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201200927 (C1 "Lender" is�LLS FARGO BANR, N.A. LCi1dCT IS e NATIONAL ASSOCIATION organized and existing under the laws of� �TEn STATES . Lender's address is 301 NORTH PHILLIPS AVSNUE, SIOIIR FALLS, SD 57104 Lender is the beneficiary under this Security Instrument. (D) "T�uStee° is �LLS FARGO FINANCIAL NATL BNK C/O SPEC. S1iRV. , PO BOR 31557, BILLINGS, MT 59107 , (E) "Note" means the promissory note signed by Borrower and dated J�7UaxY 31, 2012 . The Note states tha[Borrower owes Lender SIXTY SIR T80IISAPID TNO HONDRHD SIRTY EIGHT AND 51/100 Dollars(U.S. $*•***66,266.51 )p�� interest. Borrower has promised to pay this debt in regular Periodic Paymen[s and to pay the debt in full not later[han �BRII�xY o1, 2032 . (F) "Property" means the property that is descrihed helow under the heading "Transfer of Righ[s in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late chazges due under the Note, and all sums due under this Security [nstrument, plus interest. (H► "Riders" means all Riders to this Security lnstrument that aze executed by Borrower. The following Riders aze ro be executed by Borrower[check box as applicable]: �Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider � Balloon Rider 0 Planned Unit Developmen[Rider 0 1-4 Family Rider 0 VA Ridcr ❑ Biweekly Payment Rider �Other(s) [specify] (p "Applicable Law" means all controlling applicable federal, state and local s[a[utes, regulations, ordinances and administrative rules and orders(that have[he effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessmerrts" means all dues, fees, assessmems and other charges that aze imposed on Borrower or the Property by a condominium association,homeowners association or similaz organization. (K) "Electronic Funds Transfer" means any transfer of funds, o[her than a transac[ion originated by check, drafr, or similar paper instnunent, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as[o order, instruct, or authorize a financial institution to debit or credit an account. S�ch term includes, but is not limitetl to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire nansfers, and automated clearinghouse transfers. (L) "Escrow Items" meaac those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensadon, settlement, award of damages, or proceeds paid by any third party (other [han ins�rance proceeds paid under the coverages described in Section 5) for. (i) damage to, or destruction of, Ihe Proper[y; (ii)wndemnation or other taking of all or any part of[he Property; (iii) conveyance in lie�of condenutation; or(iv)misrcpresentations of, or omissions as[o, the value and/or condi[ion of the Prooerty. NEBqASKA-Single Family-Fanme Mae�Fretltl�e Mac UNIFOHM INSTFUMENT Farm 3028 1!Dt VMP� VMPBINE1111051.00 Wolrers Kluwer Financiat Serv¢es Page 2 011]