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� � 201200975 <br /> loan servicing obligations under the Note, this Security Instrument, and Applicable Law. There also might <br /> be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the <br /> Loan Servicer, Borrower will be given written notice of the change which will state the name and address <br /> of the new Loan Servicer, the address to which payments should be made and any other information <br /> RESPA requires in connection with a notice of transfer of servicing. If the Note is sold and thereafter the <br /> Loan is serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing <br /> obligations to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer <br /> and are not assumed by the Note purchaser unless otherwise provided by the Note purchaser. <br /> Neither Borrower nor Lender may commence,join, or be joined to any judicial action (as either an <br /> individual litigant or the member of a class) that arises from the other party's actions pursuant to this <br /> Security Instrument or that alleges that the other party has breached any provision of, or any duty owed <br /> by reason of, this Security Instrument, until such Borrower or Lender has notifed the other party (with <br /> such notice given in compliance with the requirements of Section 15)of such alleged breach and afforded <br /> the other party hereto a reasonable period after the giving of such notice to take corrective action. If <br /> Applicable Law provides a time period which must elapse before certain action can be taken, that time <br /> period will be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and <br /> opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to <br /> Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective <br /> action provisions of this Section 20. <br /> 21. Hazardous Substances. As used in this Section 21: (a)"Hazardous Substances" are those <br /> substances defned as toxic or hazardous substances, pollutants, or wastes by Environmental Law and <br /> the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic <br /> pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and <br /> radioactive materials; (b) "Environmental Law" means federal laws and laws of the jurisdiction where the <br /> Property is located that relate to health, safety or environmental protection; (c)"Environmental Cleanup" <br /> includes any response action, remedial action, or removal action, as defined in Environmental Law; and <br /> (d) an "Environmental Condition" means a condition that can cause, contribute to, or othenvise trigger an <br /> Environmental Cleanup. <br /> Borrower shall not cause or permit the presence, use, disposal, storage, or release of any <br /> Hazardous Substances, or threaten to release any Hazardous Substances, on or in the Property. <br /> Borrower shall not do, nor allow anyone else to do,anything affecting the Property(a)that is in violation of <br /> any Environmental Law, (6)which creates an Environmental Condition, or(c)which, due to the presence, <br /> use, or release of a Hazardous Substance, creates a condition that adversely affects the value of the <br /> Property. The preceding two sentences shall not apply to the presence, use, or storage on the PropeAy <br /> of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal <br /> residential uses and to maintenance of the Property (including, but not limited to, hazardous substances <br /> in consumer products). <br /> Borrower shall promptly give Lender written notice of(a)any investigation, claim, demand, lawsuit <br /> or other action by any governmental or regulatory agency or private party involving the Property and any <br /> Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any <br /> Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of <br /> release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a <br /> Hazardous Substance which adversely affects the value of the Property. If Borrower leams, or is notified <br /> by any governmental or regulatory authority, or any private party, that any removal or other remediation of <br /> any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary <br /> remedial actions in accordance with Environmental Law. Nothing herein shall create any obligation on <br /> Lender for an Environmental Cleanup. <br /> NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: <br /> � <br /> NIIIIS IISII�2IIImilFlll III I I I Ile IIGUNIFORMINSTRUMENT Fo II3II8II�UII(palelllof 4Pall5) <br /> Flnale�ocumentServlces� 30270?JO6 - <br />