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<br /> loan servicing obligations under the Note, this Security Instrument, and Applicable Law. There also might
<br /> be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the
<br /> Loan Servicer, Borrower will be given written notice of the change which will state the name and address
<br /> of the new Loan Servicer, the address to which payments should be made and any other information
<br /> RESPA requires in connection with a notice of transfer of servicing. If the Note is sold and thereafter the
<br /> Loan is serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing
<br /> obligations to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer
<br /> and are not assumed by the Note purchaser unless otherwise provided by the Note purchaser.
<br /> Neither Borrower nor Lender may commence,join, or be joined to any judicial action (as either an
<br /> individual litigant or the member of a class) that arises from the other party's actions pursuant to this
<br /> Security Instrument or that alleges that the other party has breached any provision of, or any duty owed
<br /> by reason of, this Security Instrument, until such Borrower or Lender has notifed the other party (with
<br /> such notice given in compliance with the requirements of Section 15)of such alleged breach and afforded
<br /> the other party hereto a reasonable period after the giving of such notice to take corrective action. If
<br /> Applicable Law provides a time period which must elapse before certain action can be taken, that time
<br /> period will be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and
<br /> opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to
<br /> Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective
<br /> action provisions of this Section 20.
<br /> 21. Hazardous Substances. As used in this Section 21: (a)"Hazardous Substances" are those
<br /> substances defned as toxic or hazardous substances, pollutants, or wastes by Environmental Law and
<br /> the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic
<br /> pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and
<br /> radioactive materials; (b) "Environmental Law" means federal laws and laws of the jurisdiction where the
<br /> Property is located that relate to health, safety or environmental protection; (c)"Environmental Cleanup"
<br /> includes any response action, remedial action, or removal action, as defined in Environmental Law; and
<br /> (d) an "Environmental Condition" means a condition that can cause, contribute to, or othenvise trigger an
<br /> Environmental Cleanup.
<br /> Borrower shall not cause or permit the presence, use, disposal, storage, or release of any
<br /> Hazardous Substances, or threaten to release any Hazardous Substances, on or in the Property.
<br /> Borrower shall not do, nor allow anyone else to do,anything affecting the Property(a)that is in violation of
<br /> any Environmental Law, (6)which creates an Environmental Condition, or(c)which, due to the presence,
<br /> use, or release of a Hazardous Substance, creates a condition that adversely affects the value of the
<br /> Property. The preceding two sentences shall not apply to the presence, use, or storage on the PropeAy
<br /> of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal
<br /> residential uses and to maintenance of the Property (including, but not limited to, hazardous substances
<br /> in consumer products).
<br /> Borrower shall promptly give Lender written notice of(a)any investigation, claim, demand, lawsuit
<br /> or other action by any governmental or regulatory agency or private party involving the Property and any
<br /> Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any
<br /> Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of
<br /> release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a
<br /> Hazardous Substance which adversely affects the value of the Property. If Borrower leams, or is notified
<br /> by any governmental or regulatory authority, or any private party, that any removal or other remediation of
<br /> any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary
<br /> remedial actions in accordance with Environmental Law. Nothing herein shall create any obligation on
<br /> Lender for an Environmental Cleanup.
<br /> NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows:
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