he esta�e her�bp convcyed and h:u�he right to grant
<br /> and convcy thc Ropehy and thm tho Pro�xey Is uncncum6crcd,ozttpi for cncumbran:cs of runnl. porroxcr wa�ranlx anA
<br /> will dctend genernliy th��itlo to iho Yrope�ty agalnst ell etaims nnd Aemxnds,sebJtet to any encumbnncas of rccurd.
<br /> 'fHIS SGCUR171' IN9'fRUMGYf combines unlfumi covennms for milonal use and non•unifonn co��tnams �vi�h
<br />. Ilmi�cd vndmlons hy Judsdictlon lo cons�itutc a unitomi sccuri�y inunimmt eorednS«��Propcny.
<br /> UNIPORM COVBNAN'fS. Rnrtowcr and Lcndcrcovcnnnt nnd ngro as(ollows: -°-`-- '---
<br /> 1. Pnyment otPrtnclpal nnd intersl{Yrepayment nnd l.nto Charges. Bortower shali promptly{uy when due�hc
<br /> pdneipnl of and Intertsl on tl�o debt oridenttd 6y ihe Note anA nny prepaymem and late ehuges Aue under�k Nme.
<br /> 2� i0mds Por 91�xannd Insunncc. SnbJca tn nppIicablc Inw ono n��rincn waircr by Lendcr.Dottmvcr shnll pay to
<br /> Lendcr on�ho day monthly paymems aro due under the Nnte,umil�I:c Note is pafd in PoII,a sum f'Nndi'1(or.(a)yearly -
<br /> taxes nnd assessments wldcb may nttaEn pdority over�his Security[nsWraent as a licn on the Ptoprr�y:Lb)Yeariy L:aseho[d �
<br /> paym.ents or ground rcms on tho Propenp, ff nny; (c) yeazty twzazd or aapeny insura�xt prcmiums;(d) yru[y Itood _
<br /> (nsurancc prcmtums, if any; (c)ycadr mong�go insuronce premiums,iE a�y:azid(p any sums payabic by 13orro�4er ro
<br /> Lender,in xecordaz:ce wi�A the provismns of puagroph 8.in Geu of�he paym:nt oE martgaga insuronce pemiums_ t6ese
<br /> � irems aze calted'Eurow Itens.' l.e+:Ar n�ay.at yiy time,coll�rt and ha[rf fhnds in an amoum no1 la exmd the maximum =
<br />. amount a IrnQer for a fed:raliy relaud n�ongage loan may[zyuire for Q�ortower3 escrow accouN under the lederel Real
<br /> Gstate Settlement Prottdurcs Act ot I914 as amcnded Uom time to tim.,t 2 U.S.C.3 2601 e�seq.("RESPA9,unless,no�her ---
<br /> lew that appiics to the I'vn3s u�s a Icsur amount. if so,Lcnder may.a�:ny time,wllect and holA llnds In an:mtounl r.ot to �,;-:•-_
<br /> excced �he Icsser amoune Lender may es�ima�c ihe an;ount of!•Lnds dce on tM Azsis of currenl dau and rcamna6le �,�y;..
<br /> estlma�es of exprnditures ot iuwro Escmw Uems or othenrise in acmrdir.ce��i:h npplicaF[e k�w. �Y"�?='-�
<br /> 4Le Rmets shall be hcld in an i�stiiwion whose deposiu:uc ins�ur.d 1;}'n fedraJ. ngency,instrumtmaliry,or cmity -'i�5t,Z;�;.
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<br />- (including Lender,if Lender is such ai instimdoN or in nny I'rderai Hoa,r_ Lmi�15a:t. l.ender shall apply�he Ponds to pay (rq,,�y.___._
<br />- �he Gscrow Items. Lender nwy nut charge 6orrower for holding �nd a,��fym,g c'x fnr.ds,r.nnually anal7zing�he escrow {,C,� � - -_
<br />�•- accouN,or vedfying�he Gscrow Oens, unless Lender pays 6orto���er intrrtst cna�h Funds and upplicable law pennils .r_y_ _:__ --
<br /> Lendtr ro make such a eharge. Hmvever, Lender may rcquin:Uonox�er w pay n ox•timr charge for an independect roal i�-:�:,i=:;�._�
<br /> u�ate�az n:potling service usal Yy Lender in connec�ion wl�h ihis loaa u�+.eca appll.ab'.:taw provides othenvise. Unlrs�an �-•1^y�,_:
<br /> a eemcnl is made or a licable Iaw r ulrec interes��o be �id,Lendersw[f rnI bu rcquired to pay Oorroxer any imcrest or .,(�?� -
<br />_ Pl PP ttl P�, �3:u'a�r.
<br />--: tamings on�he Ih�nds. 6ormwer and Leodcr may agrce In wn�ing,hace.�e.�h.i�in�cresl shail be pald on ik i�r.ds. Lendcr _�s;r��-�.;-
<br />� �tra.tl give to Uovower,wi�hom thargr,nn annual nccouming o(ihe I�nBs,sM1Owing ciedi�s and debl�s lo�:e(�nds nnd�he �P'•- _- —.:
<br />:. p�apoce tot whfch each debit to thu finds w:�s maAc. 'It:e Funds nre pledgzd as edCiiiva�l securiry for all sums secered by �"Z"?�i(j��4;"�'"
<br /> �t�is S:curi�y Inswmem. 'f F:�1.�5�<_!t�,:.
<br />�_� 1(Ihe I'vndz held by Lender exceed th amoun[s prtni�led �o h tx'.d by.r.{rfi:able law. Lender shnll accoum �o •�s�q:�i'��-__.—_
<br /> Ro�mwer for�he excess�unds in nccordnnce acn��he rcqwrements oi v�nircxoie-in�r. 1f�i�c nmuuui af t�F :ur,ds hc�d L� + s rrr i7x^�.ti� --
<br />� Lender nt any�ime is not sufficient io pay ihe I'iccrow i�ems when due,IAr.drr may�so no�ify Uortower ia writing and,in t.R,. �� ,_
<br />- such case Oorrower shall pay lo LerAer�he nmoum necessary �o mak¢ up the etefiriency. Qortower slall maAe up the }�r;�, ��} �i
<br />° deflciencyinnomore�hantwclvemor.�htypaymems,atLrnd:rtsolediscmtio�. 1��„Y�l}.°��j;,_.-`"�,
<br />= Upon payment in full of all sums securcd by�his Secnriry Ins�rvment.Lender shall promptly mWnd to Uotto�cer any �;t�t#t�-;�;�.
<br /> I'vnds hcld by Lendcr. �f,undcr par�grnph 21.I.endcr shall acquirc or�.1��.t Propeny,Lcnder,pdor to ihc;+cquisi�ion or .��ts•� rt:,��,p. -
<br /> sale of�he Properry,shall npply nny Funds hcld 6y Lcnder a��he �irce o.`x: ulsUion or salc as a credl�� atns� Uie sums �f� 1� -
<br />: secur.d by ihis Securiry Instrument. a S E,;,�n� `�� ,{� -
<br /> 3. Applicalion of Pnyments. Unless applicable law provids o�he�nise, uil payments rxeiveJ 6y LenAcr under �'���� Y *{�-�> -
<br /> paragr,phs I nnd 2 shall 6e,pplicd:firs6 to any prepaymcn�ch.ugcs d�e under the Note;scrnnd,lo amoc^IS pa�ab:e urAer a �T Zf � •_
<br /> ara re h 2:�hird,Io Intehsl due;fou�h,to rinci al duc;arc!las+,to an dafechar es due under�he Nota '?;y��-��";i F���.:��
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<br /> � 4. Charges; Llens. �onowrr shallPpay nll mxor. nc.essmcnu chvges,sines end imposltions zttribmablc t� �he �� ,., f' �{��ge,.�
<br /> Propeny which may auatn priority oeer�his Security Instrumem,and kasehold payments or ground rents,if nny. I3ono�cer ��1,` ���:y •-
<br /> ' shall pay these obliga�ions In�he mar.aer provided In pamg�apS 2,or if nd�r.id in�hx�manner, DoROwer shall poy them on . � �'��t��x�4_r "
<br /> I �iree dircaly�o�he person owed pay��m. Oorrow�rr shatf prompily flimisfi�o Lender xll noiices of artioun;s lo be paiA under {;v�f � . �
<br />'�i ihi:paragraph. If Ronmvcr makes�ACSC paymenu direc�Ip,Dortower shnli promp�h[nrnish�o Lcndcr rmeipis cvickr.cing '�i}i�st�r;}QFn.��r ;�
<br /> the paymems. �p�.if:�, .� �'
<br /> Uortoner shall promp�ly discharge an��lien which haz priority over�hSs Seeurity lnerumrnt untess Borron�er.(a)agrees '�;.,,e�•);{(��?��k���?'.'y;:
<br /> in uTiting to�hr��xymcnt of tl:e ob)igz�ion sc.uceA by thc licn in a mar.r,rr aacepinblc io Lendcr.(b)conicsu in gnod fai�h�hc r4�;r•'1.�'��d�ixj'�-
<br /> � litn by,or dMeM�agains�en(o:cemer�of�hr lien in,Iegal pruceedinga�vhich in �I�c Lenderi opinion opcntc w prcvent�he �',- fy`��.I''{`_<.
<br /> ertforcemtN of ihr licn;or(.�securcs fram�he holdcr of ihe licn nn agrecmer.�xotisfac�ory io L.cndcr su6ordinx�ing thc licn �<�`_�,�' �r?;Fq�c;>-:
<br />-5� [o dus Security Inswmem. If Lender de�ennines iha�an}pan of�he Propeny is subjec��o a Ifen which may auain priori�y f;.�-;-><<•;�7��-�:-•--'.
<br /> - over tUis Securiry Inswmem,Lendermay gire OoRO���cr a m��iac iAemitying the lien. Dovmrer shall sn�isfy�he lien or iake ;,,r�.t.j�;x�Ni�l�i;,:,°;:
<br /> one or morc of�hc aaions set fonh above w�i�hin 10 day:s of ihr givingof noiicr. ;�=' t �+,,�x�<<<�,,
<br /> - 5. Ilez�rd or Properly insuranca 6mrow�cr shall Ar.p�tie impr,�emems now exis�in•on c�rcaGer crccled on thc r��? �p� � x�,.-•.,_
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<br />.= Propeny inmred againsl loss by f ve.M1a�ards mciuded�vf�hin rf:r�emi��ex�.r.S�J�u,cmge"end any o�hcr�aiarCs.ir.eludinfi :i�n:���n�;r,.,`.y�_;
<br /> - Ooads or Ilooding, for uhich Lendcr requircs insurancr. "ITis insunnee sM1all be maimaineJ in�he atnouNS and for�he 4r- j � -_,-�.�sli�'-
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