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��1200969 <br />(n "Riders" means all Riders to this S�urity Instrument that are ex�uted by Borrower. The following Riders are <br />to be executed by Bonower [check box as applicable]: <br />� Adjustable Rate Rider <br />� Balloon Rider <br />� 1-4 Family Rider <br />� Condominium Rider <br />� Planned Unit Development Rider <br />� Biweekly Payment Rider <br />� Second Home Rider <br />� Other(s) [specify] <br />(� "Applicable Law" means all controlling applicable fe�eral, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(I� "Community AssociaHon Du�, Fees, and Assessments" means a11 dues, fees, assessments and other chazges <br />that aze imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, <br />or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or <br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term <br />includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by <br />telephone, wire transfers, and automated clearinghouse transfers. <br />(1Vn "Escrow Items" means those items that aze described in Section 3. <br />(1� "Miscellan�us Proceeds" means any compensation, settlement, awazd of damages, or proceeds paid by any <br />third party (other than insurance proc�ds paid under the coverages described in Section 5) for: (i) damage to, or <br />destruction of, the Property; (ii) condemnation or other taking of all or any part of the Properly; (iii) conveyance in <br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, <br />plus (ii) any amounts under Section 3 of this Security Instrument. <br />(� "RESPA" means the Rea1 Fstate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing <br />regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or <br />successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, <br />"RESPA" refers to all requirements and restrictions that aze imposed in regazd to a"federally related mortgage loan" <br />even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. <br />(R) "Succ�sor in Inter�t of Borrower" means any party that has taken title to the Property, whether or not that <br />party has assumed Borrower's obligations under the Note and/or this Security Instrument. <br />TRANSFER OF RIGHTS IN THE PROPERTY <br />The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's successors and <br />assigns) and the successors and assigns of MERS. This 5ecurity Instrument secures to Lender: (i) the repayment of <br />the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Bonower's <br />covenants and agreements under this Security Instnunent and the Note. For this purpose, Borrower inevocably grants <br />and conveys to Trustee, in trust, with power of sale, the following described property located in the <br />COUNTY of HALL . <br />[Type of Recording Jurisdic6on] <br />[Name of Recording Jurisdiction] <br />LOTS NINE (9) AND TEN (10), BLOCK TEN (10), BRETT AND JOHNSON'S <br />ADDITION TO THE VILLAGE OF WOOD RIVER, HALL COUNTY, NEBRASKA <br />A.P.N.: 400177935 <br />which currently has the address of 4 0 6 E 11TH ST <br />[Street] <br />WOOD RIVER , Nebraska 68883 <br />�City] [Zip Code] <br />�� \� <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS <br />Form 3028 1/01 Page 2 of 11 <br />("Property Address"): <br />DodNaglc � <br />www.docmagic. com <br />Ne3028.mzd.�1 <br />