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201200890 <br /> {C) "Lender" is EQUITABLE BANK <br /> Lenderisa Savings Eank <br /> organizedande�stingunderthelawsofTHE STATE OF NEBRASKA , <br /> Lender'saddrassis 113-115 N LOCUST ST PO BOX 160 GRAN� ISLAND NE 68802 0160 <br /> Lender is the beneficiary under this Security Instrument. <br /> (D) '°Trustee" is EQUITABLE BANK <br /> (E) "Note" means the promissory note si�ed by Bortower and dated Fe b I^u a ry O l, 2 012 . The Notc <br /> statesthatB�rro�vero�vesLender DNE HUNDRED FORTY THOUSAND AND 00/100 <br /> Dollars(U.S. S 140,000.00 )plus intecest. Borrowcr has promisecl to pay this debt in regular <br /> Periodic Payincnts and to pay the debt in full not later than Feb r ua ry 1, 2042 . <br /> (F) "Property" means the property that is d�cribed below under the heading°Transfer of Rights in the <br /> Properiy." <br /> (G) "Loan" means the deUf eaideuced by tke Note, plus inTeresf, any prepayment cIiarges and late charges due <br /> undcr the Note, and all sums due under tlus Security Inshument, plus interest. <br /> (H) "Riders" mzans all Riders Eo this Security Insuwnent that are execuced by Bc�rro�*ier. The following Rzders <br /> are to be executed by Boirower [checlr box as applicable]: <br /> 0 Adjustable Rate Rider � Condomuuum Rider 0 Second IIome Rider <br /> �Balloon.Rider �Planned Unit Development Rider � 1-4 Family Rider <br /> � VA Ridet �Biweekly Payment Rider � Otjler(s) [specify] <br /> (I) "Applicable Law" mcans all controlling applicable fedcral, state and local staiutes; rca lations, ordinances <br /> and ad.ministrative rules and oiders(that have the effect of 1�2w) as well as all applicable fin21, non-appealable <br /> judicial opinions. <br /> (J) "Community Association Dues, Fees, and Assessments" means all dues, fccs, assessments and other <br /> charges that aze imposed on Borrower or the Properry by a condoininimn association, homeowncrs <br /> association or simllar organization. <br /> (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction origuiated bc check, <br /> draft, or similar paper instrument, which is initiated through an electronic termuial, telephonic instruinent, <br /> computer, or magueric tape so as to qrder, instruct, or authorize a financial institu6on to debit or credit an <br /> aceount Such tei7n includes, but is not limited tq paint-of-sale trxasfers, automatcd ieller maclrine <br /> transactions, fransfers iniliaced Uy tclephone, wire transfers, and automated clearingj�ouse transfers. <br /> (L) "Escrow Items" means those items that aze described in Section 3. <br /> (M) "M iscellaneous PrOCeeds" means any compensation, settlement, award of damages, or proceeds paid by <br /> any third pariy(other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br /> damage to, or destrucrion of, the Property; (ii) condemnation or other taking of all or any pazt of the <br /> Property; (in) convepance in lieu of condemnation; or(iv)mistepresentatio3�s of, or omissions as tq the <br /> value and/or condition oFtha Property. <br /> zaaaoiso <br /> N�RASKASingle Family-FannieM2e(Fretldie DAac UNIFORM1I MSTRU�dENT Form 3028 1101 <br /> ��MP� VW P6(NE)(1 t05) <br /> W cl.e�s Kluw er Fnanciaf Services Page 2 0:1] <br />