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201200975 <br /> (I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The <br /> following Riders are to be executed by Borrower[check box as applicable]: <br /> � � Adjustable Rate Rider � � Condominium Rider � � Second Home Rider <br /> ( � Balloon Rider ( � Planned Unit Development Rider � � VA Rider <br /> ( � 1-4 Family Rider � � Biweekly Payment Rider ( � Other(s)[specify] <br /> (J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br /> ordinances and administrative rules and orders (that have the effed of law)as well as all applicable final, <br /> non-appealable judicial opinions. <br /> (K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments <br /> and other charges that are imposed on Borrower or the Property by a condominium association, <br /> homeowners association or similar organization. <br /> (L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated <br /> by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br /> instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br /> or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller <br /> machine transactions, transfers initiated by telephone, wire transfers, and automated, clearinghouse <br /> transfers. <br /> (M) "Escrow Items"means those items that are described in Sedion 3. <br /> (N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or <br /> proceeds paid by any third party (other than insurance proceeds paid under the coverages described in <br /> Section 5)for: (i)damage to, or destruction of, the Property; (ii)condemnation or other taking of all or any <br /> part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions <br /> as to,the value and/or condition of the Property. <br /> (0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or <br /> default on,the Loan. <br /> (P) "Periodic PaymenY' means the regularly scheduled amount due for (i) principal and interest <br /> under the Note, plus(ii)any amounts under Section 3 of this Security Instrument. <br /> (Q) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its <br /> implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to <br /> time, or any additional or successor legislation or regulation that governs the same subject matter. As <br /> used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in <br /> regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related <br /> mortgage loan"under RESPA. <br /> (R) "Successor in Interest of Borrower" means any party that has taken title to the Property, <br /> whether or not that party has assumed Borrower's obligations under the Note and/or this Security <br /> Instrument. <br /> TRANSFER OF RIGHTS IN THE PROPERTY <br /> The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's <br /> successors and assigns) and the successors and assigns of MERS. This Security Instrument secures to <br /> Lender: (i)the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) <br /> the performance of Borrower's covenants and agreements under this Security Instrument and the Note. <br /> For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the <br /> following described property located in the COUNTY [Type of Recording Jurisdiction] of HALL [Name of <br /> II II I II II II I I III I I ( ( I I I II II II I' II I II( II I� <br /> 3 O O O 9 7 5 8 9 6 a M C M o O T <br /> NEBRASKA--Single Family-Fannle Mae/Fretltlle Mac UNIFORM INSTRUMENT Form 3028 1/01 (page 2 of i4pages) <br /> FinalaDocumentServicesm 302702/O6 <br />